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How do I find a Short Sale Realtor? - 09/30/10 02:51 PM
If you've made the decision to short sale your home and got all your paperwork ready to present to the bank, then you're ready to look for a real estate agent to help you out. Should you just go to your normal realtor? In most cases, it's best to bypass your normal Realtor in favor of one who specializes in short sales. A short sale specialist will give you the best chance in moving your home quickly while also jumping through the legal hoops involved with it. Remember, short sales comes with several layers of paperwork and legalese to get through. (1 comments)
Ranch Home in Gilroy CA with views of city lights! Lease To Own! - 09/24/10 06:40 PM
Views, Views, Views! This 2,900 square foot executive home has it all with upgrades such as granite, wood floors, Sub Zero refrigerator, granite sink, and Wolf stove. Located in the desirable east hills of Gilroy perfect for someone with horses, entertains, or just wants privacy. Home sits on 10 acres with private well, fully landscaped, and beautifully decorated. Spectacular city light views of Gilroy and Morgan Hill.
Short Sale Vs. Foreclosures - 09/21/10 07:21 PM
We've posted quite a bit on here about short selling, and you may be on the fence about it. In fact, the other option might be tempting: just let them foreclose and walk away. Is that something you want to do or do you want to approach the lender about short selling?It really comes down to your short-term and long-term goals, as well as the actions you've already taken. Here are a few things to ask yourself:1) Have you missed any payments? If not, then you could still short sell (if you qualify with properly documented hardship and the bank accepts) (1 comments)
Should I See An Attorney Before I do a Short Sale? - 09/17/10 04:39 PM
Before you consider short selling, take a few minutes and review our posts on the definition of a short sale and the short sale process. Read them? Ok, now you're back and it's something you're sure you're interested in doing. What's the first step to take? Even before you call your lender or gather any paperwork, the best thing to do is to talk to a real estate attorney. Now, this may be a bit of overkill if you've gone through the process before or know someone who has; also, if you're planning on going exactly by the book when you (1 comments)
Should I Pay My Mortgage If I do a Short Sale? - 09/09/10 04:32 PM
Short sales requires consent from both parties, the lender and the buyer. Because of this, the actual short sale process can be a bit tricky and there are no real hard-and-fast rules as every bank moves to its own beat. If you're looking to short sell, agreed with the bank on this, and found a buyer, there will be the question of whether or not you keep paying your mortgage. And unfortunately, there's no real straight answer on that. You can however, see what others experience working with the lenders your involved with. Remember, everything comes back to the bank. They (2 comments)
How Do I Short Sale My Home? - 09/02/10 03:26 PM
Short selling is a unique process where certain specifics must be met in order to proceed. If the home still provides enough value for the bank to break even by going to foreclosure, then a short sale may not be possible. However, this isn't set in stone -- every bank and every agent is different, so even if you think you don't qualify, it couldn't hurt to ask. However, because of this guideline, the first step is to evaluate your home's worth. Is your mortgage upside-down in its property value? Then you've cleared the first hurdle. After that, it's important to (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.