foreclosure: 10 Reasons to Buy a Home in the Imperial Valley Now - 04/17/12 01:03 AM
10 Reasons to Buy a Home in the Imperial Valley Now I've been writing about how the market is changing in the Imperial Valley over the last several months. The El Centro California MSA, also known as Imperial Valley is showing signs of a turn around, once again reinforcing the fact that now is a great time to buy a home. Tomorrow is also a great time to buy a home too since the fundamental strength of homeownership has not changed. 1. You can get a good deal and even a great deal. Sales prices are down by at least 50% … (0 comments)
foreclosure: HomePath Financing may be your only home loan option - 07/15/11 06:02 AM
Imperial Valley listings, info & photos on your cell phone, text GOTO IVREO to 95495 I was reminded earlier in the week of some of the great benefits HomePath financing offers in certain situations. In the Imperial County and many other parts of the country HomePath financing may be your only option to purchase a home specifically if it is a condo. We have several condominiums in the Imperial Valley that are not financeable because of low owner occupancy levels and defunct HOA’s. HomePath is the brand Fannie Mae uses for its REO listings. HomePath financing is the home loan program made … (5 comments)
foreclosure: Homes for Sale in Foreclosure - 05/29/11 11:06 PM
Homes for sale in foreclosure by Frederic Din REALTOR(r) See Imperial Valley listings, info & photos on your cell phone, text GOTO IVREO to 95495 What are homes for sale in foreclosure? They are bank owned or REO (real estate owned) properties in which the bank has taken the ownership of the home in the bank or lenders name. The process in which a home goes into foreclosure is and can be a lengthy one, especially in judicial foreclosure states, however Imperial County or Imperial Valley California is located in a non-judicial foreclosure state, which means you don't have to attend a … (0 comments)
foreclosure: Buying Your First Home Doesn't Have to be Taxing - 04/21/11 10:50 PM
Buying Your First Home Doesn't Have to be Taxingby Frederic Din, REALTOR(r), Imperial Valley Real Estate Agentmember of Imperial County Association of REALTORS(r), California Association of REALTORS(r) and National Association of REALTORS(r). I'm sure you you've heard the stories from your friends and family members, story after story about how hard, challenging, and ultimately rewarding buying your first home can be, however it doesn't have to be taxing. As a matter fact, for most would be homeowners, buying a home is going to be provide a new tax deduction, far exceeding the standard deduction, however this article is not about taxes … (0 comments)
foreclosure: You Get the Best of Both Worlds - 02/01/11 04:08 AM
You Get the Best of Both Worlds in today's housing market in 2011 by Frederic Din, REALTOR(R) "Hey Fred, I thought you are writing and talking about the real estate market, not some Disney Channel Hannah Montana song". Okay I admit, I recently watched the final episode of Hannah Montana Forever, the one were where Miley Stewart aka Hannah Montana choses to go to Stanford University with her bff Lilly. Everyone now knows her secret about being Hannah Montana and she ends up choosing an ordinary type of life as a college student although her life is far from … (2 comments)
foreclosure: Imperial County homeowners urged to act quickly for mortgage payment assistance - 01/20/11 04:11 AM
EL CENTRO - Thousands of struggling homeowners across the State of California have already called in to take action for the federally funded mortgage assistance program valued at $2 billion. "The program, called 'Keep Your Home California" is offered to homeowners who need help on a first come first serve basis", said Frederic Din, a REALTOR(R) in Imperial County California, one of the States hardest-hit foreclosure regions and an area with consistently the highest amount of unemployment. "Imperial Valley has been hit especially hard by the housing downturn and our homeowners are urged to act quickly to make sure they get the emergency … (1 comments)
foreclosure: Whats Active in Calexico CA 92231 - 01/03/11 08:34 PM
Whats Active In is a selection of active listings available for sale now, reviewed and analyzed by licensed real estate agent Frederic Din in Imperial County, California. The purpose of "Whats Active" is to help provide some additional insight to the home buyer regarding the current market and current active listings in select cities through the Imperial Valley (Imperial County). If you're a home buyer then you've come to the right place to get inside information regarding the market, current listings and how to get your offer accepted. If you have an established relationship with a real estate … (0 comments)
foreclosure: Whats Active In El Centro CA 92243 - 12/07/10 11:54 AM
Whats Active In is a selection of active listings available for sale now, reviewed and analyzed by licensed real estate agent Frederic Din in Imperial County, California. The purpose of "Whats Active" is to help provide some additional insight to the home buyer regarding the current market and current active listings in select cities through the Imperial Valley (Imperial County). If you're a home buyer then you've come to the right place to get inside information regarding the market, current listings and how to get your offer accepted. If you have an established relationship with a real estate … (0 comments)
foreclosure: Whats Active in Imperial CA 92251 - 12/07/10 04:49 AM
Whats Active In is a selection of active listings available for sale now, reviewed and analyzed by licensed real estate agent Frederic Din in Imperial County, California. The purpose of "Whats Active" is to help provide some additional insight to the home buyer regarding the current market and current active listings in select cities through the Imperial Valley (Imperial County). If you're a home buyer then you've come to the right place to get inside information regarding the market, current listings and how to get your offer accepted. If you have an established relationship with a real estate … (4 comments)
foreclosure: Whats Active In Brawley CA 92227 - 12/06/10 09:46 PM
Whats Active In is a selection of active listings available for sale now, reviewed and analyzed by licensed real estate agent Frederic Din in Imperial County, California. The purpose of "Whats Active" is to help provide some additional insight to the home buyer regarding the current market and current active listings in select cities through the Imperial Valley (Imperial County). If you're a home buyer then you've come to the right place to get inside information regarding the market, current listings and how to get your offer accepted. If you have an established relationship with a real estate agent, … (0 comments)
foreclosure: Short Sales Benefit Imperial Valley Home Buyers - 03/29/10 05:51 AM
BREAKING NEWS! State of California offers first time buyers a tax credit incentive of up to $10,000 on homes purchased between May 1, 2010 and December 31, 2010 or after December 31, 2010 through August 31, 2011. See the article below for full details.
Everyday buyers contact me about homes on the market or they’ll find a listing online. Invariably just about every discussion turns to the question, hey Frederic “is the home a short sale?”. As your Imperial Valley Housing Specialist I am honored to help you make the important decision of becoming a home buyer and turning … (2 comments)
foreclosure: Three Month Foreclosure Forecast for Imperial Valley Real Estate - 02/25/10 11:51 AM
Three Month Foreclosure Forecast for Imperial Valley. By Frederic Din, REALTOR(r). As a home buyer or investor, you will find the following information useful as you take advantage in snapping up some great real estate opportunities in the Imperial Valley real estate market. During the last week, I have reviewed a variety of Imperial Valley real estate slated with some type of foreclosure activity attached, whether at the pre-foreclosure stage (ie. short sales) and such as the notice of default stage, the foreclosure auction stage, where homes are auctioned at the Imperial County court house steps, or at the … (1 comments)
foreclosure: Flood of Foreclosures in the Forecast - 12/08/09 09:25 PM
Flood of Foreclosures in the Forecast Less than 1/4th of recent bank owned or REO properties taken back by banks over the last 60 days have been integrated into the local housing market according to research conducted by REALTOR® Frederic Din. "I researched over 150 newly acquired bank owned properties from October 1st through December 4th, 2009 and found only thirty-seven properties listed in the Imperial Valley Multiple Listing Service (MLS) out of properties researched throughout the county". While Frederic's research of "shadow inventory" in the Imperial Valley is ongoing, he states there are definite trends leading to a growing level of vacant … (3 comments)
foreclosure: The Role of the BPO Real Estate Agent - 07/29/09 11:52 AM
The Role of the BPO Real Estate Agent I was going to call this article "Don't Shoot the Shooter", (picture shooter that is) since people seem to get defensive when I'm on their street taking pictures of houses for comparables and BPO reports. It seems as if they have the right to tell me not to take pictures of their house or even the neighborhood. Why not, I'm on public property, right? Maybe I will start writing a series of short articles of my BPO and REO property inspection encounters. People for the most part are cooperative and understanding, however once … (6 comments)
foreclosure: Loan Modification Truth or Dare - 04/21/09 01:05 AM
I recently received the following question on http://www.trulia.com The question is from:"Sandra", who asks..."Is it difficult to do a modification on my mortgage loan - first & second loan?" My answer is posted below: Good evening Sandra, thank you for posting your questions on http://www.trulia.com My name is Frederic and I'm located in Imperial County CA and can answer your questions regarding a loan modification. Why are you asking if it's difficult to complete a loan modification, have you attempted to contact your lender? Have you been given false information from another source? The news is full of stories regarding loan modifications, … (0 comments)
foreclosure: Housing Sale Prices Decline, Buyers Find Good Deals - 02/01/09 11:02 PM
As seen on ImperialValleyLiving.com Even as housing prices in Imperial County continue to spiral downward, there are some positive signs for people who were cautious during the housing boom. The most recent figures indicate that in Imperial County, the median price of an existing home declined to $175,000 in December 2008, down 28.6 percent from December 2007, when the median price of an existing home was $245,000. With many home values in Imperial County declining, the housing market is actually providing an opportunity for many local residents to become homeowners. The declining prices may even mean that homes … (0 comments)
foreclosure: Do You "Have To"Pay Your Bills? - 01/20/09 12:17 PM
Do you "have to" pay your bills? Most people think they have to pay their bills and obligations, however they really don't. Before you start flaming, hear me out, then draw your own conclusion ~ there are moral and ethical ramifications.. There are two types of credit obligations:1) Secured loans, such as mortgages and vehicle loans, or savings sercured loans in which someone has pledged their money as collateral.2) Unsecured loans, such as credit cards, store cards, doctor bills, utilities, etc Actually there is another category of loans which includes students loan, but you need to pay these obligations unless they are forgiven … (3 comments)
foreclosure: House May Now Fit Your Budget - 01/20/09 11:36 AM
House may now fit your budget With home values in Imperial County areas declining, the market is providing an opportunity for many local residents to become homeowners, meaning they can now purchase homes that previously may have been out of reach. With this increased affordability, Imperial Valley families can now purchase homes with more square footage, buy in desirable neighborhoods, and be closer to amenities important to them. In Imperial County, California, the media price of an existing home declined to $175,000 in December 2008, down 28.6% from December 2007 when the median price of an existing home was $245,000. The … (0 comments)
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10 Reasons to Buy a Home in the Imperial Valley Now I've been writing about how the market is changing in the Imperial Valley over the last several months. The El Centro California MSA, also known as Imperial Valley is showing signs of a turn around, once again reinforcing the fact that now is a great time to buy a home. Tomorrow is also a great time to buy a home too since the fundamental strength of homeownership has not changed.
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