Ar_home_b_search
 



south central vermont real estate: A New Year’s Resolution For South Central Vermont Real Estate You Won’t Regret! - 01/22/10 04:43 AM
Are you tired of the same old promises you make to yourself every January 1st but forget by February? Not this year! Here's a 2010 resolution that's so beneficial you simply must keep it: buy South Central Vermont real estate! Now that the Home Buyer Credit Act has been extended and qualifying income levels have been raised, this is an ideal time to purchase a house. Generally advertised as a tax credit for first-time buyers, the new legislation actually benefits many current homeowners, also.
Basic facts:
Changes: Originally slated to end in November 2009, the credit deadline has been extended to April … (0 comments)

south central vermont real estate: Invite Buyers Into Your South Central Vermont Home - 01/22/10 04:40 AM
Although the interior of your home may be lovely, you can't use that fact to your advantage if potential buyers don't come inside to see it. The majority of house shoppers are influenced by first impressions, and, according to the National Association of Realtors, nearly 50% of them make their decision about your South Central Vermont home before stepping through the door. Ensuring that prospective buyers will want to see more doesn't have to be time-consuming or cost-prohibitive; there are numerous ways to strengthen your home's curb appeal, to capture the interest of buyers, and most likely increase the selling value.
When … (0 comments)

south central vermont real estate: Price Reduction - Chester, Vermont Land - 12/29/09 04:23 AM
(4 comments)

south central vermont real estate: New Listing in Springfield, Vermont - 12/28/09 04:16 AM
(0 comments)

south central vermont real estate: Celebrating Christmas In South Central Vermont - 12/22/09 03:54 AM
"The best of all gifts around any Christmas tree: the presence of a happy family all wrapped up in each other."                                                                      ~ Burton Hillis
Christmas is one of the most widely celebrated festivals globally and is no longer viewed as a purely religious holy day. It is now a time enjoyed by people of many countries and faiths, and there are numerous universally recognized icons which we associate with the yuletide. In fact, these symbols have become so commonly associated with the celebration of Christmas that when we see Santa riding on a reindeer, a mantle hung with stockings, coniferous green trees … (1 comments)

south central vermont real estate: Have a Merry--and Safe--South Central Vermont Holiday! - 12/18/09 05:55 PM
The Holiday season provides us with many opportunities for fun with our family, and decorating inside and outside your South Central Vermont home is one activity that can be enjoyed by both young and old. As always, however, the use of common sense and the taking of safety precautions are vital to ensuring happy holidays.
To that end, the Consumer Products Safety Commission strongly suggests you follow these timely tips when decorating your South Central Vermont home:
TREES:
When purchasing an artificial tree, look for the label "Fire Resistant." Although this label does not mean the tree won't catch fire, it … (2 comments)

south central vermont real estate: Reasons To Buy Rather Than Rent South Central Vermont Home - 12/09/09 04:47 AM
Many South Central Vermont renters are finding that they get more ‘bang for their' buck if they buy a home rather than rent one. With affordable prices, low interest rates and tax incentives, South Central Vermont home ownership makes more sense than ever. 
7 Reasons to Buy Rather Than Rent South Central Vermont Home
1. Buying doesn't always cost more.The Associated Press reports the gap between buying and renting has decreased $550 in the last three years.
2. Affordability is at an all-time high.Nationwide, prices have declined by nearly 20-40%.
3. Tax benefits for home ownership saves money.The biggest tax break is the mortgage … (0 comments)

south central vermont real estate: Mistakes Serious South Central Vermont Home Sellers Don’t Want To Make - 12/09/09 04:43 AM
The current economic climate has created an extremely competitive market for South Central Vermont home sellers. High inventories and the abundance of deals on foreclosures puts to pressure on South Central Vermont home sellers to have properties in showing condition and to be priced right. Many sellers want to initially price their property on the high end of the market and underestimate the costs of having a property sit on the market unsold. Maintenance costs, taxes and insurance are ongoing. Another thing to consider is the benefits of having invested the money that can be made with a fast sale vs. the cost … (0 comments)

south central vermont real estate: Buying South Central Vermont Home With Good Bones - 10/17/09 05:35 PM
It doesn't matter if you are buying your first South Central Vermont home or are a veteran home buyer, you will have list of ‘wants' and ‘needs' for your new South Central Vermont home. The ‘wants' are things that would be nice to have such as a gas fireplace or granite counters. The ‘needs' are things like, well a ‘bathroom' or the number of bedrooms to suit your family. It is rare that you will get all your ‘wants' and needs' in the home you buy.
The key to maximizing your South Central Vermont home investment today is distinguishing between the types of ‘wants' and … (1 comments)

south central vermont real estate: Will You Owe Capital Gains When Selling Your South Central Vermont Home - 10/16/09 04:29 PM
Something to consider when selling your home is the Capital Gains ramifications. Will you owe Uncle Sam money after the sale of your South Central Vermont home? Capital Gains are calculated as the difference between what you paid for your property and what you sell it for. Here is how you calculate your Capital Gains. 
Calculating Capital Gains
 
 
(+) PURCHASE PRICE - Price paid for property
(+) COST OF PURCHASE - Transfer fees, attorney fees, inspections
(+) COST OF SALE - Repairs, commissions, attorney fees, inspections
(+) COST OF IMPROVEMENT - Room additions, deck, for example, though not replacing existing
(=) … (0 comments)

south central vermont real estate: Don’t Let Credit Score Myths Get In The Way When Buying A South Central Vermont Home - 10/03/09 04:39 AM
The most important piece of a person's financial life is their credit score. Whether buying a new South Central Vermont home, applying for a job, refinancing, paying off debt, or getting utility service, your credit score will drive the outcome. One would think that Americans are all aware of what the scores are measuring and what factors play a part. But, most Americans do not know enough about the three digit rating or what is involved. Do not let these credit score myths get in your way when preparing for the purchase of your next South Central Vermont home.
Myth: Checking a credit … (7 comments)

south central vermont real estate: On the Move! - 09/30/09 05:01 AM
Lang McLaughry Spera Rutland Office has moved to a new location.  Please come and visit me at the beautiful new office location:
85 North Main Street, Rutland, Vermont 05701
Phone, Fax  and e-mail stay the same.
(2 comments)

south central vermont real estate: Selling Your South Central Vermont Home In Changing Market - 09/30/09 04:45 AM
In today's rapidly changing economy, many South Central Vermont home owners wonder or worry about selling their home for the best price, and terms in the shortest period of time. 
Here are 9 helpful hints if you are considering selling your South Central Vermont home:
Be realistic, and price your home right by using market comparisons. Know your true bottom line for both price and time. As the market shifts, be prepared to evaluate your price. Advertising your property with yard signs, local MLS and newspapers. Get rid of the clutter! It makes your house appear smaller. Clean your walls, floors, baseboards, stove … (0 comments)

south central vermont real estate: Tax Benefits of Owning a South Central Vermont Home - 09/20/09 08:08 AM
New tax code changes create benefits for owners of a South Central Vermont home. For years, many people have usually turned away from considering taking on the financial responsibilities of being a homeowner. Renters and prospective home owners are well aware of all the financial stress that comes with owning a home, which makes them hesitant to make the big step and commitment. What might not be known is that homeowners are receiving more tax benefits now than ever before. The Internal Revenue Services, known as the IRS, has made owning a South Central Vermont home a more favorable option in several … (1 comments)

south central vermont real estate: Avoid These Mistakes When Selling Your South Central Vermont Home - 09/12/09 05:26 PM
Selling your South Central Vermont home should be a smooth profitable transaction. But it could end up being an unsuccessful, draining experience, especially if the appropriate precautions and preparations are not observed. A majority of the time, the chance for success lies within the hands of the hired real estate expert. In order to guarantee optimal results, the sellers must be willing to cooperate and consider the professional advice of their real estate agent. Agonizing over a listing price, making the property presentable, rushing for last minute showings, answering inconvenient calls, and frazzling thoughts of not being able to sell are all stressful … (0 comments)

south central vermont real estate: Auctions and Foreclosed South Central Vermont Homes - 09/05/09 06:01 AM
The number of people experiencing their South Central Vermont home entering foreclosure is steadily increasing. Also increasing, is the number of bargains just waiting for home buyers to make a move. In RealtyTrac's April 2009 U.S. Foreclosure Market ReportTM they found that default notices, auction sale notices and bank repossessions were reported on

342,038 properties during the month of April alone. The increasing numbers have contributed to the thirty two percent increase since last year's April 2008 report. The report also showed one in every three hundred and seventy four homes received a foreclosure filing in April. These statistics prove foreclosure to … (1 comments)

south central vermont real estate: How To Live In Small Spaces - 08/30/09 04:55 PM
Finding ways to deal with small spaces in your new South Central Vermont home can be tricky. Everyone likes the place they call home to be somewhere they can kick back and relax. However, it is hard to relax in areas that are cluttered and uncomfortable. Strategic interior design can make a big difference when dealing with small living spaces. Colors, lighting, organization, and décor can make spaces appear smaller or larger. Here are some solutions to make your South Central Vermont home look and feel cozier. 
Organization is the first thing to be conquered when transforming a small living space. Getting rid of clutter … (0 comments)

south central vermont real estate: No Surprises. Just Good Business. - 08/22/09 05:48 PM
The Below was printed with Permission from Lisa Cruser Loan Officer WJ Bradley Mortgage Capital Corp:

A home is probably the biggest purchase you'll ever make in your lifetime. It's critical that you understand your home financing and the costs associated with your mortgage.
The mortgage industry is continually trying to make home financing easier to understand. An informed homeowner is a smart and satisfied homeowner. As part of the effort to keep the process transparent, the Mortgage Disclosure Improvement Act (MDIA) requires notification of changes to your loan and also regulates when in the process certain fees may be … (2 comments)

south central vermont real estate: South Central Vermont Real Estate Sales Statistics - July 2009 - 08/22/09 05:43 PM
A second quarter report of existing-home sales showed healthy gains from the first quarter, and price declines have increased affordability, according to the latest survey by the National Association of Realtors®.
Lawrence Yun, NAR chief economist, said the sales gain appears to be sustainable.  "With low interest rates, lower home prices and a first-time buyer tax credit, we've been seeing healthy increases in home sales, which are a hopeful sign for the economy," he said.
What is happening in our local South Central Vermont real estate market? Let's take a look at statistics for the past six months for Rutland County, Windham … (0 comments)

south central vermont real estate: Are Lower South Central Vermont Real Estate Prices Worth The Wait? - 08/15/09 04:54 PM
Buyer's often find themselves watching a property for a price reduction. Although getting the best deal possible when purchasing South Central Vermont real estate is important, it is not the only factor that determines monthly payments on a home. Rising interest rates nearly diminish the positive aspects of waiting for prices to drop. 
Most people are familiar with the basic trends in real estate that have been affected by the United States economic crisis. The listing prices of homes have been steadily declining over the past couple years. This has put people looking to purchase South Central Vermont real estate at an advantage over those … (0 comments)

 

Irene Gaffigan, Broker, ABR, CRS, e-PRO

Ludlow, VT

More about me…

Bean Group

Address: 36 VT Route 30, Bondvilee, VT, 05340

Office Phone: (802) 297-3316 x 7442

Cell Phone: (802) 353-1983

Email Me

Looking To Buy or Sell? Discover the Best in South Central Vermont Real Estate ,Okemo Mountain Real Estate, Rutland and Killington Real Estate from Irene Gaffigan, Associate Broker, Lang McLaughry Spera Real Estate


Links

Archives

RSS 2.0 Feed for this blog

Find VT real estate agents and Ludlow real estate on ActiveRain.