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Most people in business today carry business credit cards to pay on-going expenses. In addition if you have been responsible and paid your charges in a timely manner, you can get a reasonable interest rate on those charges. In the current economy with rising gas prices, food prices, equipment, etc. these credit cards can carry a large balance. I happen to be a Realtor and as other Realtors will realize, our business goes up and down. Sometimes we are flush and sometimes we are not. 
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