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insurance management associates: Safe Driving Equals Cheaper Auto Insurance Rates - 08/11/09 01:32 PM
What makes you safe on the roads? If everyone drove safely, we wouldn’t have much to worry about, but unfortunately that isn’t the case. As you can’t control what other drivers do, it’s up to you to contribute to your own safety. Safe driving habits can also lead to cheaper insurance rates. Your auto insurance company will reward you with cheap vehicle insurance rates if you can demonstrate a safe driving record.
You need to be proactive to drive safely. Pay attention and know what is going on around you. You need to know where other vehicles are, what the traffic lights … (0 comments)

insurance management associates: Can a Business Owner Survive Without Errors & Omissions Insurance? - 06/01/09 12:53 PM
At the very least, most business owners will purchase a BOP (or Business Owner’s Policy) to protect their company and their employees. There are also many supplemental policies one can add to a BOP to create a more comprehensive coverage for their business. One very important policy for businesses is Errors & Omissions Insurance.
Errors & Omissions Insurance, or E&O, covers businesses from liability issues due to employee mistakes. This coverage is very similar to Professional Liability. Typically, businesses such as real estate brokers, insurance agencies, doctors, and lawyers have E&O policies. Because these types of businesses offer their professional “advice,” it … (1 comments)

insurance management associates: How Are You Protected From Lawsuits Against Your Employees Mistakes? - 05/15/09 11:14 AM
As a business owner, you’ve worked hard to get where you are and put your business “on the map.” More than likely, you’ve purchased a Business Owner’s Policy (BOP) for insurance and perhaps some General Liability coverage as well. But, do you know what happens if your business gets sued for a mistake that one of your employees make?
A common misconception of General Liability insurance is that it can protect you from the potential costs of employee mistakes; this is not the case. If someone sues you for a mistake of one of your employees, you may be stuck paying for … (0 comments)

insurance management associates: Business Insurance for Your Home Businesses - 04/28/09 10:33 AM
Most people wouldn’t bat an eye at insuring a business, so why do so many people think they don’t need business insurance for their home business? Although some homeowner’s insurance policies will cover businesses run from home, the coverage is often low and doesn’t usually account for costs that exceed $3,000. If you’re running a business from home, chances are you have equipment, like computers, copiers, etc., that could exceed that amount very quickly should they need to be replaced. To help protect yourself and your business from out-of-pocket costs, there are usually three options for home businesses.
Adding supplemental coverage to … (0 comments)

insurance management associates: Excess Liability Insurance: For Businesses, One and All - 04/14/09 11:27 AM
Most businesses don’t bat an eye at purchasing general liability insurance, but what is it about excess liability insurance that keeps some businesses away? Business owners tend to assume that excess liability is only an option for multi-million dollar companies or those businesses that have been established since “the beginning of time.” This is most definitely not the case; in fact, purchasing excess liability insurance will most likely save you money down the line.
General liability insurance policies usually provide a fair amount of coverage, depending on the size of your businesses its value. However, if something happens and a claim … (0 comments)

 

Mark Silliman

Woodstock, GA

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Insurance Management Associates

Address: 285 Parkway 575, Woodstock, GA, 30188

Office Phone: (800) 951-6273

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