fort walton beach short sales: 3021 Yorktown, Willow Bend, Fort Walton Beach FL - Bank of America Short Sale - 03/01/12 10:09 AM
Curb appeal with repeated roof peaks makes this Fort Walton Beach short sale home say "Welcome"! Located in the Willow Bend neighborhood, it’s an ideal location for Eglin Air Force Base or Hurlburt Field commutes. Some key featuers are interesting architectural touches, cathedralled living room with fireplace, display arches. Roomy kitchen with many cabinets. The small lot will require less maintenance, and there is a one car garage. Willow Bend is a short drive from Santa Rosa Mall, Okaloosa Island and the Gulf of Mexico Beaches.
3021 Yorktown, Fort Walton Beach Florida - offered for $97,500
Fort Walton Beach short … (4 comments)
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fort walton beach short sales: Ginnie Mae USDA Short Sale Approved in Fort Walton Beach Florida - 08/19/11 06:37 PM
Bank America has approved this Fort Walton Beach Florida home for a Ginnie Mae USDA short sale. It was a lengthy process. Bank of America only recently added Ginnie Mae short sales to its Equator processing platform. This file was handled through emails and phone calls directly with a Bank of America Ginnie Mae specialist.What is Ginnie Mae? Ginnie Mae is a governmenty entity that guarantees VA, HUD and USDA Rural Housing Services mortgages. This makes these loans more valuable as investments when sold to the secondary market, thus more attractive to mortgage servicers, such as Bank of America.What about the deficiency on a USDA … (3 comments)
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fort walton beach short sales: Chase Approves Audrey Drive Short Sale, Oakland, Fort Walton Beach FL Short Sale - 02/28/11 06:35 PM
Chase has just approved the short sale for this Fort Walton Beach Florida home in the Oakland subdivision. Since the property was a primary residence, Chase initially tried to fit the homeowner into the HAFA program (Home Affordable Foreclosure Alternatives). HAFA is a federal program that mortgage servicers voluntarily offer with incentives to borrowers and lenders. In this case, HAFA criteria were not met, so the property went into the Chase's regular short sale program.Chase offers options regarding the deficiency (balance remaining on the note after sale) depending on the loan type and investor. Chase may waive the deficiency if the seller makes a cash … (4 comments)
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fort walton beach short sales: I Got My Job Back! What Do I Owe You? - 10/12/10 02:07 PM
Yesterday I got an unexpected call. My Crestview Florida short sale seller has some good news! He had originally contacted me because his Fort Walton Beach company was downsizing. He had no choice but to relocate when they moved his position to another part of the state. His wife had also lost her job.
This Crestview Florida seller listed his property as a short sale, because he could not rent out his house to cover the mortgage payments. He also did not have funds to cover the mortgage balance if he sold, since the property was worth far less than … (80 comments)
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fort walton beach short sales: How to Challenge a Short Sale Lender’s Valuation – And Win - 07/29/10 06:42 PM
Your short sale was approved? Wonderful. The buyer’s lender under-appraises the property? Not so good. What do you do?
Do you call the short sale lender and tell them their comps were wrong? Do you scream "the market is still going down, take the new price or the seller will file bankruptcy"? Do you say "You’ll never get another buyer for this home”?
The short sale lender has heard all that before. Normally, they don’t care. You’re just another whining real estate agent. But there is a way to get a value changed if the circumstances are right. … (45 comments)
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fort walton beach short sales: CitiMortgage Delays Destin Florida Foreclosures - Due to Oil Spill - 06/17/10 08:53 AM
Leading the mortgage industry, CitiMortgage has announced assistance for borrowers in financial trouble in the oil-threatened regions on the Gulf of Mexico. This is good news for Destin, Fort Walton Beach, Santa Rosa Beach and Navarre Florida short sale sellers. Citi is halting foreclosures on primary mortgages it owns through September 17. Eligible borrowers include those within 25 miles of the affected coastal regions.
Why is this good news? Destin short sale sellers will have more time to get their properties sold. Santa Rosa Beach short sale buyers will know that their contracts on Citi-mortgaged properties will be processed for approval without … (11 comments)
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fort walton beach short sales: 2005 Bob White, Quail Run, Mary Esther Florida Short Sale - Sold - 06/01/10 04:41 PM
One year later, Bank of America finally caught on to the real pricing for this Quail Run short sale home at 2005 Bob White Court in Mary Esther Florida. This West of Hurlburt Field property, located in the greater Fort Walton Beach area, has a unique floorplan with large family room, plus formal tiled living with fireplace. The kitchen is center-isle, and there is a oversized, functional utility room/shop. One year ago, Bank of America refused an offer for $112,000. Their appraisal at the time came in for $132,000. So, we played the game, raised the price, then slowly lowered it. Well, … (5 comments)
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fort walton beach short sales: 27 9th St., #1, Country Villas, Shalimar Florida - 32579 - Short Sale - 05/26/10 08:54 AM
This Shalimar Florida short sale townhome is an end unit. Beautiful upgrades includes: new carpet, new wood-laminate flooring, freshly painted walls, new ceiling texture, upgraded kitchen cabinets and upgraded upstairs bathroom. Two roomy bedrooms. Convenient inside laundry room with an exterior door that leads out to a large exterior wooden deck installed less than one year ago. Roof was replaced apprx. 5-6 years ago. Large corner lot for more privacy and ample parking. Park-like back yard for playing and relaxing. This Shalimar Florida short sale is a few minutes from Eglin Air Force Base and also a quick drive to … (5 comments)
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fort walton beach short sales: 119 Palmetto, Wynnehaven Beach Estates, Mary Esther Florida - Short Sale - 04/23/10 04:32 PM
Greetings from your new Mary Esther Florida home in Wynnehaven Beach Estates! This Fort Walton Beach short sale is a great find. Vaulted ceilings in living area with fireplace, tiled floors, eat-in kitchen, separate dining area. Relaxing oversized screened-in patio/sunroom. Large fenced yard with storage shed, corner lot. This Fort Walton Beach short sale home is close to Eglin Air Force Base, Santa Rosa Mall, and of course, the beaches of Okaloosa Island and Santa Rosa Sound.Offered at $119,900
Search all Fort Walton Beach homes for sale.
It's Wendy!
Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or … (2 comments)
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fort walton beach short sales: 400 Shrewsbury Rd., Mary Esther Florida 32569 - Short Sale - 04/17/10 08:52 AM
Fort Walton Beach Florida Home for Sale- $119,900 400 Shrewsbury Rd., Mary Esther, FL 32569 View Map Pleasant Mary Esther Florida short sale home in Bryn Mawr Park with fenced back yard, Florida room open to rest of house. Much remodeling has been done for you! Kitchen cabinets new about 2004. Roof replaced and new a/c about 1999 with new ductwork run. Windows replaced, double pane, new outside doors. Replaced sprinkler system, deep well about 1999. Some updated electrical work, too. Extra deep garage can park 3 cars or more. Great for workshop with garage door on front and back. Small … (4 comments)
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fort walton beach short sales: Green Tree Approves Elliotts Point, Fort Walton Beach FL Short Sale - 03/26/10 08:19 AM
Green Tree Servicing has approved the short sale on this home in Elliotts Point, Fort Walton Beach Florida. The odd thing about the approval was that Fannie Mae initially rejected the short sale because the seller was current on his payments, even though he had a hardship, as I wrote in "Current on Your Mortgage? Short Sale Denied!". He was told he could get 30 days behind, then resubmit the short sale package. He did so, and another 30 days later, the sale was approved!
It's Wendy!
Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com
… (6 comments)
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fort walton beach short sales: 618 Gap Creek Rd #8, Northbrook, Fort Walton Beach, Florida 32548- Short Sale - 03/11/10 09:23 AM
Fort Walton Beach Florida - Short Sale 618 Gap Creek Rd. Unit 8, Fort Walton Beach, FL 32548 View Map Like to shop? This Fort Walton Beach short sale townhome is in a great location near Santa Rosa Mall, Lowe's, Sam's, Walmart and more! Nice floorplan with tiled kitchen open to living area. Breakfast bar, smooth cooktop. Fenced back yard to call your own. Roof replaced in 2005. This Gap Creek short sale townhome is in the Northbrook subdivision. It is convenient to Eglin Air Force Base and Hurlburt Field, as well as beach on Okaloosa Island. Call Wendy Rulnick, Rulnick … (5 comments)
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fort walton beach short sales: Waterscape C204, Okaloosa Island, Fort Walton Beach FL - Short Sale- Waterfront Condo - 03/07/10 11:26 AM
Waterscape - Okaloosa Island Condo 1110 Santa Rosa Blvd, Waterscape C204, Fort Walton Beach , FL 32548 View Map Yes, you could live here in this gorgeous Waterscape condo on the beach in Fort Walton Beach Florida! Spectacular short sale property on Okaloosa Island. Sand, sun, gulf and tanning await you. This unit is decorated with luxury in mind. 18" tile floors, kitchen with granite counters, undermount sink, stainless steel appliances. Flat screen televisions. Master bath is large with soaking tub, separate vanities. The bunk room is an added bonus. Walls of windows to the outside from this ground floor condominium. … (7 comments)
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fort walton beach short sales: Island Princess Condo- Fort Walton Beach, FL- Okaloosa Island Short Sale - 12/14/09 04:28 PM
BEACH FRONT! Own an Island Princess condo on Okaloosa Island in Fort Walton Beach, Florida! This waterfront short sale condo is big - 1347 square feet! The Gulf of Mexico is right outside, with views from your kitchen, dining, living area and master bedroom. Island Princess condos enjoy a gulf front pool, hot tub and workout center. Large balconies make for relaxing surf-watching! Nearby amenities include the Gulfarium, boardwalk, Crabtrap, restaurants galore, Destin shopping, too!This Okaloosa Island short sale condo is offered at $327,900.
It's Wendy!
Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.
Fort Walton Beach FL Real Estate
Fort Walton Beach and … (9 comments)
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fort walton beach short sales: 36 Highland Dr., Fort Walton Beach Florida- Short Sale - Bring Your Toolbox! - 12/12/09 11:31 AM
This Fort Walton Beach short sale home needs your TLC, but it has a large yard and is on a quiet side street. Some plumbing newer, two outbuildings, A/C new with some warranty left and transferable, dishwasher broken (seller to repair), garbage disposal loud, newer roof with dimensional shingles, sprinkler system (2 broken heads), lawn pump. One broken window, one ceiling fan does not work. This Fort Walton Beach Florida short sale home is a quick jaunt to Eglin Air Force Base, Hurlburt Field, Okaloosa Island beach, the Santa Rosa Mall, restaurants or the parks! Roll up your sleeves, bring your toolbox, … (6 comments)
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fort walton beach short sales: "Day in the Life" of a Destin Short Sale Agent - 10/28/09 12:53 PM
Just one of my normal days selling real estate and short sales in Destin, Florida...
Buyer agent emails me to say buyer is “walking” if no response from Niceville short sale lender this week.
Another buyer agent calls me to say buyer is “walking” by October 31 if no approval given on Destin short sale condo.
Another buyer agent calls and emails me three times asking when the approved Bank of America Santa Rosa Beach short sale can close.
Another buyer agent calls to ask if my seller will put $7000 in escrow for “as is” … (14 comments)
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fort walton beach short sales: 14 Choctawhatchee Dr., Elliotts Point, Fort Walton Beach FL Short Sale - 10/05/09 05:03 PM
Quirky Fun! This eclectic Fort Walton Beach short sale, in Elliotts Point at 14 Choctawhatchee Dr. is whimsically decorated and offers nooks to explore, flowing spaces, skylights, wood floors and more. Kitchen remodeled. Angled on a corner lot, your home has an apartment or mother-in-law suite to the right. Huge rear covered porch. Garage was converted for workshop, you could reconvert back. Needs attention to yard, but graced by mature trees. Close to public boat ramp and Choctawhatchee Bay! Short drive to Eglin AFB, Hurlburt Field and the Gulf of Mexico. This is a special Fort Walton Beach Florida short sale home, make it yours. … (3 comments)
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fort walton beach short sales: Bank of America Approval Letter- Version 2 - What "Deficiency"? - 08/19/09 06:32 PM
Alas! There is more than one version of the Bank of America approval letter. One without the dreaded "deficiency" reference. Mind you, not stating they reserve the right to pursue a deficiency may not mean Bank of America has given up that right, but it does cause less trepidation.Here is an approval I just received for a Mary Esther Florida short sale property:
Deficiency... what deficiency? My theory - they are leaving out the deficiency reference, but not "forgetting" about it!
It's Wendy!
Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.
Destin Florida Real Estate
Destin Short Sales & … (24 comments)
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fort walton beach short sales: HAP - HELP Eglin AFB and Hurlburt Field Airmen PCSing to New Military Bases! - 07/18/09 02:58 PM
HAP, where are you?
HAP is the Homeowner Assistance Program for U.S. military members “who face financial loss” when selling their homes in order to PCS, or "permanent change of station" to a new base. In other words, if you are an airman stationed at Eglin Air Force Base, Hurlburt Field or any other base and you have “orders” to move and your mortgage amount is more than the current value of your home- HAP is supposed to help you. HAP was meant to help cover a significant portion of your losses so you can dispose … (9 comments)
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fort walton beach short sales: 2415 Winter Park, Fort Walton Beach, FL - Short Sale - 07/03/09 03:51 PM
WOW, check out the yard on this end unit townhome in the Winter Park complex, Fort Walton Beach, Florida. This lot is equal or bigger than some single family homes and fenced! New tile, new granite counters in kitchen and master bath, updated fixtures, custom center-isle in kitchen. Brand new HUGE deck for great parties. Upstairs has two balconies, with new wood. New lower roof shingles. Huge master closet. The downstairs has a great open floor plan with a half bath. Upstairs two good sized bedrooms, each with its own balcony. Located in between Eglin AFB and Hurlburt Field, and … (4 comments)
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