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life insurance: Maximizing the "Bank of You Concept"; Setting Up Your Own Private Bank - 01/14/10 05:54 PM
Not only is the average american unable to save money but there is a serious negative savings rate taking place that is piling up the debt owed in this country at a pace that is mind-boggling. These families are spending huge amounts of money to finance debt on the largest purchases such as, homes, major appliances and autos.
During a lifetime the interest paid on these purchases can add up to hundreds of thousands of dollars. Infact 34.5 cents of every dollar is being spent on interest to finance our american lifestyle through banks and finance companies.
It is possible to … (0 comments)

life insurance: Using Life Insurance As An Estate Planning Tool - 01/14/10 05:38 PM
 
Life Insurance policies are absolutely critical to an Estate Plan and is one of the first things that a Financial Planner will check when working on an Estate Plan.
There are four critical areas of the Estate Planning process that make Life Insurance a crucial component to Estate planning:
Wealth Accumulation. Life Insurance can be used to increase your family's wealth after the death of a family member.
Debt Retirement. Experiencing loss of income from a deceased family member can be catastrophic to a family budget and wreak irrevocable harm.
Income replacement. Funding an income stream for your family after … (2 comments)

 
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Leon Williams

Sacramento, CA

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LUCA Financial Services

Office Phone: (800) 867-0850 x 4

Cell Phone: (916) 470-5004

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