joeknowsmortgagescom: What is a short sale? - 08/01/09 02:07 PM
Simply put: a short sale is when the seller of a property owes more on the property than they are selling it for. So if the sellers owe $200,000 on a house, and they are selling it for $150,000, then they are asking the lien holder to take the loss for the difference or the short. Short sales are very common in this market environment due to decreased valued. Short sales typically take longer than regular transaction because the bank has to approve of the sale. The approval process may be lengthy because the bank may only service the loan, and
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joeknowsmortgagescom: What a great time to be a first time home buyer! - 07/15/09 10:43 AM
What a great time to be a first time home buyer Did you know that if you have not owned property in the last 3 years that you are considered a first time homebuyer? That means that you may be eligible for the $8000 first time homebuyer credit if you purchase a home before December 1st, 2009. The program is fairly simple: • Must be first time homebuyer - That means you haven't owned a home in the past three years, and your spouse hasn't either if you're married. • Purchase home before December 1st 2009 • File an amended return
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