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santa rosa beach short sale agent: USDA Chase Short Sale Approved - Santa Rosa Beach Florida - 01/25/12 06:39 PM
This Church Street home in Santa Rosa Beach Florida was originally purchased as a short sale in 2009. For the second time, it is being sold as a short sale, just approved by J.P. Morgan Chase. The mortgage was backed by Ginnie Mae, and was a USDA loan, which offers mortgages to rural areas throughout the U.S. Lender: ChaseMortgage Type: Ginnie Mae USDABalance: appr $220,000Junior Liens: noneSale Price appr $200,000Seller Cash Contribution: -0-Seller Promissory Note: -0-Deficiency: noneAlthough Chase's short sale approval letter did not specifically address a waiver of deficiency, the Chase negotiator quoted me USDA loss mitigation guidelines, which state there … (7 comments)
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santa rosa beach short sale agent: Lot 83, Grande Pointe at Inlet Beach, Santa Rosa Beach FL - Building Lot - 01/16/12 04:49 PM
Gorgeous building lot #83 in elegant Grande Pointe subdivision in Inlet Beach. You will be enchanted with this neighborhood in Santa Rosa Beach Florida. Impressive entrance, community pool, "Amenities" pavilion with kitchen and community dock. Located on Lake Powell, east of Rosemary Beach, you will be near public beach access and miles of biking trails. Well-located for the South Walton 30-A lifestyle, the Panama City International Airport makes owning here convenient, too. Minimum home size 1450 square feet. This is a Regions Bank short sale listing. Grande Point at Inlet Beach, Lot #83, Santa Rosa Beach FL - Offered for $33,900
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santa rosa beach short sale agent: Destin Florida Short Sale Agent in Kiplinger Magazine - 01/04/12 05:12 PM
I was flattered to have been recently interviewed by Kiplinger Magazine regarding the state of short sales. The story, "Escape the Debt Trap" is in the February edition of the magazine. It highlighted one of my Destin Florida real estate client's experiences in short sales of her properties in Destin and Santa Rosa Beach, Florida. Angela Angelovic hired me to help her "short sale" three houses over the last few years, two investment properties and a primary residence. She is now on her way to rebuilding her financial life, feeling "relieved." The Kiplinger article emphasized that one-fifth of U.S. homeowners … (6 comments)
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santa rosa beach short sale agent: Just Sold - Grove by the Sea, Santa Rosa Beach FL- Short Sale - 12/14/11 03:29 PM
326 Cullman Avenue in Grove by the Sea just sold as a short sale. The Santa Rosa Beach Florida property needed significant work, but was located in a prime subdivison near Seaside, Watercolor and the Gulf of Mexico. Grove by the Sea has two community pools and a tennis court. There is a lovely walking trail highlighted by nature, and children's play area. What I like most about Grove by the Sea is its respect for trees. The neighborhood was not cleared out, and many natural elements were retained to give a feeling of privacy to the cottage style homes. Five … (2 comments)
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santa rosa beach short sale agent: 10 Home Santa Rosa Beach FL Subdivision Approved by PNC for Short Sale - 12/12/11 02:22 PM
This was one of the most unusual short sales I've ever gotten approved. It all started when an investor with a PNC mortgage called me about his property in Santa Rosa Beach Florida. He had purchased the new construction home sight-unseen seven years ago in the Town of Santa Rosa. It was in a small subdivision with nine other homes, all identical floor plans. The current owners of these houses had been presented with an "investment" opportunity at a hotel event. They were told they could buy these new construction homes and "flip" them for a profit when they … (5 comments)
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santa rosa beach short sale agent: "Never Gives Up" Describes Destin Short Sale Agent - 11/18/11 01:08 PM
I am humbled when I receive kind testimonials from my Emerald Coast of Florida real estate clients. I just received the following survey responses from short sale sellers in Destin and Navarre Florida. One of the keys to a successful short sale transaction is to "never give up". I found it amazing that both of these sellers used the same phrases in their comments."Wendy Rulnick and her firm Rulnick Realty never gives up. They are the best realty professionals that I have worked with in the Southeast United States. It was perfect and truly professional."
Dan Curtis , Destin Florida
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santa rosa beach short sale agent: Grove by the Sea Short Sale Approved - Promissory Note Removed - 10/18/11 06:24 PM
This Grove by the Sea home near Seaside Florida in Santa Rosa Beach was just approved for short sale. Located in a subdivision of mostly larger homes, this property needed work. The air conditioner did not function, there was some water damage to the floors, and the landscaping was a jungle. Bank of America had two mortgages on the property, and it had to be sold twice before final approval. Here are the details:Senior Lien: Bank of America - $350,000Junior Lien: Bank of America - $280,000Sold Price: $319,900 apprCash Contribution: $2500Promissory Note: -0-Originally under contract several months ago with the … (6 comments)
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santa rosa beach short sale agent: Why Are They Still Foreclosing When You Have a Short Sale Contract? - 08/18/11 02:51 PM
One of my short sale sellers called me confused the other day. We had his Santa Rosa Beach Florida home under contract as a short sale. The mortgage holder, Bank of America, had approved the sale recently, and we were moving toward closing.
"Why is Bank of America still sending me letters threatening foreclosure of my Santa Rosa Beach home?" he asked, "They've approved the short sale!"Why would they? I emailed Bank of America to get their official response. Here is what they said:"If the loan is delinquent and has entered the foreclosure process it continues, if a sale date occurs while we are working … (10 comments)
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santa rosa beach short sale agent: 834 Church St., Santa Rosa Beach Florida 32549 - Short Sale - 08/05/11 06:44 PM
If you are looking for a Santa Rosa Beach Florida home with lots of pizzaz, this is it! 834 Church St., in Pleasant Acres is a "wow" house! Very impressive upon entry, with expansive columned living room, crown moulding, richly colored wood floors and transom windows. The kitchen has granite counters, stainless appliances, convection oven and bright window over the sink. There is a built-in desk/workstation next to the big eat-in area. The master bedroom has a large private balcony, with an enormous, luxurious master bathroom. There is another large balcony for the other two bedrooms, and deck overlooking the … (8 comments)
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santa rosa beach short sale agent: Don't Let This Santa Rosa Beach Short Sale Scare You! - 07/25/11 06:32 PM
This Town of Santa Rosa short sale home has great potential for the handyman! Don't let the boarded up windows scare you! The inside features cream colors, vaulted ceiling and decorative archways between columns, adding pizzaz. It has tile kitchen floors, and a breakfast bar, with a huge laundry room adjacent. The master suite has two walk-in closets and double vanity in the master bath.
This Santa Rosa Beach FL home was purchased brand new in 2006, and never occupied. The home is missing its central air conditioning units (both inside and out), and needs some broken windows repaired. There are no kitchen appliances, but there is a … (8 comments)
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santa rosa beach short sale agent: Home Just Sold in Escada, Santa Rosa Beach FL 32549 - 07/01/11 01:50 PM
This lovely Escada short sale home at 486 Calle Escada, Santa Rosa Beach Florida just sold. The home had 9-10 foot ceilings, open, custom floorplan, living room with fireplace, double French doors with transom windows open to large covered patio. The master bedroom was a "suite", with huge walk-in closet. The Escada subdivision in Santa Rosa beach is a quietly tucked away, close to Scenic Hwy 30-A, but near all the vibrant shopping at Grand Boulevard, Baytowne Wharf and Silver Sands. Sacred Heart Hospital on the Emerald Coast is nearby, as well as Gulf of Mexico Beaches off 30-A in South Walton … (2 comments)
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santa rosa beach short sale agent: Mortgage Help Expands to Santa Rosa Beach, Destin, Crestview Florida - 04/06/11 06:14 PM
If you need help making paying your mortgage in Destin, Santa Rosa Beach, Crestview or the Navarre Florida area, there is a new program available for you. The U.S. Treasury has created the “Hardest-Hit Fund” to help the states struggling the most with foreclosures. Florida is one of those states-- ranking number one in mortgage delinquencies. According to the Mortgage Bankers Association more than 24 percent of Florida mortgages are at least one payment behind or in foreclosure. The new mortgage assistance program, run by the Florida Housing Finance Corporation will be expanded to cover the entire state on April … (6 comments)
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santa rosa beach short sale agent: 223 Hidden Lakes Way, Old Florida Village, Santa Rosa Beach FL - Short Sale - 01/10/11 03:43 PM
This "designer" Santa Rosa Beach Florida short sale home at 223 Hidden Lakes Way will make you smile! Located in Old Florida Village, it features two wrap balconies, outside shower and pavered drive and walkway directly to pool. Cool contemporaray, chic and whimsical decor with top-of-the line furnishings included. High ceilings both floors, recessed lighting, custom fans. Kitchen with Corian counters, Kenmore Radiant Collection appliances, square shape and pass-through to dining/living room.
Old Florida Village has two community pools, just a short stroll (500 yards) from the beach. Adjacent to the property you will be delighted to find over 20 miles of … (2 comments)
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Wendy Rulnick "Its Wendy!" Destin FL Short Sales
Destin,
FL
More about me…
Rulnick Realty, Inc.
Address: 12889 Emerald Coast Pkwy West, Ste. 107-A, Destin, FL, 32550
Office Phone: (877) 487-9639 x 204
Email Me
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