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loans: How Not To Turn $20 Into A $75,000 Disaster! - 09/17/09 04:20 PM



How Not To Turn $20 Into A $75,000 Disaster!
This is What Happens When You Don't Use "Total Asset Optimization Principles"
 Anyone With A Job Can Build A Nest Egg On "Steroids"
Whether your financial status is considered lower income, middle income, upper income, or super rich you have the ability to grow a nest egg on "steroids". It's the system that you put in place that determines if you will be the "robbing Peter to pay Paul" person in life or the "everything seems to fall in your lap" person. The choice is yours.
Root of All … (0 comments)

loans: Annual Mortgage Reviews Bring Borrowers Closer to Achieving Financial Goals - 12/19/07 12:57 AM
Yearly reviews are a great way to keep on track with your financial goals. You're probably already meeting with your financial advisor and other asset manager for quarterly or annual reviews, and you should do the same with your Mortgage Planner as well. An annual mortgage check-up is an ideal way to make sure your mortgage is still having the maximum positive impact on your overall financial plan.
A lot can happen in one year.  The market can take turns that can open up new opportunities, such as reduced interest rates, new loan products or changes in home values.  Furthermore, your personal … (2 comments)

loans: Option ARM Relativity - 12/18/07 08:14 AM
Option ARMs Can Be Helpful or Harmful, Depending on the Borrower
With the record number of defaults and foreclosures occurring in today's market, many homeowners have been led to believe that Option ARMs are bad loan products.  The truth is that Option ARMs are great choices for some borrowers, but very dangerous choices for others.  Whether they're helpful and harmful depends primarily on whether they're suitable for the borrower's individual situation. 
On the one hand, Option ARMs can be a great way to take further control of your finances.  They offer a flexibility of payment choices that enables the borrower to utilize … (0 comments)

loans: Option ARM Relativity - 12/18/07 08:11 AM
Option ARMs Can Be Helpful or Harmful, Depending on the Borrower
With the record number of defaults and foreclosures occurring in today's market, many homeowners have been led to believe that Option ARMs are bad loan products.  The truth is that Option ARMs are great choices for some borrowers, but very dangerous choices for others.  Whether they're helpful and harmful depends primarily on whether they're suitable for the borrower's individual situation. 
On the one hand, Option ARMs can be a great way to take further control of your finances.  They offer a flexibility of payment choices that enables the borrower to utilize … (2 comments)

 
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Leon Williams

Sacramento, CA

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LUCA Financial Services

Office Phone: (800) 867-0850 x 4

Cell Phone: (916) 470-5004

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