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destin realtors: I Was "MIA", Now I'm Back! - 01/03/11 05:32 PM
 
Hello All!  Today was a great day.  I was back in my Destin real estate office for the first time since a minor back surgery!  Of course, I worked from “home” for the past week, but I didn’t like it.  I know everyone has an opinion and preference when it comes to working from home or the office.  The office is for me.  Today I felt FREE!!
Here is why I prefer working from the office:
1.   No home distractions. I am currently writing this blog post from home (I left the office early since I still have my … (9 comments)

destin realtors: That House Is STILL For Sale? - 02/10/10 04:22 PM
 

Yesterday I went for my morning walk, on a route not travelled for two years in my neighborhood of Crystal Beach in Destin Florida.  As I approached the end of a side street, low and behold- that HOUSE was still for sale!!  No way!  I did a double take, saw there was yet another real estate sign in the yard.  What was this- the fourth Realtor? When I went home, out of curiosity, I checked the listing history of the house.  It has been for sale since 2005.  That’s right- over four years.
 
What is going on here?  … (16 comments)

destin realtors: Rulnick Realty Welcomes You & The Holidays, Destin Florida, Open House - 11/10/09 09:22 AM
Welcome the Holidays! 
 Join us at Rulnick Realty Destin Florida
Wednesday, November 11, 12:00 noon
Open House, Pot-Luck Luncheon!So far on the menu, we have ham, turkey, rolls, wine, beer, soda, turnips, carrots, broccoli casserole, bread pudding, green bean casserole, sweets, pie, pasta salad, sweet potatoes and more... To our buyers, sellers, Emerald Coast Realtor friends, Facebook friends, vendors, business neighbors at Miramar Plaza and ALL OUR FRIENDS!
Bring a dish and join us for some merriment!  Address:  12889 Emerald Coast Pkwy. Ste 107-A, Destin, Florida 32550We are 2.5 miles east of Destin Commons and the Mid-Bay Bridge, on the south side … (13 comments)

destin realtors: Rulnick Realty's Destin Real Estate Office Grows Again - 10/15/09 08:14 AM
Rulnick Realty welcomes two new team members to its Destin Florida real estate office.
Clark Turnipseed, a licensed Realtor, provides a unique perspective for buyers, having years of experience as a Mortgage Broker Associate. Once he finds his buyers the right property he knows how to structure an offer that best fits their financial goals.
Clark was educated as a civil engineer but is a people person by experience. His personal motto is “When people work together they can move mountains!” With over 20 years in management and sales, he understands what it means to provide service, attention to detail and follow … (7 comments)

destin realtors: Rulnick Realty Welcomes New Destin Real Estate Agent - 10/01/09 08:08 AM
Rulnick Realty welcomes Pittman Watson, real estate agent in Destin Florida.
Pittman R. Watson, a licensed Florida Realtor, moved to the Emerald Coast in 2004 from Mississippi. A detail-oriented person, Pittman is able to help buyers locate the perfect property and see the transaction through to a smooth closing. His background is in the Service Industry, having been in management in the restaurant business. Pittman also ran a successful Art and Frame Store in Destin, which had an emphasis on design and re-design of local resort rentals.Pittman will be helping buyers and sellers along the Emerald Coast in Destin, Santa Rosa … (7 comments)

destin realtors: Sterling Shores #211, Destin Florida - Short Sale Condo - 08/20/09 05:47 PM

Sterling Shores is an exciting condominium complex across from the Gulf of Mexico.  This Destin short sale condo is smartly decorated, with breezy balcony to watch the ocean blue and the 4,300 square foot lagoon pool.  Complex offers 4300 square foot lagoon pool, workout room, clubhouse, seasonal snackbar, movie theater, wireless internet. Walk to beach across the street, and restaurants next door on "Restaurant Road",  Gratzi's, Back Porch, Ruth's Chris Steakhouse and more!  This Destin short sale is offered at $239,900.

It's Wendy!
Wendy Rulnick, Broker, CRP, CRS, GRI, ABR     Rulnick Realty, Inc.
Destin FL Real Estate
Destin Short Sales & Pre … (5 comments)

destin realtors: New Florida Real Estate Contract: How Will It Affect Buyers and Sellers? - 07/08/09 01:42 PM

 
The Florida Association of Realtors uses two different versions of the purchase and sale agreement.  One is called " FAR  (Florida Association of Realtors)" the other " FAR BAR" (Florida Bar Association).  In different parts of the state, real estate agent communities have their own customs as to which version they use.  In my Destin FL area, for example, the FAR contract is more common.  But a few towns over, in Pensacola, the FAR BAR is prevalent.  Now the Florida Association of Realtors is proposing to combine both contracts and make further changes.  The decision whether to proceed with … (16 comments)

destin realtors: 5 Tips to Get Your Short Sale Buyer to "Walk" - 07/01/09 07:56 PM

 
Today I was talking with a title agent in my Destin Florida market who handles short sale negotiations for agents.   He lamented that he had two contracts recently fall apart, with buyers walking.
“Why?” I asked.
“ Well, the agents don’t have the seller sign the contract, so it is just an offer.   There is nothing to hold them.”
“Stop doing that!” I told him, “I would never send an ‘offer’ in to a short sale lender.”
 Which brings me to my point- " How can you increase the chances of your buyer “walking” … (67 comments)

destin realtors: New Spirit of Cooperation Among Agents- But Will It Last? - 05/23/09 01:14 PM

 
Remember the "old" days of selling real estate?  When competitors didn't talk?  When agents put themselves on pedestals?  When they bragged about listings and sales?  Or thought they had a "niche" no one could touch?  Those days are over.  The market has changed.  Many real estate agents have been knocked down a peg or two, or left the business.  In the "old" days, some agents wouldn't deign to show listings under certain price ranges, like under $300,000 or $200,000.  Or they just limited themselves to certain towns- they wouldn't drive 25 minutes to show "regular" properties.
Now, no one is "too … (15 comments)

destin realtors: Office Meeting? - No - Brainstorming Meeting! - 04/19/09 11:47 AM

At Rulnick Realty, my Destin Florida real estate office, we have a "meeting" once a month.  It is not a"clap clap clap" meeting congratulating agents' performance or quoting sales volume.  It is a thinking and learning exchange of our nine Rulnick team members.  Sometimes we have a brief speaker on timely or real estate-related matters.
Our monthly discussions have covered topics such as: Florida contracts, Fannie Mae regulations,  the Destin condo market, septic tank inspections, Holiday Isle leaseholds, appraisals, and more. A few weeks ago, we had Roland Guidry, an expert in Florida Coastal Construction Control Line, explain technical, statute and contract requirements for disclosing CCCL to buyers … (16 comments)

destin realtors: Destin Florida Real Estate Market Summary - 2008 - 01/03/09 10:31 AM
Destin Florida Real Estate - 2008 Market Summary The Destin Florida real estate market had a rocky road in 2008.  There are some glimmers of hope, but continued signs of price declines.  In summary:
1.  In Destin, the "% Sold/List" (Sold to List Price Ratio) dropped from 90% to an average of 84% by the end of the year.  The ratio bounced around a lot during the last 12 months, but the drop to 84% may or may not be part of a trend.  We'll look at this in coming months.
2. The average sale price for Destin real estate dropped from $520,000 … (6 comments)

destin realtors: Rulnick Realty Grows Again in Destin Florida - 10/23/08 12:57 PM
Wendy Rulnick, Broker/Owner of Rulnick Realty in Destin FL, is proud to announce that Norma Roy has joined the firm.  Ms. Roy has been a licensed Realtor since 1972. She brings a vast knowledge of real estate from land purchase to final development and construction of homes.  Having worked in the local area in Okaloosa and Walton counties she has successfully marketed several sub-divisions from start to finish.  Some of her projects include:  Destin FL homes: Bonvillas at Bayside, Bonair at Bayside, Ridgewood Manor, Etretat; Santa Rosa Beach FL homes: Escada homes and townhomes; Fort Walton Beach properties: Forest Cove, Springgate, Atwater, Live Oak … (0 comments)

destin realtors: 122 Maritime Court, Destin FL 32541 - 10/20/08 04:31 PM
It's Wendy!
Wendy Rulnick, Broker, CRP, CRS, GRI, ABR     Rulnick Realty, Inc.
Search Destin Florida real estate
Short Sale Pre Foreclosure Help.
Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204
Email itswendy@rulnickrealty.com
Wendy Rulnick, Broker and Realtor, has been selling real estate for almost 20 years.  She has won numerous awards, including the coveted ADDY for advertising design. An expert marketer of real estate listings, she negotiates successfully to her dients' advantage. She is supported by a team of top buyer specialists. Wendy specializes in real estate sales, short sales, traditional sales on Emerald Coast of Florida: Destin Florida real estate, Santa Rosa … (2 comments)

destin realtors: Destin Short Sale Approved - Everything Was Fine, But Then... - 10/18/08 12:30 PM

Little things can make a big difference in getting to a closing.  We all know that.  It's one of the most important factors in real estate success.  The "big picture" in the agent skill-set for selling listings is one-third marketing, one-third negotiating, and one-third follow up to closing.  Mess up on any of those, and you probably won't have a successful transaction.  Yesterday I had a last minute scare at the final day of an already extended approval for a Destin FL Short Sale.  I've seen almost everything in my 20-year career, but this was a new one.  The listing … (12 comments)

destin realtors: 215 Mattie's Way, Destin FL 32541 - 10/14/08 05:21 PM
It's Wendy!
Wendy Rulnick, Broker, CRP, CRS, GRI, ABR     Rulnick Realty, Inc.
Search Destin Florida real estate and vicinity.
Short Sale Pre Foreclosure Help.
Specializing in real estate sales on Emerald Coast of Florida: Destin Florida real estate, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Dune Allen, Blue Mountain Beach, Freeport, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 
Call toll-free  1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204
email itswendy@rulnickrealty.com
Copyright © 2008 By Wendy Rulnick. All Rights Reserved. *215 Mattie's Way, Destin FL 32541* Contact Wendy Rulnick regarding Destin Florida real estate and vicinity.
(4 comments)

destin realtors: Short Sales: Attitude and Guessing Games - 10/09/08 04:26 PM
I am working on getting a short sale approval for a house in Destin FL.  The mortgage is about $200,000 and the offer is for $130,000 (modified for the sake of confidentiality), which is slightly under maximum market value of $145,000.  The lender is Vanderbilt Mortgage.  To be blunt, they are not nice.  Most lenders have been in this game long enough to know how the system works, and have probably had thousands of short sale requests.  Vanderbilt just doesn't want to play.  Here is what is going on:
Faxed Vanderbilt 41-page short sale package with typical items, contract, settlement statement, hardship … (12 comments)

destin realtors: Short Sale Seller Does the "Right" Thing - 10/08/08 05:54 PM

Today I got a call from a short sale seller.  He already listed his house with another Realtor, but had read my blog and wanted to tell me about his scenario.  I think he wanted an "ear" to listen to his story, and give him some reassurances.  I was happy to oblige.  The gentleman had done a cash-out refinance on his house several months earlier- receiving about $15,000 back from the transaction.   Since then, his fortunes had plummeted, his roommate had moved out, and he could no longer afford his mortgage payments.  His mortgage was backed by FHA, and he … (19 comments)

destin realtors: David Borden Joins Rulnick Realty - 10/07/08 06:19 PM
Wendy Rulnick is proud to announce that David Borden has joined her team at Rulnick Realty, in Destin Florida.

David Borden has an extensive real estate sales background in the Destin-Fort Walton Beach area on the Emerald Coast of Florida. He has been selling condominiums, homes, land, new construction and commercial properties for 28 years. Licensed in 1980, (David says since he was a baby) he sold real estate as a sales agent, worked in property management, and taught real estate sales contracts to new agents. In 2000 he became a licensed Real Estate Broker. He has won numerous sales awards year … (2 comments)

destin realtors: "I Want to Do a Short Sale" Says the Seller - 10/04/08 11:32 AM

I get calls daily from property owners in my Destin FL area who want to do a Short Sale.  These are the bullet points from my qualifying conversation with them:
Your lender will want to know what your hardship is. What has changed from when you first took out your mortgage until today -where you can no longer keep up with the payments?   If it's not loss of income, unemployment, relocation, medical expenses, divorce, mortgage rate increase or similar, then you probably don't qualify for a Short Sale. Is your monthly net income less than your total monthly expenses?  Include … (25 comments)

destin realtors: #1 Lesson to Salespeople: Tell the Truth - 10/02/08 10:41 PM

  
Yesterday a salesman and his associate walked off the street into my Rulnick Realty office, carting a bunch of meat for sale.  I didn't send them away, and say "No soliciting".  Believe me, I give anyone credit trying to work hard to make a living, in any economy.  The salesman said, "I've got an overrun in my steak shipment, and am trying to sell the rest for $3 a piece-- they normally go for $8-$10 each".  We were really busy at the office, I had just hired a new agent, and I only had a quick moment. I thought that … (44 comments)

 
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Wendy Rulnick "Its Wendy!" Destin FL Short Sales

Destin, FL

More about me…

Rulnick Realty, Inc.

Address: 12889 Emerald Coast Pkwy West, Ste. 107-A, Destin, FL, 32550

Office Phone: (877) 487-9639 x 204

Email Me

The market. Smart sellers. The Emerald Coast of Florida.


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