short sales: Bank That's Never Done a Short Sale - 04/07/08 05:20 PM
Much of my Emerald Coast market is both resort and military.  There are at least three air force bases in the Destin-Fort Walton Beach area, so I do a lot of real estate business with military members.  One of my recent Short Sale listings used a local air force credit union for his … (5 comments)

short sales: Short Sales: Time Frame and Approval Questions - 03/31/08 05:59 PM
I get phone calls almost daily from agents in my market asking how long the short sale lender will take to respond, if they have approved the price, and how "far along" in the process the short sale is.  Here are the answers:
1.  How long will the lender take?  Use a … (13 comments)

short sales: 2508 AVENIDA DE SOL, NAVARRE FL 32566 - 02/27/08 07:21 AM
Wendy Rulnick, Broker, CRP, CRS, GRI, ABR      Rulnick Realty, Inc.
Specializing in SHORT SALES and FORECLOSURES on the Emerald Coast of Florida: Destin, Navarre, 30-A, Seagrove Beach, Fort Walton Beach, Crestview, Niceville, Mary Esther, Shalimar, Sandestin, Seaside, Watercolor, Bluewater Bay, Freeport, Inlet Beach, Gulf Breeze, Eglin AFB, Santa Rosa Beach.  1-877-487-9639
http://www.shortsaleforeclosurehelp.com/
http://www.rulnickrealty.com/
… (0 comments)

short sales: 2211 BERGREN RD, GULF BREEZE, FL 32563 - 02/26/08 05:53 PM
It's Wendy!
Wendy Rulnick, Broker, CRP, CRS, GRI, ABR      Rulnick Realty, Inc.
Specializing in SHORT SALES and FORECLOSURES on the Emerald Coast of Florida: Destin, Navarre, 30-A, Seagrove Beach, Fort Walton Beach, Crestview, Niceville, Mary Esther, Shalimar, Sandestin, Seaside, Watercolor, Bluewater Bay, Freeport, Inlet Beach, Gulf Breeze, Eglin AFB, Santa Rosa Beach.  1-877-487-9639
www.ShortSaleForeclosureHelp.com
www.RulnickRealty.com
… (2 comments)

short sales: HUD SHORT SALE GUIDELINES - 02/08/08 03:43 PM
Here is a summary of the requirements for an FHA-insured Short Sale:
The borrower must be delinquent at least 3 months.Net proceeds of the offer should be at least 82% of appraised value.The appraised value should be at least 63% of the mortgage.The mortgagor must be an owner-occupant.There is verification of the borrower's decrease … (13 comments)

short sales: The 11th Hour - 01/25/08 09:52 AM
Friday: I took over a short sale listing by referral two months ago.  I found out about three weeks ago that a sale date had been set for MONDAY JANUARY 28.  I have been dropping the price like a fall from a skyscraper, and finally got an offer LAST NIGHT.  The … (12 comments)

short sales: Warning: Countrywide and PMI Short Sales - 01/24/08 09:37 AM
Watch out if you are working a Countrywide short sale with PMI!  There is some funny stuff going on...  I've been working a Countrywide short since October 2007, with a Countrywide second on it.  There have been the usual delays, appraisals, counteroffers, request for seller's medical receipts, then a denial in … (18 comments)

short sales: Another "Short" Day - 01/22/08 08:30 AM
My goal today is to get an approval, any approval.  I have 7 short sale sides pending, the oldest was submitted on November 13.  I have two buyers threatening to walk.  One is on a Countrywide- that closing has been extended 30 days and the selling agent said the buyers are … (5 comments)

short sales: REO - Sad Acts - 01/19/08 11:27 AM
I never fail to get disturbed by what I see done to some REO properties. Yesterday, I "snuck" into one of my assignments while trying to determine occupancy.  The foreclosure is in the redemption phase.  I had driven to the house a few days ago for Wells Fargo, and noted the sad outside … (21 comments)

 
Real Estate Agent: Wendy Rulnick "Its Wendy!" Destin Florida (Rulnick Realty, Inc.)
Wendy Rulnick "Its Wendy!" Destin Florida
Destin, FL
More about me…
Rulnick Realty, Inc.

Office Phone: (877) 487-9639 Ext.: 204
Cell Phone: (850) 259-0422
Email Me
The market. Short sales. Realtor ethics. Smart sellers. The Emerald Coast of Florida.

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