|
| |
Private Mortgage Insurance vs. Homeowner's Insurance: What's the Difference? - 04/20/11 01:09 PM
Homeowners insurance is for so much more than just fires. It also covers theft, vandalism, animal bites, lawsuits, loss of use, medical coverage, identity theft, lightning, etc etc.
Via David Garcia:
Private mortgage insurance (PMI) protects the mortgage lender if a homeowner defaults.
PMI allows the lender recover some of its costs and losses after foreclosing and selling a repossessed home.
PMI rates vary by loan type, loan size, and loan characteristics. The higher the risk to the bank, the higher the cost of PMI.
Following are two types of PMI:
Borrower-paid mortgage insurance Lender-paid mortgage insurance Borrower-paid mortgage insurance is the more common version of PMI. … (0 comments)
|
How I got 40 parties through my open house today for FREE - 04/20/11 01:09 AM
I spoke with a lender a few weeks ago that showed us how to get 200-250 people into an open house every time. It was amazing. If you want help I am happy to give you marketing Ideas that are free and that work. I want your business, just as much as you want to close another deal. Its a WIN WIN!
Via Ryan Visser (LiveHome El Paso / Keller Williams):
How I got 40 parties through my open house today...
It's true. I had over 40 groups of people come to my open house today. I didn't do anything special. I didn't … (0 comments)
|
Buyers and Sellers Beware Your Use of Social Media - 04/20/11 12:55 AM
Some great advice too many people will not see. Your identity is no longer yours. In our vast social media world people need to be careful of where they check in. The burglar can be waiting outside your driveway ready for you to check in at the local restaurant. Be Careful!
Via Liz and Bill Spear RE/MAX Elite Warren County Ohio: Cincinnati to Dayton (513.265.3004 www.LizTour.com):
Buyers and Sellers Beware Your Use of Social Media Facebook, LinkedIn, Twitter and a host of other platforms have connected us in ways our parents would have never dreamed of! Immediate connections and sharing of information, and … (3 comments)
|
How do you choose a Realtor? - 04/18/11 02:17 PM
I spoke with Gloria Christie 480-980-1383 in Tempe AZ today as she and I help each other with business. She said the number one thing to look at when choosing your Realtor is find a Realtor that listens and communicates well.
Gloria spent the time getting to know me and what her clients want. She told me about a story where she sold a $3,000,000 home. The buyers did not want to pay anything on the sale of the existing home because they thought she made enough money in a short amount of time. She took the time to listen to … (0 comments)
|
Are Agents too Busy to Be Careful? - 04/17/11 08:50 PM
I also want to make sure that Realtors are using the Electronic lock boxes for a means of security. As an insurance agent, if its a lockbox that does not keep track of who is in the house. How do you know who someone is if you come home to a burglarized home?
Via Susan Ani (Baird & Warner):
I am experiencing a growing trend in the Chicago area; listing agents are instructing buyer agents to email or text an appointment request to the listing agent. And the listing agent affirms the appointment by email or text back to the buyer agent.
The … (1 comments)
|
"A Deduction for Carrying A Gun?" - 04/17/11 12:14 PM
Wouldn't this be a good idea?
The US Government gives a tax DEDUCTION to those who carry concealed.
Think about it- as an armed citizen,
YOU prevent crime and lower crime rates, saving the legal system and our country hundreds of millions of dollars each year.
YOU stimulate the economy, by buying guns from legitimate businesses, buying ammo, holsters, and accessories.
YOU boost education in this country by teaching kids, friends, and neighbors safe gun handling, and what it means to be a responsible citizen.
As Realtors, Lenders, and those of us that go into properties, short sales, foreclosures, Bank Owned, … (4 comments)
|
Your seo might be great, but are they staying beyond the first click? - 04/16/11 01:57 PM
Who cares about landing on the first page of google. Look at reviews and recommendations. This will tell you much more about that person.
http://www.ilovefarmers.com
Via Inna Hardison- HaMedia Group Wordpress for Real Estate &Design,Print (ha media group):
With all the articles on the subject of how to rank at the top of Google for your real estate website, it’s hard not to pay attention and harder still not to engage in this bit of competitive climb to the top. For some, it becomes an addiction of sorts that they are able to feed all on their own, others spend thousands of … (2 comments)
|
Family in need - 04/15/11 10:27 PM
One of my clients called me this morning crying. She said Monday was a very bad day for her. She said her husband committed suicide on Monday. They have 7 children. He was a good man; he made a great living up until two years ago. With the market crashing, he lost his job and ability to provide for his family to the same extent. With seven kids they burned through their savings, 401k, Ira, and assets. They didn't spend money foolishly even when they had it. They have older vehicles, a modest home, and reasonable expenses. She called me asking … (6 comments)
|
Loyalty, what does it mean to you? - 04/15/11 02:54 AM
I am so happy that my clients stick around with me. You can constantly shop your insurance policies but ultimately what is it worth knowing that your agent will be there for you to answer a call at 2am? When you were just rear ended? When you just caused a four car pile up? I see so many people shop for a rate that is better. I ask people to come to me because their policy is old, out of date, it has frills instead of solid protection. If your current agent is doing their job, stay with them. They deserve … (0 comments)
|
Unusual marketing practice.. What is yours? - 04/13/11 01:11 AM
For 8 years now, i have been placing business cards in the credit card reader at the gas pump. I feel that the next person has to remove my card to put the credit or debit card in. One side of my business card is all business the other side is all party. In 8 years, i have created a relationship with a lender that sent me a piece of business. I also place a business card with my party side showing at the top of the pump in the advertisement section of the pump. I want to hide the cigarette … (16 comments)
|
What are those things in the sky? - 04/13/11 12:42 AM
Over the skies of every major city this is happening. Do you know what it is? Realtors, do you see this with your clients?
I was at a Diamondbacks game the other night with my client and my assistant. My client mentioned the chemtrails in the sky. I had no idea what they were. She sent me the following video from Youtube. She said to block out an hour to watch it. Now I am scared! What is our government up to now?
I asked on my Facebook wall to my 1400 friends what it is. Here is … (2 comments)
|
Realtors protect yourself! - 04/03/11 03:51 AM
Ok, lets talk about guns. I live in AZ an open carry state. Do you realize that every prison is full. They let people out daily because of overcrowding. 25% of our population has a mental illness. In Az we have tent city because the jails are too crowded. Its also a great way to deter people from stupid activities. Drive drunk- get a week in tent city! I live in a great community but police response times are 12 minutes. We live in Gilbert AZ. My wifes family lives in NJ. They would have a 15-20 minute response time. When … (4 comments)
|
|
|
|
Jayson Hoffer Mesa AZ 480-518-0747
Tempe,
AZ
More about me…
Jayson Hoffer Insurance Agency Inc.
Address: Tempe, Mesa, Gilbert, Chandler, Scottsdale., tempe, AZ, 85281
Office Phone: (480) 948-6115
Cell Phone: (480) 518-0747
Email Me
 Listings
Links
Archives
|
|
Connect. Share. Learn.Welcome to ActiveRain, the #1 social community for real estate professionals.
;)
;)
;)
