Walking About With A Talking Android...Awesome Application - 10/12/10 04:07 PM
Walking About With A Talking Android...Awesome Application 
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KEEP A LOOKOUT FOR THE NEW APPLICATION FOR YOUR DROID
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1.1 WalkyTalky
I have long relied on spoken directions from Google Maps on the desktop. As I access more and more of my online world through my Android phone, Google's recent announcement of GMM4.5 enhanced with walking directions means that I now have superior functionality to what I have enjoyed at my desk --- but now with the added benefit of having it all in my pocket!
Inclusion of step-by-step walking directions on Android now allows me to specify a destination on … (0 comments)

Some good news...Chile official: 1st miner to surface Tuesday - 10/12/10 03:15 PM
Chile official: 1st miner to surface Tuesday
http://www.comcast.net/articles/news-general/20101011/LT.Chile.Mine.Collapse/
Well, here's some good news for the day. First man to be rescued since the horrifying accident about 60 days ago. WOW! I would take one over none.
I am forever thankful for waking up every morning and making it thru the day.
I can just imagine the happiness and hope that these families are feeling right now.
… (0 comments)

New Online Registration System for Paid Return Preparers Now Available - 10/12/10 02:55 PM
New Online Registration System for Paid Return Preparers Now Available
As part of an initiative to ensure that tax return preparers are competent and qualified, the Internal Revenue Service announced that it has issued final regulations requiring paid tax return preparers to register with the IRS to obtain a Preparer Tax Identification Number (PTIN).  A new online application system to obtain a PTIN is now available.
All paid tax return preparers who prepare all or substantially all of a tax return are required to use the new registration system to obtain a PTIN.
Individuals who currently possess a PTIN will need to … (0 comments)

Tax-Exempt Organizations Can Preserve Exempt Status by Filing Returns by October 15 Due Date - 10/12/10 02:51 PM
Tax-Exempt Organizations Can Preserve Exempt Status by Filing Returns by October 15 Due Date
A crucial filing deadline of October 15 is looming for many tax-exempt organizations.  Most tax-exempt organizations, other than churches, must file an annual return or electronic notice (Form 990-N) with the IRS. If an organization does not file as required for three consecutive years, the law provides that it automatically loses its tax-exempt status.
Small nonprofit organizations at risk of losing their tax-exempt status because they failed to file required returns for 2007, 2008, and 2009 can preserve their status by filing returns by October 15, 2010 under a one-time relief program.  Two types of relief … (0 comments)

Report: College dropouts cost taxpayers billions - 10/11/10 11:03 AM
Report: College dropouts cost taxpayers billions
http://www.comcast.net/articles/finance/20101011/US.College.Dropout.Costs/

Wow! I read this article and thought it was interested. I never thought that college dropouts would cost us taxpayers in the Billions. So it seem from this article.
Amazing! I would like to see my kid graduate from college but would this mean that the government will discourage kids from completing college or from applying for scholarships.
… (0 comments)

Sunday Inspirations Quote...Dealing with People - 10/10/10 10:46 AM
 Sunday Inspirations Quote...Dealing with People
 
To rejoice in another's prosperity, is to give content to your own lot: to mitigate another's grief, is to alleviate or dispel your own. Thomas Edwards


A good deed is never lost: he who sows courtesy reaps friendship; andhe who plants kindness gathers love.Basil



Just thought I would share with you.

… (2 comments)

MARYLAND to Possibly Halt all Foreclosures in the State for at Least 60 days - 10/10/10 10:16 AM
MARYLAND to Possibly Halt all Foreclosures in the State for at Least 60 days
This is some serious stuff coming down the pipeline.
Just read an article stating that Maryland Representatives are asking a judge to halt all Foreclosures in the State of Maryland for at least 60 days or so.
According to the article, there's evidence that employees and attorneys from mortgage companies have signed Foreclosure documents without reading and verifying information
 
So, what does this mean for our business???
… (2 comments)

BREAKING NEWS...BoA, National Foreclosure Moratorium...ALL Foreclosures Halted - 10/08/10 03:56 PM
BREAKING NEWS...BoA, National Foreclosure Moratorium...ALL Foreclosures Halted
By this time next week expect there to be a nationwide foreclosure moratorium. That moratorium will last...best guess...a few weeks.
Long time HREU students will remember there have been foreclosure moratoriums implemented now and then since the bubble popped.
Now what, what does this mean to you?
Honestly, not much.
Fact is that these homes have to be sold. The FHA (in a PR today) said the average ‘owner' is staying in their home payment free for 18 months before actually having to move because of the foreclosure sale. So, with this robo-signers mess … (1 comments)

Chase Will Offer Mortgage Aid to Unemployed Michigan Borrowers - 10/08/10 09:54 AM
 Chase Will Offer Mortgage Aid to Unemployed Michigan Borrowers
Chase announced this week that it plans to participate in Michigan's Hardest Hit Fund program in order to help Michigan borrowers who are receiving unemployment benefits.
The Michigan State Housing Development Authority (MSHDA) designed this program to help homeowners continue to make mortgage payments on their homes even after they have lost their jobs.
Chase will partner with MSHDA to make the program available to its customers. The program will pay up to half of qualified borrowers' monthly mortgage payments for up to 12 months on their primary residence.
Customers need not … (0 comments)

Wells Fargo Offers Pick-a-Payment Customers a Reprieve - 10/08/10 09:49 AM
 Wells Fargo Offers Pick-a-Payment Customers a Reprieve
Wells Fargo & Co. announced this week that from December 18, 2010, through June 30, 2013, Wachovia Pick-a-Payment customers who are at-risk of default may be eligible to earn principal forgiveness by making on-time mortgage payments.
The company has made an agreement with attorneys general in Arizona, Colorado, Florida, Illinois, Nevada, New Jersey, Texas, and Washington.
Under the agreement Wells Fargo will also contribute $24 million to the states to help with customer outreach and to help prevent or alleviate the impact of foreclosure in those communities.
Wells Fargo developed this program due to … (2 comments)

Mortgage rates fall to decades-low of 4.27 pct. - 10/07/10 03:59 PM
 Mortgage rates fall to decades-low of 4.27 pct.
NEW YORK (AP) - Rates on 30-year mortgages fell to the lowest level in decades for the ninth time in 12 weeks, pushed down by traders anticipating a move by the Federal Reserve to pump more money into the economy.
The average rate for 30-year fixed loans dropped to 4.27 percent, mortgage buyer Freddie Mac said Thursday. That's the lowest on records dating back to 1971, and down from 4.32 percent the previous week.
The average rate on 15-year fixed loans, a popular choice for refinancing, dropped to 3.72 percent from 3.75 percent. … (3 comments)

SB/SE Virtual Small Business Tax Workshop - Maryland - 10/05/10 09:48 AM
 

… (1 comments)

Ten Things Tax-Emempt Organizations Need to Know About the Oct. 15 Due Date - 10/05/10 09:42 AM
Ten Things Tax-Exempt Organizations Need to Know About the Oct. 15 Due DateA crucial filing deadline of Oct. 15 is looming for many tax-exempt organizations that are required by law to file their Form 990 with the Internal Revenue Service or risk having their federal tax-exempt status revoked. Nonprofit organizations that are at risk can preserve their status by filing returns by Oct. 15, 2010, under a one-time relief program. The Pension Protection Act of 2006 mandates that most tax-exempt organizations must file an annual return or submit an electronic notice, with the IRS and it also requires that any tax-exempt … (0 comments)

Wells Fargo Puts a Stop to Short Sale Extensions - 10/05/10 09:38 AM
Wells Fargo Puts a Stop to Short Sale Extensions
Wells Fargo will no longer delay foreclosure proceedings in hopes that a short sale deal will come through.
According to an American Banker report, the bank has stopped granting extensions for distressed homeowners to complete short sales.
The paper, citing a memo Wells emailed to short sale vendors, said the lender will no longer postpone foreclosure sales for borrowers who do not close on short sales by the date quoted in their approval letter.
The move will allow the bank's foreclosure proceedings to advance, even if a short sale is already … (1 comments)

Racial predatory loans fueled U.S. housing crisis: study - 10/04/10 08:49 AM
Racial predatory loans fueled U.S. housing crisis: study
CHICAGO - Predatory lending aimed at racially segregated minority neighborhoods led to mass foreclosures that fueled the U.S. housing crisis, according to a new study published in the American Sociological Review.
Predatory lending typically refers to loans that carry unreasonable fees, interest rates and payment requirements.
Poorer minority areas became a focus of these practices in the 1990s with the growth of mortgage-backed securities, which enabled lenders to pool low- and high-risk loans to sell on the secondary market, Professor Douglas Massey of the Woodrow Wilson School of Public and International Affairs at … (1 comments)

 


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