Real estate blog entries tagged with forensic loan audit by Steven Vondran (The Law Offices of Steven C. Vondran, P.C.)

Channels
Consumer
Professional
States
USA
- AL
- AK
- AZ
- AR
- CA
- CO
- CT
- DE
- DC
- FL
- GA
- HI
- ID
- IL
- IN
- IA
- KS
- KY
- LA
- ME
- MD
- MA
- MI
- MN
- MS
- MO
- MT
- NE
- NV
- NH
- NJ
- NM
- NY
- NC
- ND
- OH
- OK
- OR
- PA
- RI
- SC
- SD
- TN
- TX
- VI
- UT
- VT
- VA
- WA
- WV
- WI
- WY
Canada
- AB
- BC
- MB
- NB
- NL
- NT
- NS
- NU
- ON
- PE
- QC
- SK
- YN

Home : Blogs : Steven Vondran : Steven Vondran's Blog : Tag "forensic loan audit"

forensic loan audit: Predatory lending is coming home to roost......the lawsuits are flying against Inymac and OneWest bank....... - 04/06/10 09:59 PM

It is music to my ears to learn I am not the only attorney suing Indymac and OneWest bank. These guys are amazing. Indymac goes out of business because it originates loans that cannot be repaid (yet, supposedly this is all the borrowers fault and not theirs). Then, the FDIC comes in like superman to SAVER THE DAY (receivership) and forms "Indymac Federal" (yeah, whatever the heck that means). Then OneWest sees a HUGE OPPORTUNITY to buy all of Indymacs junk loans and enters into a loan sale agreement with the FDIC. You can find the contact on the internet.
Then, … (0 comments)

forensic loan audit: Wondering how to modify your own loans? Attorney Loan Modification Seminar provides tips and guidance - 09/18/09 01:31 PM

SEMINAR DATE: OCTOBER 24, 2009 - NEWPORT BEACH (ADDRESS TO FOLLOW)

TIME: 8:30 A.M. TO 7:00 PM.

COST: $475 PER PERSON (CALL 877-276-5084 TODAY TO RESERVE YOUR SEATS)

LUNCH: THERE WILL BE A 1 HOUR LUNCH BREAK

INTRODUCTION: CALIFORNIA STATE LEGISLATURE IS TRYING TO PASS A LAW CALLED SB94 THAT, IF PASSED, WOULD PREVENT ATTORNEYS AND MORTGAGE BROKERS FROM ACCEPTING ADVANCE FEES FOR PERFORMING LOAN MODIFICATIONS. IF THAT HAPPENS, CALIFORNIA HOMEOWNERS WILL LARGELY BE RELEGATED TO USING FREE HOUSING COUNSELORS THAT THE LENDERS WOULD LOVE YOU TO USE INSTEAD OF TRAINED AND EXPERIENCED LOAN MODIFICATION ATTORNEYS AND BROKERS. THIS … (0 comments)

forensic loan audit: California Option Arms and the Consumer Legal Remedies Act - Part II - 08/16/09 05:56 AM

This is the second part of our article on Option Arm Loans and Unconscionability and the Consumer Legal remedies Act. Part 1 Can be viewed here: http://activerain.com/blogsview/1197476/california-option-arms-and-the-consumer-legal-remedies-act-part-i

This article is general legal information only and designed to facilitate discussion in this area of law from other professionals. This article may not be 100% accurate, or complete and should not be relied on without discussing your case with an attorney. There are some formatting problems that I was not able to fix.

The question we are exploring is whether or not it is possible to have option arm loans declared … (2 comments)

forensic loan audit: What is a mortgage loan audit? - 08/15/09 02:38 PM

We are often asked what we look for in a forensic loan audit.
Typical items we look for when conducting a forensic loan audit:
(1) Did each borrower or person with ownership interest in the property get two copies of the proper Notice of Right to cancel with the Rescission dates filled in? (Federal Truth in Lending requirement - TILA).
(2) Were the material TILA disclosures made, and were they accurate if made (APR, Finance Charge, Amount Financed, Total of Payments, Payment Schedule). If these disclosures were not or defective in nature, an extended three year right of rescission exists in … (1 comments)

forensic loan audit: Truth in Lending in the loan modification context - can a TILA violation help you leverage a loan modification? - 06/20/09 04:21 PM

TRUTH IN LENDING VIOLATIONS MAY HELP YOU OBTAIN A LOAN MODIFICATION.
Arizona Attorney Steve Vondran, Esq. may be reached at (877) 276-5084 or emailed at Steve@VondranLaw.com. The following is provided as general legal information only and may not be completely accurate or up-to-date since laws change frequently. You are advised to seek the advice of an attorney for your specific questions.
___________________________________________________________________________________________________
The Truth in Lending Act (TILA) requires "meaningful disclosure of credit terms" and reflects a shift in emphasis from "let the buyer beware" to "let the seller disclose." It is designed to protect consumers against inaccurate and unfair … (1 comments)

Related Links:

Steven Vondran

Phoenix, AZ

More about me…

The Law Offices of Steven C. Vondran, P.C.

Address: 2415 E. Camelback Road, Suite 700, Phoenix, AZ, 85016

Office Phone: (877) 276-5084

Email Me

Links

Archives

Find AZ real estate agents and Phoenix real estate on ActiveRain.

Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.