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new years resolutions: Procrastination Ruins New Year's Financial Resolutions - 01/20/11 12:38 PM
Do you know the history behind the tradition of New Year's resolutions? I read on my colleague Linda Rey's blog today that New Year’s Day was established to honor Janus, the god of Roman mythology who, with his two faces, looked back on past events as well as forward into the future. The Romans made resolutions that had mostly a moral flavor. 
Today, all resolutions have good intentions, but sometimes they don’t last far into the future. Have you been dragging your feet on your New Year's resolutions? It's only the end of the first month of the year, but already people have … (1 comments)

new years resolutions: My New Year's Financial Resolutions - 01/07/11 10:02 AM
Once the New Year begins, it’s all about the ghost of credit card bills to come. And they’ll be showing up in your mailbox in the next couple of weeks.
It feels so good to give, but after the holidays are over, it’s time to rein in your spending and set some new financial goals. I always make some New Year’s financial resolutions, and then at the end of the year I look back to make sure I’m on track with my spending, saving, and charitable giving.Here are the two financial resolutions I make every year: save more and spend less. … (1 comments)

new years resolutions: New Year's Resolutions for Investors - 01/04/11 03:18 PM
Did you vow to make smarter investments in 2011? The new year is a great time to start taking charge of your finances, but it can be a challenge to know where to begin. If you're looking for tips to get started on your New Year's financial resolutions, check out the four useful tips from personal finance expert Dan Solin.
He offers four New Year's resolutions for investors that will get your 2011 off on the right foot. Read his full post here: http://retirement.equifax.com/2011/01/new-years-resolutions-for-investors.html

 
 
Ilyce Glink is the author of several books, including 100 Questions Every First-Time Home Buyer Should … (1 comments)

new years resolutions: Relieve Stress And Organize Your Life By Organizing Your Closet - 01/18/10 04:32 PM
A cluttered, messy closet in which you can't find anything can stress out anyone.
Relieve stress and organize your life by organizing your closet.
Go through your closet and decide whether to Recycle, Donate or Re-Gift every item. Use storage boxes and containers to control your closet, and label everything in your closet so you know exactly where to find things.
Organizing your closet is a huge step toward organizing your life. Check out this quick video from Expert Real Estate Tips and find the motivation to clearning out your closet and clearing your head.
 

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new years resolutions: Financial New Year's Resolutions: Clean Up Your Personal Finances - 01/09/10 05:53 PM
If your goal is to get your finances and real estate ready in 2010, you could be in for a wild ride, depending on how the recession affected your finances.
If you currently have a mortgage, but are underwater with your loan because your house is worth less than the amount you owe, you may need to boost your savings in order to qualify for a loan modification or a refinance.
There are many ways to reorganize your personal finances, especially if you’ve experienced a foreclosure, short sale or bankruptcy first-hand.
Focusing on building up your credit history and raising your … (3 comments)

new years resolutions: Top Three Financial Resolutions for the New Year - 12/26/09 12:17 PM
Make a New Year's Resolution to clean up your personal finances. Stick to a budget, live within your means, and put away savings every month. Below are the top three financial new year's resolutions. Make 2010 the year to stick to your financial new year's resolutions.
Do your personal finances need a tweak this year?
After two years of recession and an unemployment rate that topped 10 percent in 2009, it seems as though a little personal finance rebuilding might be in order.
But as we recover (slowly!) from the worst economy in decades, it’s a great opportunity to rethink … (2 comments)

new years resolutions: It's All About the Money: Personal Finance Resolutions (Part 2 of 2) - 01/11/09 03:43 PM
Build Good Credit To Buy A Home If your goal is to get your finances real estate ready in 2009, there's not a moment to lose. While the real estate and financial markets aren't expected to do much in the first half of the year, they could pick up positive momentum in the second half of the year, leading to a much more active 2010.
If that's the case, and you decide to buy a home, you'll want to have your finances in order. If you currently have a mortgage, but are underwater, you may need to boost your savings in … (0 comments)

new years resolutions: Personal Finance Resolutions Help Pay Off Debt - 01/07/09 09:36 PM
Summary: What are some personal finance resolutions you can make in 2009? Many people want to pay off debt, especially credit card debt. How can you pay off debt? It helps to live below your means and pay yourself first and last when you want to pay off debt and improve your personal finance situation.
There's nothing like the first few weeks of a new year to jump-start your personal finance resolutions.
First comes the after-Christmas hangover of credit card bills and gift returns.
But as we leave 2008 behind, there's never been a better year to start the rebuilding process.
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new years resolutions: Staging Tops List of Home Seller New Year's Resolutions - 01/01/09 03:08 PM
Summary: If you're trying to sell your home in 2009 you may want to check out Ilyce's home seller resolutions for the new year. Ilyce's resolutions include pricing your home reasonably, get multiple comparative marketing analyses, groom your home for visitors and have some goals in mind for how soon you want to sell the home. Ilyce suggests staging the home before even the real estate agent sees it, if you're selling your home in 2009.
By the time the dust settles, one thing will be clear: 2008 will be a year most home sellers, homeowners and lenders will want to … (2 comments)

new years resolutions: Home Loan Tips and New Year's Resolutions - 12/22/08 04:31 PM
New Year's Resolutions For Home Buyers As we get ready to say goodbye to 2008, it's worth looking back at the year that was for home buyers, sellers and homeowners.
Frankly, I wouldn't be surprised if this year goes down as one of the worst-ever for housing since the Great Depression.
Housing values fell by double-digits in many metropolitan areas. Housing starts virtually stopped. Inventories of new and existing homes grew dramatically. Mortgage interest rates remained relatively high, even as the short-term Federal Funds rate plunged to nearly zero by the end of December.
Foreclosures reached record numbers, and lenders found … (1 comments)

 

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