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How Housing has Changed - 08/30/10 10:47 PM
The U.S. Department of Housing and Urban Development has released and interesting survey called the 2009 American Housing Survey. The survey highlights the characteristics of U.S. housing and how it has changed over the years beginning in 1973 till today. Following is a quick list of findings: • Almost every home in the U.S. has a complete kitchen with a refrigerator, sink and cooking stove or range. • When it comes to cooking, electricity is the most common fuel used followed by piped natural gas. • Sixty-six percent of U.S. homes have a dishwasher and fifty-one percent have an in-sink disposal. • A (2 comments)
Long-Term Mortgage Rates are Still Falling - 08/30/10 10:42 PM
Freddie Mac recently released the results of its Primary Mortgage Market Survey® (PMMS®), and the findings have stated that, fixed-rate mortgages reached record lows, while the 5-year adjustable rate also remained at a record low. The 30-year fixed-rate mortgage are at 4.36 percent. Last year at this time, the 30- year fixed-rate mortgage averaged 5.14 percent. 15-year fixed-rate mortgages averaged a recent record low of 3.86 percent. A year ago at this time, the 15-year FRM averaged 4.58 percent. According to the Federal Housing Finance Agency’s purchase only index, housing prices look like they may be stabilizing. On a national rate housing (2 comments)
Great Ideas to Improve Your Home - 08/30/10 10:40 PM
If you lack the funds for a major remodelthat’s okay because you can still make good positive changes to your home with just a little creativity. For $1,000 and under are great ideas to make your current home the home of your dreams. Lighting can make or break your home. For under $500 you can perform a miracle in an overlooked room. Get rid of the overhead fluorescents and put in some recessed can lights. With a dimmer you can obtain instant mood lighting that will flatter and soften a room. To create a cozy feeling to a room, a few (2 comments)
Three Great Reasons to Buy a Hoboken Home Now - 08/23/10 10:57 PM
Stocks are up and some commodities have risen dramatically. The only asset that needs to increase is real estate. According to Michael Murphy, editor of the New World Investor stock newsletter, following are three great reasons to buy a Hoboken homenow. Both home owners and lenders are eager to get rid of the many foreclosed and underwater properties. If you have the patience you can save a lot of money buying one of these properties. Since many people do not have the skills it takes to negotiate short sales and REOs, there are not a lot of investors looking for these types of properties. (2 comments)
Three Great Reasons to Buy a Hoboken Home Now - 08/23/10 10:55 PM
When you are buying or selling a Hoboken home you may hear some unfamiliar terminology. To make things easier, here are several terms you should know: Closing costs. This is a term that refers to any expense related to a real estate transaction. Generally, closing costs may include mortgage fees, attorney’s fees, transfer taxes, flood certification fees, title insurance and more. CMA. A “comparative market analysis (CMA) is a list of comparable homes that are similar in location, size, features and condition to a particular home. Fixture. A “fixture” describes anything that is attached to a property. A good example would be any light fixtures or wall (1 comments)
Time To Pack - 08/23/10 10:50 PM
Packing is an enormous task when you are moving into your new Hobokenhome. Here are a few tips to make your life easier when it’s time to pack: Allow extra time. Start packing as soon as possible, the more time you allow the better. This will give you more time to find extra boxes and deal with any additional problems that may pop up. Get rid of the junk. Don’t pack stuff you won’t need. That includesanything that’s out-dated, broken or never used. Go through every room, closet and storage area, including the attic, garage and basement. When you get settled into your new home, you’ll be happy (3 comments)
Hoboken’s 6th Annual Spaghetti Dinner Block Party - 08/17/10 12:44 PM
On Thursday, Sept. 2, Hoboken will be having its Annual Spaghetti Dinner Block Party. The party will begin at 5 pm and last until 8 pm and will take place along the walkway on Sinatra Drive between 1st & 2nd Streets. If you purchase tickets before August 26, the price is $15.00, any time after the 26th, the cost will be $20.00 each. Tickets for children 12 & under are $8.00; after the deadline children’s tickets are $10.00. Seating is limited so it would be a good idea to get your tickets in advance. The menu will include four types of pasta, meatballs, sausage, salad, bread & dessert. Wine, beer, (0 comments)
The Internet and Home Sales - 08/17/10 12:42 PM
Surveys conducted have stated that 84 percent of home buyers start their search online, which means it is critical to have an Internet presence while in the process of selling your Hoboken home. Following are ideas of how to develop a superior web presence in today’s home seller market: Property Photos Do it the right way and only use high-quality photos of your property, inside and out. If it’s possible use the services of a professional photography service to make your house stand out. Get several photos take inside and out, highlighting the most attractive features of the home. Be sure to highlight the most important areas of (3 comments)
Can You Really Afford This Home? - 08/17/10 12:38 PM
When you are deciding if you can afford a Hoboken home, one of the first measures of deciding how much house you can afford is adding up the cost of your expected monthly expenses. Keep the following things in mind regarding a home’s affordability: Be aware that most online mortgage calculators do not factor in homeowners insurance premiums and taxes when they spit out a monthly number. You can decide to roll these into your monthly mortgage payment (called escrow) or pay them annually. Also, keep an eye out while searching for a house online, the listing will often give you the estimated annual taxes. Any fees (0 comments)
It is so easy to “fall in love” when a buyer finds the perfect Hoboken home. But that feeling sometimes doesn’t mean the house is a perfect fit for their needs. Ask yourself the following three questions when you find that perfect Hoboken home: 1. Can you really afford it? Don’t take a huge mortgage even if your lender says it’s okay. Sit down and ask yourself if you are comfortable with the mortgage payment, insurance premium, property taxes and utility bills. Consider the age of the home since there may be repairs down the road. 2. Are there many repairs involved? A home (0 comments)
The Importance of the Real Estate Purchase Agreement - 08/10/10 10:22 AM
Buying a home in Hoboken can be an amazing experience and buyers may sometimes forget that buying a home is also a large financial transaction that involves a legally binding contract. Always remember to take extra time and read through a real estate purchase agreement before you sign it. There are many things in a real estate purchase agreement but following are a few points to pay extra attention to: A “contingency” may be included in the agreement that allows the buyer to hire a home inspector to have the option to back out of the sale if the condition of the home isn’t (0 comments)
Is it Really the Home of Your Dreams? - 08/10/10 10:03 AM
It is so easy to “fall in love” when a buyer finds the perfect Hobokenhome. But that feeling sometimes doesn’t mean the house is a perfect fit for their needs. Ask yourself the following three questions when you find that perfect Hoboken home: 1. Can you really afford it? Don’t take a huge mortgage even if your lender says it’s okay. Sit down and ask yourself if you are comfortable with the mortgage payment, insurance premium, property taxes and utility bills. Consider the age of the home since there may be repairs down the road. 2. Are there many repairs involved? A home that’s (0 comments)
Hoboken’s Neighbor Has Had a Jump in Sales - 08/03/10 11:27 AM
According to a recent Bloomberg report, The second quarter of this year shows Manhattan apartment sales with an 80 percent increase in sales when compared to last year’s figures. This is the highest sales have been since 2008. Currently, the average price per square foot has held steady at $1,051 but the median apartment price jumped up 7.6 percent to $899,000. Experts feel the increase is due to better unemployment rates in New York, particularly in the finance industry, which added 6,800 jobs from the end of February through May. Low mortgage interest rates and relatively low Manhattan real estate prices have (0 comments)
The Pew Research Center recently published a report regarding, “How the Great Recession Has Changed Life in America.” Since the Great Depression of 1929-33, none of the recessions our country has gone through have had this great of a length or depth. The report details changes in American ideas and expectations emerging from what they call the Great Recession. “The Great Recession has led a new frugality in their spending and borrowing habits; and a concern that it could take several years, at a minimum, for their house values and family finances to recover. Although, on a positive note the report (3 comments)
Hoboken-based architecture firm Dean Marchetto Architects PC, recently won a Smart Growth Award from New Jersey Future for its latest project, Maxwell Place on the Hudson at 11th Street on the waterfront. The site had been the former home of the old Maxwell Coffee House factory and Elysian Fields where the first modern baseball game was played. City officials have been said that the award was given for the firm's ability to open space and livability in the city of Hoboken. The luxury complex at 1025 and 1125 Maxwell Lane has the advantage of being near mass transportation and the waterfront walkway, as (0 comments)
Market news,stats, new listings, price reductions and lots of other useful info about condos and other real estate in Hoboken, NJ.
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Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.