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announcements: Why Credit Card Holders May Benefit from The Fed's Actions Today - 12/11/07 12:28 PM
The Federal Open Market Committee meets today and will release a public statement at 2:15 P.M. ET.
It is widely expected that the FOMC will lower the Fed Funds Rate by at least 0.250%.
When the FOMC lowers the Fed Funds Rate, it is trying to "loosen" credit for American businesses and consumers. When credit is "looser", it is cheaper, and easier to procure.
Looser credit promotes spending and propels the U.S. economy forward.
By contrast, when the FOMC raises the Fed Funds Rate, it is trying to "tighten" credit which, in turn, slows down the U.S. economy.
The … (2 comments)
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announcements: The Baltimore Women's Film Festival - 10/07/07 09:47 AM
What: A celebration of cinematic creativity, art and innovation that you do not want to miss. Films by women, for women. Great parties, a chance to hear from the film makers, and a nice way to support the fight against breast cancer. 50% of all proceeds from ticket sales at the festival will be donated to The Johns Hopkins Avon Foundation Breast Center to further breast cancer research and treatment.
When: October 13 and 14, 2007
Locations: The Baltimore Museum of Art Meyerhoff Auditorium and Red Emma's "2640" in the historic St John's Church.
For more information and tickets, please visit http://www.bwfilmfestival.com.
… (1 comments)
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announcements: FHA Bans Seller-Financed Downpayment Assistance Programs - 10/03/07 03:45 PM
Effective November 7, 2007, the Federal Housing Administration is expected to ban home buyers' use of most seller-financed Downpayment Assistance programs. The Nehemiah program has been granted an exception through March 31, 2008.
DPAs are (were?) very popular in FHA mortgage circles as a way to help buyers finance their new homes.
FHA loans currently require a downpayment of at least three percent on a home purchase. That three percent, however, is not required to come from the buyer's own funds; it can come from a "gift" as long as the gifter is a family member or a non-profit organization.
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announcements: Free Fall Baltimore - 09/29/07 09:09 PM
What: Experience the excitement of live music, dance, theatre, museums, art classes, living history, and more. All free in Baltimore this Fall. More than 350 FREE unique performances, arts experiences and workshops. Don't miss out.
When: The Entire Month of October
Ticket Info: Free admission. Reservations necessary at some locations.
More Information: Visit http://www.freefallbaltimore.com/.
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announcements: Downtown Baltimore for Kids - 09/29/07 08:59 PM
Description: Downtown Baltimore’s first Kids Month invites families to experience Downtown Baltimore from a kid’s point of view throughout the month of October. Discover what Downtown attractions have to offer families from special rates to new exhibits, from kid-friendly events to unique opportunities just for families. Must-see attractions promoted during Kids Month include: · Maryland Science Center · B&O Railroad Museum · National Aquarium in Baltimore · And More…
When: The Entire Month of October
More Info: Click this link for a flyer detailing the event.
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announcements: Great Gwynns Falls Trail Hunt - 09/29/07 08:50 PM
Description: A community interest in the local environment has led the Parks & People Foundation to extend the dates of the Great Gwynns Falls Trail Hunt into the beginning of fall, with a new end date of October 14. The extended date allows participants more time to discover Baltimore’s history just as the leaves begin to change. The Hunt is a joint project of the Parks & People Foundation and the Gwynns Falls Trail Council. A historical “scavenger hunt” contest, the Great Gwynns Falls Trail Hunt helps participants uncover Baltimore’s past while enjoying the natural setting of the Gwynns Falls Trail. … (0 comments)
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announcements: Gathering of Nations Arts & Craft Show - 09/29/07 08:29 PM
What: Gathering of Nations Arts & Craft Show
Description: Featuring a wide variety of Native American arts and crafts including pottery, jewelry, artifacts, flutes, fine art paintings & prints, beadwork and more. Also featuring artists from other nationalities displaying and demonstrating a wide variety of art forms including glass blowing, paintings, sculptures, pottery and more. There will be a flute player and Native American dancers to perform throughout the weekend.
When: October 1, 2007 (end date unknown)
Where: Frederick Fairgrounds Building, 14-797 E. Patrick St Frederick, MD 21705
Ticket Info: Adults $5.00; Children & seniors $3.00; Weekend pass-$7.00, kids & seniors $5.00 for weekend … (0 comments)
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announcements: The Week In Review (September 24, 2007) : What To Watch For - 09/24/07 04:18 PM
In a semi-surprise move last week, the Federal Reserve lowered the Fed Funds Rate by 0.500%.
The Fed wants to prevent a dramatic economic slowdown that started in the housing sector and appears to be spilling over into other sectors now, too.
According to some pundits, the half-point FFR drop was exactly what the markets needed -- it restored confidence and promoted liquidity.
According to others, though, the Fed bailed out risk-takers and may have re-ignited the flames of inflation.
It's hard to tell which side is correct, so we'll have to believe that both sides have valid points worth considering.
And, like … (2 comments)
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announcements: Come Home to Howard County, MD - 09/22/07 09:58 PM
What: The Howard County Department of Housing & Community Development is sponsoring the 2nd "Come Home to Howard County" Housing Fair. There will be educational workshops, hands-on seminars for home buyers, and giveaways throughout the day.
When: Saturday, September 29, 2007 from 10:00 AM - 2:00 PM
Where: Wilde Lake High School, 5460 Trumpeter Road in Columbia, MD
Cost: Nothing! This event is free and open to the public.
For more information or to pre-register for the event, please visit http://www.co.ho.md.us/DH/DH_CHTHC.htm/. Or click here to download a flyer for the event.
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announcements: Got Books? - 09/22/07 09:36 PM
What: The 12th Annual Baltimore Book Festival - featuring hundreds of author appearances and book signings, over 75 exhibitors and booksellers, non-stop readings on eight stages, cooking demos by celebrity chefs, poetry readings and workshops, panel discussions, walking tours, storytellers and hands-on projects for kids, street theater, live music, and a delicious variety of food, beer and wine.
When: September 28-30, 2007 (Friday: 5 - 9 pm; Saturday & Sunday: 11 am - 7 pm )
Where: Baltimore, Maryland, in historic and picturesque Mount Vernon Place. The closest landmark is The Walters Art Museum at 600 North Charles Street, 21201.
Cost: Absolutely FREE and … (0 comments)
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announcements: Columbia, MD: Dia de la Familia - 09/15/07 10:40 PM
Who: The Columbia Association
What: Commemorating Hispanic Heritage Month, this free event will offer fun and games for the entire family, including miniature golf, batting cages, a moon bounce, ethnic music, a salsa dance competition, plenty of food, and much more!
When: Saturday, September 22, 2007 from 3:00 - 6:00 pm
Where: This annual event will be held at the Columbia SportsPark, 5453 Harper's Farm Road
Contact: kelly.cooper@columbiaassociation.com
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announcements: Baltimore, MD: Got a Wedge? - 09/15/07 05:59 PM
If so, join Belair-Edison Neighborhoods, Inc. for 18 holes of golf, fun prizes, and all-you-can-eat barbeque from Big Bad Wolf's House of Barbeque!
What: 9th Annual Belair-Edison Golf Tournament
When: Friday, September 28th at 8:00 am
Where: Historic Clifton Park Golf Course, 2701 Saint Lo Drive
Cost: $75 per player (organize a foursome for the price of a threesome)
Contact: Chad Hayes at (410) 485-8422 to register.
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announcements: 25,000 Points in 30 Days!!! - 09/08/07 06:57 PM
Ok, so why the flames? Because I'm burning this joint up! LOL
Once I got the hang of working with ActiveRain, I decided that (no matter what, I would do a post on what my first 30 days have brought me. Well, I'm glad to report that I passed the 25,000 mark within just 30 days of becoming an ActiveRain member. (I'm still a newbie!)
Here's a list of what I did to get to this point:
I read the ActiveRain post on how to earn points and made a plan to take daily action.
I did my best to create a full profile. … (21 comments)
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announcements: Silver Spring, MD: Free Jazz Festival - 09/04/07 08:55 AM
What: The 4th Annual Silver Spring Jazz Festival will star Arturo Sandoval. Also in the line up are legendary vocalist Ethel Ennis, smooth jazz wunderkind Marcus Johnson, Frederic Yonnet and his jazz harmonica, and Dani Cortaza, a new young jazz guitarist.
When: Saturday, September 8 from 2:00 - 10:30 pm
Where: Downtown Silver Spring, Corner of Ellsworth Drive & Fenton Street
Cost: None. It's FREE to all!
Fore more information, and to see the festival schedule, please visit http://www.silverspringdowntown.com
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announcements: Milwaukee, WI: Free Community Health, Wellness & Resource Fair - 08/29/07 02:18 PM
What: Mount Horeb Baptist Church, under the leadership of Rev. Roy Hopgood, Jr., is having their 1st Annual Free Community Health, Wellness & Resource Fair.
When: Saturday September 1st, 2007, 10:00am-3:00pm
Where: 534-40 W. Center St., Milwaukee, WI 53212
Stop by and take advantage of *FREE* health screenings, food, school supplies, clothing, and kids’ basic hair cuts. Also win prizes while playing youth games, pre-register for community 3-on-3 basketball tournaments for ages 8 & up, and enjoy gospel music.
If you’re interested in having a free Glaucoma screening, please let me know...I will get you signed up.
Please tell someone, bring someone, and be blessed!
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announcements: Happy Birthday to Me! - 08/24/07 10:51 AM
Today is my birthday, so I'm at home today. What I decided to do is find out all I can about August 24th. In my search, I've come across excite.com's Daily Notables. You should check it out.
Here's what they had to offer me:
**events that happened this day in history **events that happened this day in music **celebrities who share my birthday **daily motivational tips **positive quote of the day **word of the day: "interlocutor" Do you think there’s another site I should check out? What are some of your best birthday experiences? Let's see if we can get to 100.
… (16 comments)
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announcements: New Homes "Sold" Is Not The Same As New Homes "Closed" - 08/23/07 09:56 AM
With tomorrow morning's New Home Sales report, markets will get a look at the number of newly-constructed homes sold in July.
The figure is expected to be in the 825,000 range. This is lower than June's 834,000 figure.
But -- as always -- there is more to the story.
When the Census Bureau reports on New Homes Sales, it only counts the number of new sales contracts written. Specifically, New Home Sales doesn't measure what happens to contracts after they are signed.
So, for each buyer that rescinds his contract or does not qualify for financing, the New Home Sales … (3 comments)
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announcements: Maryland State Fair 2007 - 08/21/07 02:24 PM
What: The annual Maryland State Fair is one of the biggest events in the region that each year attracts upwards of half a million visitors over its 11-day run. Originally a livestock show, the event now includes live entertainment, music, exhibitions and circus acts. A great family day out, visitors can enjoy all manner of events and entertainment ranging from witnessing the birth of calves and piglets at the farm enclosure to cheering on the pigs in the ever-popular Swifty Swine Pig Racing Show. There are also numerous food and drinks stalls, as well as amusement rides.
When: 24 Aug 2007 … (0 comments)
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announcements: Catonsville, MD: StarFest 2007 - 08/20/07 01:49 PM
WHAT: StarFest will be a unique activity featuring entertainment, games, giveaways and encouragement for young people as they prepare to return to school. In essence, StarFest will serve as a communal “block party” that will cross racial, economical, and societal barriers to create community bonds which are critical to the success of our communities. The event is being sponsored by Morning Star Baptist Church, Wal-Mart and the One Choice, One Voice Abstinence Program.WHEN: Saturday, August 25th (10:00 am - 3:00 pm)
WHERE: Catonsville Wal-Mart Parking Lot, 6205 Baltimore National Pike, Catonsville, MD
COST: None. It's Free!
… (3 comments)
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Ilyce N. Powell, CMPS™ - Certified Mortgage Planning Specialist
Baltimore,
MD
More about me…
AmeriSave Mortgage Corp./ United First Financial
Address: Lending in All 50 States + DC, Eliminating Debt and Building Wealth in United States and Canada
Office Phone: (866) 814-2153 x 7103
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