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Most people wouldn’t bat an eye at insuring a business, so why do so many people think they don’t need business insurance for their home business? Although some homeowner’s insurance policies will cover businesses run from home, the coverage is often low and doesn’t usually account for costs that exceed $3,000. If you’re running a business from home, chances are you have equipment, like computers, copiers, etc., that could exceed that amount very quickly should they need to be replaced. To help protect yourself and your business from out-of-pocket costs, there are usually three options for home businesses.;)
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