save money: Saving Money in College
- 09/13/12 01:51 AM
It’s important to teach your kids how to manage their money early, so that they will know how to save for large purchases later in life. College is a great place to start. It’s the first time they are out of the house, making decisions on their own. If your kid learns how to put money aside now, maybe they will get a hang of it once they are on their own and saving up for a home! Here are 4 tips to saving money while at college: 1. Rent textbooks: Compare prices when shopping for textbooks. It can often be … (1 comments)
save money: DIY Kitchen Remodel
- 09/12/12 02:23 AM
A well-designed kitchen is a big help in attracting homebuyers. Unfortunately, that doesn’t come cheap: The average kitchen remodel costs $26,000, according to the National Kitchen and Bath Association. Instead of a full-fledged professional remodel, you can spruce up a kitchen with a few simple do-it-yourself projects that will save you a ton of money. Here are 3 DIY kitchen products you can tackle yourself: 1. Appliances: Paint over your old fridge or dishwasher with black paint or liquid stainless steel. The whole project costs under $100, and makes your kitchen look newer without from having to actually replace the appliances … (0 comments)
save money: From Employee to Freelancer
- 08/23/12 01:26 AM
Everyone is looking to save money. Whether it be negotiating loan contracts or the cost of a house, a client will do their best to get the most bang for their buck. Companies do the same thing, but some of their tactics could affect you in a negative way. Many companies cut corners in order to save money. In order to do so, they look to hire contract workers as opposed to employees. What changes if you go from an employee to a freelancer? 1. More cost: You will have to pay 7.65 percent self-employment taxes in addition to your … (5 comments)
save money: Insuring Teenage Drivers and Earning Teen Driver Discounts
- 09/23/10 05:30 AM
Having a teen driver is scary enough, having to insure them at insanely high rates make the whole downright terrifying. Equifax Personal Finance Blogger Linda Rey has been talking about auto insurance all month. This week she wrote about insuring a teen driver and how to find discounts. Tune in to the site tomorrow to real my real estate blog. From Linda:
After all the soccer games, cheerleading practices, recitals, etc., it’s convenient to have one (or ten) fewer errands to run yourself. A teenage driver may be helpful, but the statistics on teen accidents are alarming. If you … (3 comments)
save money: Save Money for Pinching Pennies
- 08/09/10 06:35 AM
My fellow blogger Tax Mama has Eight Tax Benefits for Savers: When I met Karen, she was earning $17,000 a year. Today, if you account for inflation, that would be about $45,000 a year. (See the nifty inflation calculator at the Bureau of Labor Statistics.) Karen set aside enough money to buy a rental condominium at Port Hueneme, California, and a vacant lot with a magnificent view at the top of a bluff above Laguna Beach. Her retirement account at work was maxed out, with savings set aside. That was before IRAs were available to people covered by employer retirement … (0 comments)
save money: Getting Financial Help On A Budget
- 12/02/09 06:50 AM
Q: My husband is a teacher and I am a stay at home mom to our 3 sons. We are pretty much winging it when it comes to making decisions regarding our finances and could really use some advice in getting a better game plan for our future. Our budget is very limited though and we just can't afford to see a financial planner. What can we do to get some help?
If you have budgeting questions, you can set up a free budget counseling session with Credability.com, which is a network comprised of the top consumer credit counseling services … (9 comments)
save money: Are You Saving Enough To Buy And Own A Home?
- 09/22/09 04:12 AM
Are you saving enough to buy and own a home? (Read the full article at ThinkGlink.com, and share this with your buyers. Make sure they have enough cash stashed away to close the deal.) Sure, you can get an FHA loan with 3.5 percent, but if you want a conventional loan, you may have to put down at least 20 percent. That’s a hefty nut, even if homes are priced 30 to 40 percent less than they were a few years ago. But don’t forget that you’ll need extra cash to close, to prepay your homeowners insurance for the first year, … (1 comments)
save money: Online Personal Finance Tracking With Equifax Debt Wise, Mint.com and Quicken Online
- 07/08/09 06:58 AM
Online financial planning tools like Mint.com, Quicken Online and Equifax's new Debt Wise can help keep your personal finances on track. How do these online financial planning tools work? What features do they offer. A review of Equifax Debt Wise, Mint.com and Quicken Online explains the financial tools they offer, the benefits and the difficulties of online financial planning tools. Think Glink writer Jennifer Freeman investigates.
I’ll confess. I switched majors my freshman year of college from business to English, just because my advisor told me I had to take another two semesters of accounting. But keeping track of your … (0 comments)
save money: Prepaying Mortgages With Low Interest Rates
- 05/31/09 11:05 AM
Interest rates are at record lows. Does it make sense to prepay your mortgage when you have a really low interest rate? What's the best way to prepay a mortgage loan with a low interest rate? How can you ensure that the mortgage lender knows when you are sending in prepayments to your mortgage loan? It's up to you to track your mortgage loan prepayments and it's easiest if you prepay the same amount every month. Quesiton: In your columns, you frequently say that by making an extra payment each month, you will shave 6 to 8 years off of your … (2 comments)
save money: Money Makeover Event
- 05/07/09 11:04 AM
Don't miss your chance to get tickets for my Money Makeover event this Saturday in Atlanta! You can do an online registration for Saturday's event up until Friday (tomorrow) night, or do walk-in registration Saturday morning. I hope to see you there
visit: thinkglink.eventbrite.com that website has all of the information on speakers and the event location. The event includes a free copy of my book, 50 Simple Steps You Can Take to Disaster-Proof Your Finances, a free copy of my "How to Save $50/Month" eBook and an eBook of tips and best practices from our expert panelists. … (3 comments)
save money: The Ins and Outs of Short Sales and Foreclosures (with videos!)
- 12/22/08 09:48 AM
What is a short sale? When you owe more on your home than it's worth you may want to do a short sale. In a short sale the bank forgives some of what you owe them. It's more cost-effective for a bank to do a short sale than foreclose on a home.
Short Sale or Foreclosure: Will You Save Money? Many people think you save money by buying a home that's a short sale or foreclosure. That's not necessarily true. Even if you do save money on a short sale it can take longer to close on escrow. California … (10 comments)
It’s important to teach your kids how to manage their money early, so that they will know how to save for large purchases later in life. College is a great place to start. It’s the first time they are out of the house, making decisions on their own. 
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