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tila: Foreclosure Defense Resources: Examining the Good fait / bad faith of your lender and loan servicer (Know thy enemy) - 03/28/10 02:32 PM
HOMEOWNER WARNING: STOP TRUSTING THE BANKS - THEY WILL FORECLOSE ON YOU WITHOUT HESITATION, WITHOUT WARNING, AND WITHOUT FOLLOWING THE FORECLOSURE LAWS.

We have been getting a slew of calls from Arizona and California homeowners calling us after their house has been sold at a foreclosure sale.  Here are a sample of the kinds of things we are CONSTANTLY hearing:

“Can you help me, they just sold my house without warning, I got no notice of the sale.....?” “Can I sue my lender, I was in a trial plan modification agreement (on my second or third payment, etc.) and my lender just … (0 comments)

tila: Should Foreclosing Parties be Required to Produce the Note under California Foreclosure Laws? - 09/16/09 08:14 PM

The following is California Foreclosure Statute.  I have made some comments of a general nature in italics below certain sections.  These note are not to be relied on as legal advice, but merely provide food for thought on the "produce the note" strategy that we have been hearing about, and some possible ways to raise these claims in a Court of Law.  I recently attended a California State Bar Approved course on the Securitization of Note and the Produce the Note Strategy.  My comments present just my own personal opinions and thoughts on the matter.  For specific legal advice, especially … (0 comments)

tila: Arizona Loan Modification Attorney Frequently Asked Questions......FAQ - 06/20/09 07:34 PM
Here are some questions we routinely receive and our typical responses to such.  Note, as with all of our callers and emailers, the following is general legal information only and not intended to be construed as legal advice or a substitute for legal advice.  For specific loan modification or foreclosure prevention questions, please consult with a qualified attorney.
Attorney Steve Vondran, Esq. may be contacted at (877) 276-5084 or by email at steve@vondranlaw.com
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What is a loan modification?
A loan modification is any adjustment, alteration, or modification, of the terms of your existing mortgage loan, whether first and/or second mortgage.  … (0 comments)

tila: RESPA and Loan Modifications: Arizona Attorney Loan Modifications - 06/20/09 04:53 PM
TRUTH IN LENDING VIOLATIONS MAY HELP YOU OBTAIN A LOAN MODIFICATION.
Attorney Steve Vondran, Esq. may be reached at (877) 276-5084 or emailed at Steve@VondranLaw.com.  The following is provided as general legal information only and may not be completely accurate or up-to-date since laws change frequently.  You are advised to seek the advice of an attorney for your specific questions.
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LOAN MODS AND RESPA: WHAT ARE YOUR RIGHTS 
The Real Estate Settlement Procedures Act ("RESPA") requires the following in a covered loan transaction:
(1) Good faith estimate be provided to the borrower within 3 business days of the loan application
(0 comments)

tila: Truth in Lending in the loan modification context - can a TILA violation help you leverage a loan modification? - 06/20/09 04:21 PM
 
 TRUTH IN LENDING VIOLATIONS MAY HELP YOU OBTAIN A LOAN MODIFICATION.
Arizona Attorney Steve Vondran, Esq. may be reached at (877) 276-5084 or emailed at Steve@VondranLaw.com.  The following is provided as general legal information only and may not be completely accurate or up-to-date since laws change frequently.  You are advised to seek the advice of an attorney for your specific questions.
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The Truth in Lending Act (TILA) requires "meaningful disclosure of credit terms" and reflects a shift in emphasis from "let the buyer beware" to "let the seller disclose." It is designed to protect consumers against inaccurate and unfair … (1 comments)

 
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Steven Vondran

Phoenix, AZ

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The Law Offices of Steven C. Vondran, P.C.

Address: 2415 E. Camelback Road, Suite 700, Phoenix, AZ, 85016

Office Phone: (877) 276-5084

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