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vermont real estate: Mistakes Serious South Central Vermont Home Sellers Don’t Want To Make - 12/09/09 04:43 AM
The current economic climate has created an extremely competitive market for South Central Vermont home sellers. High inventories and the abundance of deals on foreclosures puts to pressure on South Central Vermont home sellers to have properties in showing condition and to be priced right. Many sellers want to initially price their property on the high end of the market and underestimate the costs of having a property sit on the market unsold. Maintenance costs, taxes and insurance are ongoing. Another thing to consider is the benefits of having invested the money that can be made with a fast sale vs. the cost … (0 comments)

vermont real estate: Don’t Let Credit Score Myths Get In The Way When Buying A South Central Vermont Home - 10/03/09 04:39 AM
The most important piece of a person's financial life is their credit score. Whether buying a new South Central Vermont home, applying for a job, refinancing, paying off debt, or getting utility service, your credit score will drive the outcome. One would think that Americans are all aware of what the scores are measuring and what factors play a part. But, most Americans do not know enough about the three digit rating or what is involved. Do not let these credit score myths get in your way when preparing for the purchase of your next South Central Vermont home.
Myth: Checking a credit … (7 comments)

vermont real estate: Tax Benefits of Owning a South Central Vermont Home - 09/20/09 08:08 AM
New tax code changes create benefits for owners of a South Central Vermont home. For years, many people have usually turned away from considering taking on the financial responsibilities of being a homeowner. Renters and prospective home owners are well aware of all the financial stress that comes with owning a home, which makes them hesitant to make the big step and commitment. What might not be known is that homeowners are receiving more tax benefits now than ever before. The Internal Revenue Services, known as the IRS, has made owning a South Central Vermont home a more favorable option in several … (1 comments)

vermont real estate: Come Home to Wallingford Vermont! - 08/15/09 05:08 PM
Welcome Home: Mint move in home with 3 bedrooms, partially finished basement with family room, garage, 3 season covered porch and wrap around deck. There are views and above ground pool. Located in a family neighborhood with excellent schools! Come take a look.  Offered for $249,900.  For more info:  http://isellvermontrealestate.com
(2 comments)

vermont real estate: Are Lower South Central Vermont Real Estate Prices Worth The Wait? - 08/15/09 04:54 PM
Buyer's often find themselves watching a property for a price reduction. Although getting the best deal possible when purchasing South Central Vermont real estate is important, it is not the only factor that determines monthly payments on a home. Rising interest rates nearly diminish the positive aspects of waiting for prices to drop. 
Most people are familiar with the basic trends in real estate that have been affected by the United States economic crisis. The listing prices of homes have been steadily declining over the past couple years. This has put people looking to purchase South Central Vermont real estate at an advantage over those … (0 comments)

vermont real estate: Chester Vermont - New Listing - View the Falls! - 08/11/09 01:57 PM
Chester. 14.69 acres with camp on site. Fish in your own Brook; electric and existing septic for 2 bedrooms. Walk to VAST Trail. Views of Wymans Falls Road and possible views with clearing! Private, yet close to town. $139,900.
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vermont real estate: Rutland VT Home Buying Tips - 06/06/09 05:28 AM
The thought of buying your first Rutland VT home can be intimidating...but it doesn't have to be. Below are tips to guide you through the intial stages of buying a Rutland VT home. 
1. Research before you look. Decide what features you most want to have in a home, what neighborhoods you prefer, and how much you'd be willing to spend each month for housing. 
2. Be realistic. It's OK to be picky, but don't be unrealistic with your expectations. There's no such thing as a perfect home. Use your list of priorities as a guide to evaluate each property.
3. Get your finances … (4 comments)

vermont real estate: Rutland VT Real Estate Sales Statistics - March 2009 - 05/08/09 07:03 PM
Pending home sales rose with many first-time buyers taking advantage of historically good housing affordability conditions, according to the National Association of Realtors®.
The Pending Home Sales Index, a forward-looking indicator based on contracts signed in March, increased 3.2 percent to 84.6 from a level of 82.0 in February, and is 1.1 percent higher than March 2008 when it was 83.7.
Lawrence Yun, NAR chief economist, said it should take a few months for the market to gain momentum. "This increase could be the leading edge of first-time buyers responding to very favorable affordability conditions and an $8,000 tax credit, which … (0 comments)

vermont real estate: When Buying A Ludlow VT Home Makes Sense - 10/11/08 03:36 AM
When Buying  A Ludlow VT Home Makes Sense
 
The housing market has never been better for many potential Ludlow VT home buyers. In fact, more often than not, it is less expensive to own your own home rather than rent.
 
The National Low Income Housing Coalition reports that in 57 out of the 100 most populated metro areas, renting a three-bedroom home is more expensive than monthly costs on a six percent mortgage for a typical low-priced house in the same area.
 
With all the news these days concerning the economic crunch and these tumultuous economic times, you might … (3 comments)

vermont real estate: New Listing in Ludlow Vermont - 09/13/08 07:27 AM
 
ZONED RESIDENTIAL AND COMMERCIAL -
 
Front of Building  
 Wonderful renovated Office building on Main Street Ludlow.  Was Doctors office, now just waiting for your ideas.  First floor has reception area, plus 4 offices, upstairs 1 cute and comfy office.  This property was updated 7 years ago and has many uses - plenty of off street parking - walk outside and see Okemo Mountain.  This was once a single family home and is zoned res/comm.  Don't miss this opportunity!  Just think about it - work and play at Okemo!
 
 
 
 
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vermont real estate: Ludlow VT Real Estate: American Dream Alive And Well - 06/27/08 05:23 PM
The so-called "American Dream" has, in the past, been an ideal goal for people which almost always included owning real estate.  Due to the recent slowing of the real estate market, however, home ownership is often seen as more of a nightmare than a dream.   But it doesn't have to be that way!  Even in a slower economy, purchasing Ludlow VT real estate can still be a step toward achieving your own "American Dream!" 
 
Inman News reminds us some of the benefits and advantages that being a home owner will always offer:
 •  The opportunity to build equity and create … (0 comments)

vermont real estate: The Simpsons - 07/22/07 05:40 AM
Springfield Vermont (which is only about 20 minutes from my office) hosted the premiere for the "The Simpson's Movie on Saturday July 21.
Vermont is now the state that the Simpson's live in - this is a good thing for our area; not so good for a realtor trying to show houses yesterday in Springfield - lots of people, beautiful day and main streets closed. 
My customers were wonderful when we got lost a few times (GPS or not) and we did make it to all the showings.
I am not a Simpson's fan, however, I am glad we had the opportunity for … (5 comments)

vermont real estate: Homes That Save Buyers Money - 06/24/07 03:55 PM
This article by Linda Legner was posted on the Vermont Association of Realtor website and I thought you would find it informative:More buyers are taking the environment into account when searching for a home-they're looking for earth-friendly features that translate into lower energy bills and less pollution.This growing trend gives you the opportunity to make your listing stand out from the rest by calling attention to all of its energy-efficient amenities, from properly-sealed windows to Energy Star appliances.Whether your listing is a brand new condo or an old Victorian, just a bit of investigating can uncover many "green" features that will … (5 comments)

vermont real estate: Irene Gaffigan Earns Quality Service Certification! - 05/07/07 06:38 AM
For the first time a standard of service and accountability is being offered to consumers in the area of the quality of real estate service delivery. Irene  Gaffigan of United Country Farm Town Realty, Proctorsville office, has just completed the requirements to earn Quality Service Certified® professional recognition. Holding the Quality Service Certification® requires a sales agent to follow a well-defined and prescribed process of service, to present that process in writing to every customer and client, and to guarantee its delivery.
According to Larry D. Romito, President, CEO of Quality Service Certification, Inc., " Irene  Gaffigan has joined a growing number … (0 comments)

vermont real estate: Second Home Tax Rules - 04/28/07 12:40 PM
Vermont has seen an influx of second home buyers in the past few years. Here are some second-home tax rules to keep in mind.Mortgage interest.The mortgage interest you pay on your second home is tax deductible just as the interest on the mortgage on your first home is.You can write off 100% of the interest you pay on up to $1 million of debt secured by your first and second homes and used to acquire or improve the properties. (That's a total of $1 million of debt, not $1 million on each home.)However, if you rent your second home for more … (0 comments)

vermont real estate: New Listing in Ludlow - 10/25/06 04:40 AM
Ski, snowshoe and ice skate in the winter. Canoe, fish and swim in the summer. This is one of the last lots with water rights to Lake Pauline. Located in the town of Cavendish, VT and only 5 minutes from Okemo Mountian, it is the perfect place for winter or summer recreation. And don't forget the gorgeous fall color! State permit and septic design is approved for a duplex with 3 bedrooms each, plus a hot-tub.
Just under an acre of wooded seclusion. A place to enjoy nature at it's best and the opportunity to own Vermont real estate! For more information … (4 comments)

vermont real estate: SKI Magazine Ranks Okemo In East Top Ten - 10/07/06 02:57 AM
In it's annual Top 50 Reader Resort Survey, SKI magazine named Okemo Mountain Resort one of the top ten resorts in the East, and one of the best in North America for Grooming, Family Programs and Terrain Parks. Ranked eighth in the East, the popular southern Vermont resort also made the top-ten list in ten of the Reader Resort Survey’s categories: Grooming, Snow, Family Programs, Service, Lifts, Terrain Parks, Weather, Lodging, On-Mountain Food and Overall Satisfaction. Read more...Thinking of buying or selling a vacation home near Okemo? Visit my website to view all Okemo real estate listings, get the current value … (4 comments)

 

Irene Gaffigan, Broker, ABR, CRS, e-PRO

Ludlow, VT

More about me…

Bean Group

Address: 36 VT Route 30, Bondvilee, VT, 05340

Office Phone: (802) 297-3316 x 7442

Cell Phone: (802) 353-1983

Email Me

Looking To Buy or Sell? Discover the Best in South Central Vermont Real Estate ,Okemo Mountain Real Estate, Rutland and Killington Real Estate from Irene Gaffigan, Associate Broker, Lang McLaughry Spera Real Estate


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