Hello everybody,
I have just totally revamped my website www.IntuitiveLoans.com and I thought that all real estate professionals and home buyers would be interested in an Excel spreadsheet I've created. It's taken about a year to get it into its … (1 comments)
free loan information: USING YOUR HOME AS AN ATM - 12/30/07 04:39 PM
Hello again and thank you for stopping by! Today, I wanted to share my views on using your home as an Automated Teller Machine. Over the past decade, more and more families have been pulling equity out of their home in order to make purchases and investments. While there are many view … (2 comments)
free loan information: INTRODUCING AARON RENO - 10/27/07 03:39 PM
Aaron Reno Aaron Reno has been working directly and indirectly with computer technologies and real estate throughout his career. Most recently, Aaron utilized his computer skills to develop company-wide systems at a multi-million dollar literacy company for children ages K-12. After completing his undertaking in the field of education, Aaron then … (2 comments)
free loan information: REAL ESTATE DISCLOSURES - 10/27/07 02:58 PM
How Much Should the Seller Reveal?Sellers should always respond honestly to buyers' direct questions about the condition of the home. Real estate studies have shown that disclosing defects rarely compel an interested buyer to turn away from the deal. In fact, in most situations the defect becomes a negotiating point when … (2 comments)
free loan information: PRIVATE MORTGAGE INSURANCE - 10/27/07 02:58 PM
What is Private Mortgage Insurance?Private mortgage insurance, or PMI, is the safety net of the lender. PMI benefits lenders because it guarantees payment on the balance of loans not covered by the sale of foreclosed properties. If a borrower makes a down payment of 20% of the cost of the home, … (0 comments)
free loan information: CREDIT SUICIDE - 10/27/07 02:56 PM
By: Chris Brown Credit Suicide?Few things influence the home buying process more than your credit. I like how Clark Howard refers to the three credit repositories as, "the three screw-ups". There is some validity to that, and hopefully recent legislation will help clean up many of the inaccuracies. Regardless, lenders need … (0 comments)
free loan information: CAN YOU AFFORD A HOUSE? - 10/27/07 02:56 PM
Can You Really Afford a House on Your Salary?Although buying a new home may seem like an American Dream or romantic venture, the reality is that the house you can afford depends on your current income and debt obligations. You must be able to pay your mortgage, satisfy all your current … (0 comments)
free loan information: BANKRUPTCY VS. FORECLOSURE - 10/27/07 02:55 PM
About ForeclosuresAlthough it is preferable to avoid bankruptcy, it is even better to avoid foreclosure. Foreclosure is the legal process whereby property is repossessed and sold at auction to cover the costs of an unpaid debt. This is usually the result of a homeowner defaulting on mortgage or loan repayments. The … (0 comments)
free loan information: CREDIT SCORE TRUTHS AND MYTHS - 10/27/07 02:54 PM
There are several very important truths about your credit score. Truth #1: Your credit score is the single most important factor in determining whether you will get approved for a mortgage, car loan, refinance loan, or credit card. Truth #2: Your credit score affects your APR. If your score is low, you will … (0 comments)
free loan information: EVERYTHING IS NEGOTIABLE - 10/27/07 02:53 PM
Introduction to NegotiatingIn the United States, we are not used to negotiating a price for our everyday purchases. However, when you are buying a home, not negotiating the sellers' asking price may mean paying more than the home's fair market value. To avoid feeling that you paid too much, you must … (2 comments)
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Here you can find a variety of topics to broaden your knowledge of mortgages. Here, you will find everything from mortgage basics to advanced topics. Your upfront education will help to save you significant money during the life of your loan.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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