Will Rates Rise Tomorrow Morning? - 04/29/10 04:15 PM
Will rates rise tomorrow morning? - Much depends on the results of the GDP report. There are three reports scheduled for release tomorrow morning. The first is the preliminary version of the 1st Quarter Gross Domestic Product (GDP). This is arguably the single most important report that we see on a regular basis. The GDP is the sum of all products and services produced in the U.S. and is considered to be the best indicator of economic growth or contraction. I expect this report to cause major movement in the financial markets Friday and therefore the mortgage market also. Analysts are … (0 comments)

10 Costly Home Purchase Traps to Avoid - 04/26/10 03:49 PM
With 30 years combined experience in sales and lending I’d like to touch on the most common traps or trip ups when buying a home.
 
The Wrong House.  So what does the wrong house look like? It could be one that is either too large or too small for your family.  It could be that it needs too many repairs and you’re not handy or don’t have the assets to pay for the work.  The location may be to far from work or in an area that isn’t safe after dark or has issues with the school.  You need to … (0 comments)

What is a Complete Loan Application? - 04/15/10 12:21 AM
So, what is a complete loan application and why is that important?  Over the course of the last few years with the "easy" lending, I have found that folks (including some loan consultants) have gotten lazy when it comes to the loan application.  What I mean by that is the application comes in with lots of blanks.  A professional loan consultant will take time to review the application with you asking the right questions to provide the Lender's underwriter and ultimately the investor a complete picture. In today's market it is even more important to provide a good picture, thereby increasing the odds of loan approval.  … (0 comments)

 
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INGRID PIERSON NMLO#233666 800-530-9421

Roseville, CA

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VITEK Mortgage Group

Address: 3 Park Center Circle, Sacramento, CA, 95825

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