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mortgage advice: SELLING AND BUYING SIMULTANEOUSLY - 01/13/08 02:44 PM
I have been approached my many people recently for advice on whether or not to wait for the market to "bottom out" before they buy their next house.  These clients wonder if it would be more beneficial to move now or to wait for a better (different) market.
These questions can only be answered by looking at what each client is trying to do.  For example, if you are moving up to a bigger and/or more expensive home, it may be in your best interest to sell your home and buy your new home while the market is adjusting downward.
In order … (3 comments)

mortgage advice: Declining Values in California and Florida! - 01/05/08 06:44 PM
Hi again from Intuitive Loans!
As you may have become aware, many lenders are now requiring 5% of the purchase price of a home to come from the borrower.  Lenders want to make sure that the borrower has some of their own money invested in the property.  This helps to insure that the borrower will do everything in his/her power to avoid foreclosure.  The loan products that used to be 100%, will now be 95% in many cases.  This has become the norm in both California and Florida.
However, not all lenders have caught onto this yet and 100% loans are still available in many … (1 comments)

 
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Aaron Reno

Santa Clarita, CA

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Intuitive Loans

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Welcome to Our Learning Center! Here you can find a variety of topics to broaden your knowledge of mortgages. Here, you will find everything from mortgage basics to advanced topics. Your upfront education will help to save you significant money during the life of your loan.


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