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Looking around the new home landscape there isn’t a lot of building going on, but at JMC’s communities there are new homes being built all of the time. This different strategy has had many advantages for buyers, Realtors and for JMC. What are some advantages to a 1 or 2 month escrow vs. 6 to 8 months?

Obviously, you don’t have to wait around for the home to start. This allows you to lock in a great mortgage rate and with the quick turnaround on offers you can know up-front what you are going to pay, unlike short-sales and foreclosures. The homes are already loaded with designer upgrades that are included in the price, so there are no surprises after visiting the design center. Since the home is already built you can “kick the tires” and really get a feel for how it will fit your family.

And, it is oh - so much nicer that an REO! LOL - You'll pinch youself!

JMC Homes Providense

 


LAUGH OF THE DAY: A Friday Meeting...
INGRID PIERSON NMLO#233666 800-530-9421 (VITEK Mortgage Group)
Aaron and the CEO in question… certainly have a sense of humor! What a great way to start the week end… and the following week. I'd be for Friday afternoon meetings.. except for the traffic in trying to get home- a nightmare! Via Aaron Seekford..
Top 6 Areas to Affect Real Estate Sales if the Government Shutsdown
INGRID PIERSON NMLO#233666 800-530-9421 (VITEK Mortgage Group)
1995 was the last time that our government had a shutdown. I remember that it was a painful time for pretty much everyone… but it wasn't a panic. If it happens again this time… things may be a bit different but I expect many of the same issues…
Surprise... You May Be Considered a First Time Home Buyer
INGRID PIERSON NMLO#233666 800-530-9421 (VITEK Mortgage Group)
Who qualifies as a first time home buyer? That is a valid question. To answer it is important to know "who" is asking. The general definition is: Someone that has not owned a home in the past 3 years would be considered a 1st time home buyer. The…
Tip #7 of 10 Tips You Should Consider Before House Hunting
INGRID PIERSON NMLO#233666 800-530-9421 (VITEK Mortgage Group)
Choose your loan, before you shop for your home. There are two main types of loan catagories; Conventional Loans and Government Loans. The loan options available to you will be determined by: * Down Payment * Loan Amount * Loan to value or…
3.5% Closing Credit from Fannie Mae
INGRID PIERSON NMLO#233666 800-530-9421 (VITEK Mortgage Group)
An early Easter present has been announced by FannieMae who in an effort to stabilize communities through the speedy resale of Fannie Mae owned homes is providing buyers with a 3. 5% credit towards closing costs. This extra credit is being offered on…
Tip #6 of Ten Tips You Should Know Before Shopping for a Home
INGRID PIERSON NMLO#233666 800-530-9421 (VITEK Mortgage Group)
Finding the loan that is "right" for you and your family. Tip Number 6 is that you should meet with a qualified lender to review program types BEFORE choosing a home. It is important to know what type of loan and which program before going out…
New Consumer Privacy Protection Regulations Damage Consumers
INGRID PIERSON NMLO#233666 800-530-9421 (VITEK Mortgage Group)
It is really amazing how the new Consumer Privacy Protection requirements are NEGATIVELY impacting folks trying to purchase a home. If you don't have a problem with your credit… count yourself very lucky! If you do… do not, I repeat, DO NOT…
Tip #5 of Ten Tips You Should Know Before Buying a Home
INGRID PIERSON NMLO#233666 800-530-9421 (VITEK Mortgage Group)
Interest rate options can come with pricing differences. Those differences are called "points". A point is a fee charged by the lender, typically a percentage of the loan amount. Most buyers when inquiring about rates are looking for a rate quote at…
A Short Definition of Home Owners Associations
INGRID PIERSON NMLO#233666 800-530-9421 (VITEK Mortgage Group)
Over the years I have financed a lot of houses for property buyers where there has been a Homeowners Association (HOA) You can find various kinds of HOAs- Single Family Homes and Condo or Townhouse HOAs This article pertains to single family…
 
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INGRID PIERSON NMLO#233666 800-530-9421

Roseville, CA

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VITEK Mortgage Group

Address: 3 Park Center Circle, Sacramento, CA, 95825

Office Phone: (530) 885-1545

Cell Phone: (916) 709-5626

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