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destin short sale agents: Indian Lake Condo, Destin Florida - Bank of America Coop Short Sale - 08/23/11 05:21 PM
This Indian Lake condo in Destin Florida is a Bank of America Cooperative Short Sale. What is that? It means the list price and the seller have been pre-approved for short sale. Bank of America's coop short sale program is an alternative to HAFA, which is the Treasury Department's Home Affordable Foreclosure Alternatives program.
One of the key differences between HAFA and the Bank of America Coop short sale program are the qualifications. HAFA restrictions don’t normally allow investment properties to qualify for the program. Bank of America’s Coop program does accept investment properties. Some of the other key differences … (2 comments)
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destin short sale agents: The Moral Short Sale Dilemma - 07/09/11 11:43 AM
Are you considering short sale, but torn thinking it may be the most ruinous personal and financial decision you will ever make? You are not alone. As more families are confronted by upside-down real estate values, jobless or with limited income, the short sale question is daunting. To many, it is a moral choice.
I am not discussing “strategic short sales”, meaning those who can afford to pay their mortgages but choose to dispose of their property due to negative equity. I am talking about homeowners or investors who have spent most of their savings or drained their retirement … (3 comments)
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destin short sale agents: 303 Holiday Rd., N, Miramar Beach FL - Short Sale - Fixer Upper with Apartment - 04/28/11 01:25 PM
Bring your toolbox to this unique Miramar Beach Florida short sale home at 303 N Holiday Road. It needs some work, but has potential to be quite a catch with its full apartment and in-ground pool. Cathedralled living room with built-in shelves, angled corner fireplace, sliders to screened porch with built-in outdoor grill and cooking area. The kitchen is very open, with a long breakfast bar, adjacent to dining area. Master bedroom with double trey ceiling. The apartment has its own kitchen, full bath and living area. The Destin fixer-upper short sale home needs attention to paint, cosmetics, pool, and … (5 comments)
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destin short sale agents: Thank You To My Emerald Coast of Florida Short Sale Sellers - 12/18/10 01:35 PM
Thank YOU to my recent, wonderful short sale sellers in Destin, Fort Walton Beach and Santa Rosa Beach Florida! We always send out customer satisfaction surveys, and I was just blown away by their terrific comments:
"Positives of working with Wendy--
Constant two-way communications, simple and effective process, open and honest direction regarding the next steps, never over promised anything. Wendy was the best during this difficult "short sale” process! That’s why she is the "Queen of Short Sales”! " B. Qureshi, Santa Rosa Beach Florida short sale seller "Persistent, aggressive with marketing, priced perfectly!” Tony Mallini, Fort Walton Beach FL short sale … (6 comments)
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destin short sale agents: Chase Approves Destin Florida Short Sale - Quick! - 09/23/10 06:43 PM
Chase has approved the short sale of 1 Pine Ridge Trace, Destin Florida.
Details?
Senior Lien: Chase Home Finance
Balance: $185,000
Junior Lien: JP Morgan Chase Bank
Balance: $25,000
Sale price: $90,000 appr
For you sleuths who like to analyze investors, this one was Freddie Mac. The mortgage also had a sub-investor pool who utilized MGIC for credit enhancement. Basically, MGIC was the mortgage insurance company for this group of investors. MGIC only allowed $500 to the JP Morgan Chase junior lien.
The interesting thing about this process was that Chase Home Finance communicated strangely with JP Morgan Chase. Even though … (5 comments)
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destin short sale agents: Report: Short Sales and Your Credit Score - 01/26/10 06:45 PM
Curious what will happen to your credit score after a short sale?
The answer is… it depends. How many mortgage payments did you miss? How much debt do you have? What is your outstanding balance to available credit ratio? What is your overall payment history? Your “point” impact will be calculated by FICO based on these and several other criteria. Here is an actual example of how a short sale affected my Destin short sale seller’s credit score.
Property: Destin short sale condo – investment property (not owner occupied)
Lender: Aurora Loan Services
Number … (17 comments)
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destin short sale agents: East Pass II, Holiday Isle, Destin Florida Condo - Destin Short Sale - 11/03/09 08:03 AM
This East Pass Towers II condo on Holiday Isle in Destin Florida is a stunner! You will have great views of both Destin harbor and the pass from two unique balconies! Upgrades galore including a spectacular kitchen for the gourmet - miles of granite counters for buffet line, baking or Top Chefing. All new appliances 2006, custom designed Kohler sink. Wetbar with bowl sink, silver leaf backsplash, silver leaf ice maker. Bamboo-look columns and bamboo floors (2006), designer lighting, pulls, faux paint add drama. Private master suite. Secondary bedrooms have separate doors to balcony. Tons of storage, pantry, shelving makes this Destin short … (7 comments)
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Wendy Rulnick "Its Wendy!" Destin FL Short Sales
Destin,
FL
More about me…
Rulnick Realty, Inc.
Address: 12889 Emerald Coast Pkwy West, Ste. 107-A, Destin, FL, 32550
Office Phone: (877) 487-9639 x 204
Email Me
The market. Smart sellers. The Emerald Coast of Florida.
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