Listen Up America our government looked you in the eye, looked all of us in the eye and said we need $700 billion. It's an emergency without the $700 billion, you won't be able to borrow and spend. You won't be able to borrow the Money to send your children to indoctrination "I mean college". Hurry it's an emergency, what will you do if you can't borrow money to send your kids to school to be indoctrinated by people like Ward Churchill and Bill Ayers. What will you do if you can't borrow money to send your children to be trained in the leftist philosophy. You should borrow money for other things as well, maybe some Chinese junk from Wal-Mart, or maybe the newest Apple phone or iPod. This is very important, because people who live 1000 times better than you who have screwed up our economy in ways we can't even describe and they need you to spend and go into debt, so that they can continue to live in the style in which they are accustom. Don't you get it? They want you to work hard produce something of value, and then take your hard-earned money and pay them interest. Because they convinced you that you should be out there spending like a good patriot. They have become accustomed to living quite well on your interest payments.
This whole thing started with the housing crisis, which started when Fannie Mae and Freddie Mac and other companies, sent lobbyist to people like Barney Frank, Chris Dodd, Harry Reed, Nancy Pelosi and probably a number of Republicans as well. These lobbyist without actually saying so. Or maybe they did. Reminded these politicians that they need big bucks in their political campaigns from their contributions. So Congress allowed these companies to lead us into a housing and financial crisis. There was clearly conflict's of interest. In my state, even a negligent or unintentional conflict carries a sentence of six months to a year and a half in jail and it's a felony. These people talk openly on national TV of the influence lobbyists have in Washington. And no one investigates them. The voters have just reelected enough of the same people, to assure any legal action can be stopped with political influence from the very people who should be investigated and jailed.
Have you noticed that many politicians Democrats and Republicans are walking in lockstep like zombies, it seems like they are afraid to state the obvious. Could it be that the world moneychangers have already bought and paid for the right to make the average person worldwide into economic slaves? Our current politicians are complicit in helping to make us economic slaves.
Wake up, didn't you notice that they just stole your 401(k) retirement? When the banks fail the CEOs get multimillion dollar bonuses and then get massive amounts of your tax dollars to bail them out. You the taxpayers and the share holders however get busted. When you fail to pay your bills they take your assets. Here's a thought to dwell on, if you owe money to a bank that fails to pay its bills and goes out of business, why do you still have to pay your bill and where does that money go? When they convince you to be a debtor who is really loaning you the money?
Wake up wake up!!! Demand an investigation of anyone who was lobbied by any of these failing companies and received campaign contributions from those companies. And when you find the crime, rip them out of office and put them in jail. The most ironic thing is many of them ran on a platform of getting tough on crime. They meant tough on your petty crime, not their colossal crimes.
I'm not sure there's any politician in America, who still has the guts to buck their party or the system in general to call for these investigations. Let's hope there's still a few good men or women in government with the power to expose what's going on here.
In closing, watch the news I see Henry Paulson saying things I know he cannot really believe. At first I thought he was confused but watching his actions, it seems more like he's afraid. We see politicians who fail to mention the obvious. Is this because they've been called in by those they have sold our souls to, and been told in no uncertain terms been told to keep their mouth shut and allow the socialism to occur or suffer the consequences.
Boycott credit cards, reduce your debt, refuse to play their game and above all fight against all new taxes and make them decide what's really important to do with the tax money they already have. Lets send the elected officials to find things to get rid of. Things that cost money that we can do without that the government never should have been doing in the first place. This will never happen unless we cut off their cash (your tax money.
Remember producing something creates an economy. Collecting Interest produces nothing but economic slaves!!!
Who did we really bail out. Having built our own modest home and I mean built it with our own hands. Starting on a raw piece of dirt that we could afford picking up a shovel and going to work. Watching over the years, as many people thought that there highly mortgaged beautiful home made them more important. Our modest 1100 ft.² home, would probably have been laughable to them. After 11 years, we saved enough money to increase the size of the home to 1600 ft.², all the while working hard (raising our children and grandchildren) living within our means and trying desperately to stay out of debt.
Now, those who had to have it now and would not have been caught dead living as modestly as we have, have refinanced used their home as a piggy bank to live better, or at least what they considered a better life style then ours, want us to pay to keep them in the very homes, that made them feel superior.
Having been a Bush supporter from day one what I hear him and others saying now is, my rich friends have been accustomed to a certain lifestyle. And those of you who have not enjoyed that should help make sure they continue to live in the lifestyle in which they have become accustomed. The Democrats and the Republicans have become the same in my eyes, rabid spenders, driven by greed. I can imagine anyone who deserves or needs $20 million, much less anyone whose only claim to fame is their folks have enough money to get them an Ivy League education, so that they could sit in their ivory towers and brag about how they earned it. Explain to me how the guy who worked hard every day producing something earned less than the guy who never broke a sweat.
Most irritating was the ex-secretary of something, making commentary on the news this morning. I don't remember his name because he is so stupid. I don't care what his name is. This fool must not listen to what he is saying. He actually said, we need this bailout to free up credit, so people can borrow and spend. Isn't that what got us here in the 1st place? What he really meant was, we have run up against a wall and our economic slaves who need to pay interest, in order to enrich us are having difficulty accomplishing that.
We should have let them fail. Hell, if I fail to pay my property taxes even after building my own home with no mortgage. They will probably through me out unceremoniously. We've been sold out to protect people who felt it was their God-given right to live well above the average man.
The battle cry of the honest man, should be "STARVE BIG BROTHER TO DEATH"
As a real estate broker in a poor market, I've tried to investigate why builders continue to flood the market with new homes. I have asserted in the past that supply and demand dictate that the supply needs to be reduced to meet the demand. My question was, why do homebuilders continue to build? I received a few replies to my blog suggesting the following. One suggested that the large builders still had contracts with subcontractors that made it necessary for them to continue to build. Another suggestion was the large builders had purchased large tracts of land and needed to continue to build for that reason.
Recently I heard the answer that I believe is more close to the true reason and here it is. Due to excessive government regulation (or what I call big brother influenced by the no growth faction) a builder explained to me that it takes two to four years to get through the costly subdivision and permitting process. Because once these permits have been obtained, there is a certain deadline to begin construction. If the builder does not continue and at least start the project before this deadline passes, they will have to begin this nightmare process again, loosing many thousands in the process.
Another interesting development in our area, is the power company making power extensions more expensive. The power company in our area has gone in a years time from first doing away with a free 1000 foot extension, and instead offering a $5,000 allowance toward construction cost. However, the power company controlled the construction through their in-house contractors. I'm sure most of us can imagine with the power company controlling the cost of construction, it would not be hard to get this $5,000 allowance back with a higher estimated construction cost.
It is my understanding that the power company convinced the Corporation commission that they could hold rates down. Or would not need to raise rates as much if they could do away with these free power extensions. As I told the Corporation commission staffer, they will get that back in six months, when they come in for the next rate increase. Which they did. Not only have they gone back for another increase. They also have done away with the $5,000 allowance toward construction.
I've heard several examples of extensions that would have been free a year ago. Now being $20-$30000. And we wonder why the cost of homes have not balanced with the market.
The cost of excessive government regulation, ridiculous permitting requirements and time frames, and the no growth factions working through the government and the semi-governmental utility companies are all passed on to the buyer's. Worse than that most people must finance their new home. So in the end, they finance this additional cost over a 30 year period and pay interest on it inside their loan.
Next time you ask yourself why the housing market has not rebounded you might consider the examples above. What the no growth factions are too shortsighted to see, is their children and grandchildren will suffer the inability to afford housing, because of their ill thought out politics.
I am passionate got so many subjects. Sometimes I forget I'm a real estate broker. So today at like to showcase a self-sufficient solar home. In this case, I get to have my cake and eat it too. Because I am also passionate about promoting solar and wind generated power.
This 2006, 2240 ft.² three bedroom two bath with a bonus office sets on 43 fenced acres. The home is a triplewide Schultz manufactured home with a permanent foundation and stem wall. The private well is into the Coconino sandstone aquifer, the largest underground aquifer in Arizona. The home features laminate floors from wall-to-wall large bedrooms and a formal dining room.
There is a covered front deck and open rear deck.
With Both Solar and Wind Power plus back up generator. Best of all, although not currently run in to the home the grid power is approx 150' from the home. But why would you want a power bill?
Wind Generator
Juniper Forest and view of Black MesaThe property is 43 acres that is completely fenced. The property starts in a meadow travels across the large arroyo and then to the top the Hill where the home is located near the boundary of state land. There are rock features near the home. These large bolders have worn indentations that may have been used by the , Native Americans, grind corn. Pottery shards and arrowheads have been found on the property.
With the recent death of our president and by our President, I mean, president of the NRA. Mr. Charleston Heston. It seems like a good time to remind all of us at our gun rights or Second Amendment rights are always in jeopardy. By researching and results of other countries who have banned citizens owning weapons. You will find a rise in crime and a reduction in freedom soon follows. Although I devote, a great deal of time on property rights, constitutional rights and civil rights in general are my passion and concern.
Every young parent should be sure they have read the book "Animal Farm" it was part of my school curriculum and should be a part of today's curriculum. In my opinion, a good parent and patriot would desire that their children read both. Animal farm, and George Orwell's 1984, (where I believe the term "Big Brother" was coined). These are classics whose assumptions have proven true over time. Nostradamus never made such clear and precise predictions as these two books did.
Click on the link below to see a wonderful speech by Charles Heston. I thank my sister in law for forwarding it to me.
They keep trying to take our right to own guns. The anti gun folks tried the front door, then the back door, then the side window and they will keep trying to get their ideas in to law. If we don't make time to continue to fight them they will some day succeed. HOLD ON TIGHT TO YOUR RIGHTS!
As a real estate broker. I watched closely the news and other information about our current real estate market. Trying as we all are to figure out how did we get here, and how do we get back.
Being in the midst of a presidential campaign, we hear the politicians talk about economic stimulus packages and solving the subprime mortgage crisis. My question is, who do they really want to bail out the American people, or the large corporations who made obscene profits inflating real estate prices, so that they could package, nonconforming ill-advised loans and sell them to unsuspecting investors as AAA investments.
Isn't the reality of the situation that those most responsible for this are now whining and begging the government to restore their ability to continue making the obscene profits, they've become accustomed to at the expense of the American citizen. In other words gee, we have a God-given right to a luxurious lifestyle and even though we've made poor decisions at best, and quite possibly used corrupt and immoral business practices to finance this lifestyle. Now that it is at risk. We expect our political cronies to restore it to us. Unfortunately, in the corporate world, these CEOs, chairman of the board, etc. can arrange to make huge salaries and profits, while their corrupt ways cost only their shareholders the government and us.
We need to allow these people to take their lumps pay for their own bad decisions as the working man does. The only away to have a true market based correction to our housing market is to allow those who made poor decisions to take their losses. Only then will the market corrects itself and begin working properly.
In my opinion, a good deal of our current real estate market and economy woes, are precipitated by unscrupulous politicians.
The Democrats and the liberal press are more than happy to destroy the housing market and our economy in general. So that they can claim a bad economy needs to be fixed by the Democrats. The worse they can make things look during a presidential election with an incumbent Republican. The more likely, the sheep of this world will buy into their strategy.
The reality is the general public is being harmed, egregiously by those who would intentionally cause mass hysteria in order to achieve political gain.
I personally would be so offended by this course of action as not to vote for anyone using these tactics. Regardless of other redeeming attributes.
However, being a Republican in all fairness, I must say that Republicans had caved in for the sake of votes. They have begun to act like left-wing Democrats accepting bailout proposals, knowing full well they must go this direction, to counter the Democrat strategy. For instance if they had not agreed to 466 billion in the earmarks/pork to fix the alternative minimum tax. For one lousy year! The Democrats would have been able to blame Republicans for it not having been fixed. Again, in fairness, we have a few selfish vote seeking Republicans, who go along with the bring the pork home agenda.
The problem becomes, the overall political system and cronyism in our country. Because we as a public buying into soundbites refuse to think for ourselves. And truly analyze what's been told to us. Any good politician cannot remain in office to do the right thing without compromising their beliefs, to appease those who believe in the line of tripe promoted by the dishonest and unscrupulous.
Again, in my opinion, if it were not a political season Republicans would not co-operate with Democrats involving government in the free market. The only way our housing crisis will correct itself is through market forces. Each time the government tries to manipulate the economy. It only prolongs the inevitable.
So, the Democrats are willing to sacrifice our economy so that people will believe, they are needed to rescue us. Republicans are willing to sacrifice our economy in order to have an appearance of a good economy going into elections. If the general public, did more thinking for themselves and could see the forest for the trees. It would not be necessary for Republicans to do this in order to garner votes.
However, you can take advantage of their political shenanigans by investing in real estate. Especially land, while the market is artificially deflated by these yahoos. We believe at Integrity Realty we have some opportunities for those interested in investing in a down market. Of course, there are no guarantees, as with any investment but we feel like this is a great time, because as soon as we have a new administration they will begin to tell you how good the economy is, thus improving the market. See our listings and a tour of Snowflake, Arizona at http://www.integrityrealty.net/ Snowflake has become an escape destinations from large cities in California, Nevada and the Phoenix and Tucson metropolitan areas. Having only been discovered (due to new and improved transportation corridors) recently and with our reasonable prices, large parcels, mild four season climate and our very large water aquifer we are a great investment opportunity. Better yet, we are an even better place to relocate your family or retire to escape the rat race.
As a real estate broker experiencing the fallout of our subprime market, I have a few thoughts to share on what appears to me to be a draconian experiment.
I listened to the political pundits talk about our consumer driven economy. They talk about getting people back to spending to solve our economic problems. This morning I heard them talking about raising the limits for Fannie Mae and Freddie Mac. So people could borrow more to buy expensive homes.
Isn't the problem really that people have borrowed too much, and consumes too much on credit. This consumer-based economy. In my opinion is all part of the big experiment.
The experiment, covers a lot of aspects of our lives. Do you remember, when television commercials, and even government public service announcements were urging us to stay away from butter and eat margarine, because it was so much better for you. The definition of margarine is lard, cooking oil, grease. This of course is much better for you then butter. Or could it be. It was an experiment to see how well they could acclimate our bodies to eating things other than real food. Remember the soft chocolate chip cookies made from plastic? Do you not find it interesting that you can be on camera, dozens of times a day, but we can't find an Al Qaeda leader. Our government knows more about where we are and what we are doing than the Chinese government knows about their citizens.
I believe similar experiments are being conducted on the American citizen today. Can the average citizen be baited with goodies, widgets, toys etc. Can they make us so dependent and addicted to consumption that we will gladly take on the mentality of aunt farm residents. The analogy that comes to mind is an hourglass. The grains of sand in this hourglass represent the energy a human can produce over his lifetime. Each time some sand falls into the bottom chamber it is energy, you no longer have. I define energy as your ability to produce something of value.
Remember when the press and the powers that be preached saving. That was because in our American dream. We could use our grains of sand to produce a future for ourselves. We could buy a home, save for retirement and have a place to die. Hopefully by the time, all of our sand had run through the hourglass. We had worked saved and accumulated enough to get us through the part of our life remaining after our sand had run out.
However, those who would perpetrate economic slavery upon us, have decided our sand is not being converted to their use quickly enough. How can they speed up this process, they ask themselves. Answer: why don't we convince them to use their sand before, it would normally make its way through the glass? This way, our consumer-based economy can prosper and we can get even more of their sand quicker by charging interest to boot.
The part of this concept, they have not perfected, was what to do when everyone or most everyone had used up their sand. One way is to do what they're doing now. Get away from a marketing driven economy, put more money or liquidity into the system so their economic slaves can prematurely spend more of their sand. Anyone with any capacity for reason can see, this cannot go on forever.
Instead of raising Fannie Mae and Freddie Mac's Limit. Why not let the market adjust and expect people to come to the realization that they can only buy as much home as their income will allow. I've said before convincing people to take on more debt to drive the economy is further driving the American citizen into economic slavery, for the benefit of those collecting interest.
I know it's a radical concept to expect people to do without all their goodies. God forbid, our children should have to entertain themselves by taking a walk, reading a book or using their imagination. It would certainly be the end of the world if one teenager could not text another.
In closing, don't let them steal your sand. You only have so much. Don't forget to teach your children that they only have so much sand. And each of us should insist that our children are taught about compound interest in school. This should probably be done right before P.E. class. That's physical education in case some of your children are unfamiliar with that term.
Joel Lawson
Wind Generator
The property is 43 acres that is completely fenced. The property starts in a meadow travels across the large arroyo and then to the top the Hill where the home is located near the boundary of state land. There are rock features near the home. These large bolders have worn indentations that may have been used by the , Native Americans, grind corn. Pottery shards and arrowheads have been found on the property. 
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