santa rosa beach short sales: Are You, the Agent, Responsible for Seller's Utilities and Lawn Care? - 11/17/11 03:20 PM
Every once in a while I run into a situation where a Santa Rosa Beach FL short sale seller does not have the funds to keep their utilities on. Their yard is overgrown. They cannot pay for lawn care. When this is the case, what do you do? I know agents who pay for customer’s utilities, lawn and other maintenance on a regular basis. They may consider this part of their cost of doing business if they are in the short sale specialty. That is fine, but I stopped paying for these types of items years ago.
I remember … (0 comments)
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santa rosa beach short sales: 198 Somerset Bridge, Bungalows at Seagrove Beach FL - Just Sold - 09/22/11 09:17 AM
We just sold a fabulous home in popular Bungalows at Seagrove Beach. Located in Santa Rosa Beach, Florida, not far from Seaside and Watercolor, this well-thought out subdivision has a pool, and is just steps to the beach. The short sale home, set on a lake, was under contract in less than a week, and had multiple offers. It was in great condition, other than necessary mold remediation that was estimated at $5000.Bank of America was the short sale lender. The sale was approved with no deficiency to the seller, who provided a small lender required cash contribution. 198 Somerset Bridge, Bungalows at Seagrove Beach, … (4 comments)
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santa rosa beach short sales: Bungalows at Seagrove Beach FL #107 - Short Sale Off 30-A - 06/13/11 05:32 PM
A welcoming cottage home in Bungalows at Seagrove Beach Florida, just steps to the pool and beach. This Santa Rosa Beach short sale home is on a lake filled with fish, turtles and herons. You'll feel nature at your window at every meal with a lakeside view. This cottage home is bright and clean. The kitchen has tiled counters, breakfast bar and recessed lighting. Upgrades include interior shutters, tiled floors and raised ceilings on both floors. The grounds on this Somerset Bridge short sale property are beautifully landscaped, with two pools, hot tub, sidewalks and wooden bridges. This home is complete with a … (0 comments)
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santa rosa beach short sales: Tips to Get Bank of America Seagrove Beach FL Short Sales Approved - 03/07/11 03:49 PM
Do you think Bank of America short sales are all getting quicker? NOT. Every once in a while, there is a long story about a "short" sale in Seagrove Beach Florida.The lot at Palmeira Villas, off 30-A in Santa Rosa Beach was originally purchased for $650,000. Today, the lot is worth about $100,000 - over $500,000 less than the original purchase price. Getting a Bank of America approval for a Seagrove Beach FL investor versus an owner-occupant wasn't the hard part. It was the delay in response.We had submitted a complete short sale package to Bank of America. The appraisal was … (5 comments)
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santa rosa beach short sales: Just Sold - 801 Loblolly Bay Dr.,Driftwood Estates, Santa Rosa Beach FL - Short Sale - 11/09/10 04:08 PM
This ample home at 801 Loblolly Bay Dr. in Driftwood Estates just sold!. It is over 2400 square feet, with an open floorplan. The living, breakfast area and kitchen are all combined for great gatherings. This home has a formal dining room and grand entry, with a beautiful stair case. Driftwood Estates is in the Mack Bayou area of Santa Rosa Beach. It is well-located near Sacred Heart Hospital, fine dining and upscale shopping on Grande Boulevard and Sandestin. Emerald Coast beaches are a few minutes away.Saxon Mortgage approved this short sale and a sale price of $175,000. Do you own a … (4 comments)
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santa rosa beach short sales: Chase Approves Driftwood Estates - Santa Rosa Beach Florida Short Sale - Loses a Bundle - 09/14/10 06:13 PM
Three months can make a big difference in a market place. Three Months Ago... Chase approved the short sale for this Driftwood Estates home in Santa Rosa Beach Florida. The sale price at the time was $230,000. But oops- the buyer's lender only appraised the home for $220,000. The buyer could not get a loan for $230,000. Despite providing Chase with the buyer's appraisal, they refused to lower their approval amount to $220,000. They were stuck on the value and would not look at the big picture. The buyer walked.Fast forward three months later. The Driftwood Estates home was gradually reduced in price to $189,900, … (5 comments)
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santa rosa beach short sales: 233 Loblolly Bay Dr., Driftwood Estates - Santa Rosa Beach FL Short Sale - 07/21/10 12:55 PM
Live big in this striking pre-foreclosure short sale home at 233 Loblolly Bay Drive in Driftwood Estates, Santa Rosa Beach Florida! Very high ceilings and open floorplan feel luxurious and welcoming. Kitchen is open to dining, living with electric fireplace and sitting area. Angled stairway punctuates the spaces.
Creamy paint, tile and carpet is the perfect backdrop for your decor. Kitchen has stainless appliances, magnificent refrigerator and generous counter space. This short sale home in Driftwood Estates has access to the community pool and playground. Located a few minutes to shopping at Baytowne Wharf, Grand Boulevard and the beaches of South Walton off … (5 comments)
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santa rosa beach short sales: CitiMortgage Delays Destin Florida Foreclosures - Due to Oil Spill - 06/17/10 08:53 AM
Leading the mortgage industry, CitiMortgage has announced assistance for borrowers in financial trouble in the oil-threatened regions on the Gulf of Mexico. This is good news for Destin, Fort Walton Beach, Santa Rosa Beach and Navarre Florida short sale sellers. Citi is halting foreclosures on primary mortgages it owns through September 17. Eligible borrowers include those within 25 miles of the affected coastal regions.
Why is this good news? Destin short sale sellers will have more time to get their properties sold. Santa Rosa Beach short sale buyers will know that their contracts on Citi-mortgaged properties will be processed for approval without … (11 comments)
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santa rosa beach short sales: Driftwood Estates, Mack Bayou, Santa Rosa Beach FL Short Sale - Sold & Approved FAST - 05/29/10 09:40 AM
What a swift approval for this Santa Rosa Beach Florida short sale home in Driftwood Estates, the Mack Bayou area! In fact, Chase approved the short sale in about three weeks! Regions, the junior lien holder, took four weeks. Details:
Home: 66 Driftwood Point Rd., Santa Rosa Beach FL 32459
Original Purchase Price: $464,000 in May 2008
Sales Price: appr $230,000
Terms: Chase accepted the offer as "settled". Regions, always more difficult, asked for a $100 per month promissory note to pay back 60% of their balance of $25,000. The note will be re-adjusted in a year.
Seller: Delighted!
I put this home … (5 comments)
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santa rosa beach short sales: Palmeira Villas at Seagrove Beach, Santa Rosa Beach Florida - Short Sale - 05/12/10 08:20 AM
Tropical Mediterranean paradise awaits you at Palmeira Villas at Seagrove Beach. This Santa Rosa Beach short sale lot is in the gated community on 30-A in South Walton, Santa Rosa Beach Florida. Note the brick-paved road and beautiful homes. Walk across the street, and access the Gulf of Mexico waters just to the east of One Seagrove Place! Easy jaunt to Seaside, Watercolor and more. This 30-A lot for sale is the first one on the left after entrance to Palmeira Villas at Seagrove Beach, Florida. This is a Bank of America short sale, so approval time should be within 120 days of short sale … (5 comments)
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santa rosa beach short sales: Did You Sell Your Santa Rosa Beach Short Sale Too Fast? - 05/10/10 07:43 PM
This weekend I received an offer on a Santa Rosa Beach Florida short sale lot listing. In my area on the Emerald Coast, lots are not easy to sell. In fact, there is a 36 month absorption rate in South Walton County in the 30-A area. Yikes! A normal market may have a 6-7 month absorption rate. So it would take almost three years to sell the current inventory of Santa Rosa Beach lots at the current rate of sales. For the sake of illustration, I listed the lot at $82,000. The last sale in the subdivision was in December, … (8 comments)
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santa rosa beach short sales: 11 N. 4th Street, Town of Santa Rosa, Santa Rosa Beach FL- 32459 - Short Sale - 03/26/10 05:43 PM
This home in the Town of Santa Rosa, Santa Rosa Beach Florida, is set among pine trees on 3 lots in the country. The living room has a bay window and a see through rock fireplace to the dining area. Hardwood floors finish the living a dining area. The country kitchen features wrap around cabinets. The master bedroom is spacious, and the additional bedrooms have a jack and jill bathroom, and a half bath for your guest. This home has a large screened porch for relaxing and family gatherings. There is a 2 car garage, 2 car carport and a building … (3 comments)
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santa rosa beach short sales: 801 Loblolly Bay Drive, Mack Bayou, Santa Rosa Beach, FL - Driftwood Estates Short Sale - 03/01/10 06:02 PM
This spacious Mack Bayou short sale home in Santa Rosa Beach, Florida has an open floorplan concept. The living, breakfast area and kitchen are all combined for great gatherings. This home has a formal dining room and grand entry, with a beautiful stair case. Holographic fireplace with heat and fan built in. Five bedrooms, yes "FIVE" and over 2400 square feet. This Mack Bayou short sale home is ten minutes from the Gulf of Mexico beach, Grand Boulevard, Sandestin and Destin Commons.Offered at $194,900.
It's Wendy!
Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.
Santa Rosa Beach FL Real Estate
Santa … (5 comments)
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santa rosa beach short sales: Santa Rosa Beach Short Sale Approval: Priceless - 01/04/10 05:01 PM
This Santa Rosa Beach Florida short sale set the Bank of America record for me. Document after document was requested, faxed and emailed. Phone call after phone call was made. The file was closed and re-opened many times. The buyers threatened to walk time and again. This short sale was on the edge of collapse throughout much of the approval the process, but in the end, success! First Mortgage: Bank of America, balance $1,300,000Second Mortgage: Regions, balance $100,000Sale Price: $850,000 apprBank of America Approval Terms: $40,000 promissory note, $30,000 cash contribution
Regions Approval Terms: $15,000 cash contributionNumber of Bank of America negotiators: 5Number of Regions … (12 comments)
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santa rosa beach short sales: Aurora Loan Services Approves Seagrove Beach Short Sale in Amazing 84 Days - 11/21/09 07:23 AM
This unusual duplex in Seagrove Beach, Florida, adjacent to Seaside, was just approved for short sale. This property is less than one block to the Gulf of Mexico.Lender: Aurora Loan ServicesMortgage Balance: $875,000 apprSale Price: $325,000 apprApproval Time: 84 DaysNote: This quick approval for an Aurora Loan Services short sale was amazingly fast.If you need to sell your home as a short sale in Seaside, Seagrove Beach, Watercolor or Rosemary Beach, Florida, it is best to hire an experienced short sale agent.
It's Wendy!
Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.
Seagrove Beach Real Estate
Seagrove Beach, Seaside, Watercolor Short Sales & Pre Foreclosure Help.
Read Short Sale Blog
… (9 comments)
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santa rosa beach short sales: 42 Talon Way, Eagle Bay, Santa Rosa Beach, Florida - Short Sale - 11/07/09 10:00 AM
Bright, happy home at 42 Talon Way is a short sale located in quiet subdivision of Eagle Bay, in Santa Rosa Beach Florida. Wonderful outside spaces include front porch, patio and large balcony off master bedroom. Elegant landscaping with palm trees, brick pavered driveway. Impressive entry looking up to second floor. Ample great room with fireplace. Kitchen has granite counters and breakfast bar. This Santa Rosa Beach short sale home is near the local's favorite, "Love Shack" restaurant with pool membership available. 10 minute drive to Grand Boulevard, Baytowne Wharf. 15 minutes to the beach, Destin Commons! Built in 2007, over … (6 comments)
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santa rosa beach short sales: "Day in the Life" of a Destin Short Sale Agent - 10/28/09 12:53 PM
Just one of my normal days selling real estate and short sales in Destin, Florida...
Buyer agent emails me to say buyer is “walking” if no response from Niceville short sale lender this week.
Another buyer agent calls me to say buyer is “walking” by October 31 if no approval given on Destin short sale condo.
Another buyer agent calls and emails me three times asking when the approved Bank of America Santa Rosa Beach short sale can close.
Another buyer agent calls to ask if my seller will put $7000 in escrow for “as is” … (14 comments)
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santa rosa beach short sales: 110 Cabana Trail, Santa Rosa Beach FL - Short Sale in Lakeside at Blue Mountain Beach - 09/26/09 08:59 AM
This refined Santa Rosa Beach Florida short sale home, adjacent to Redfish Village in the Lakeside at Blue Mountain Beach, is a wonderful design by a renowned architect. The first floor living area has warm wood flooring and old-fashioned built-ins. The breakfast bar is a mile-long custom slab of black granite with furniture spindle supports. Kitchen cooking beckons the gourmand in you with Jennaire stove and rows of bead-board cabinets, many open to display your wares. There is a built-in wine cuvee ready for your cabernets.
You can either cozy up to the fireplace in the living room or share your … (9 comments)
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santa rosa beach short sales: How Will A Short Sale Affect My Credit Score? - 09/16/09 07:22 PM
Curious what your credit score will drop when you do a short sale? You’ll often read on the internet 80-100 points, sometimes less. Guess what? Sometimes it is more. I just received this email from one of my Santa Rosa Beach Florida short sale sellers. I sold his home a few months ago. I had asked him to check his credit score before and after the short sale. Here is his email:
“Checked on my credit score with Transunion and went from 780 (Excellent top 2 percent) to 633 (Rated poor to good). I was anticipating somewhere around 680 … (12 comments)
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santa rosa beach short sales: Top "Short Sale Lender Goofs" of the Week - 09/11/09 03:42 PM
As a Destin Florida short sale listing specialist, I've seen almost every crazy thing that can happen waiting for an approval. This week was no exception. Here are the top short sale lender goofs of the week:
1. Bank of America: File Erroneously Declined in India. Destin short sale appraisal in March was $950,000. “Drive By BPO” done in August was 1.5 million, $100,000 higher! File was then declined as “insufficient” offer. After I pointed out the minor discrepancy (our market is still declining, not going up 10%), the negotiator is re-opening. She said the decision to close the file was … (21 comments)
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