Yesterdays Loan Officer Meeting - 09/26/07 02:18 PM
Was conducted via email as I am trying to clear my desk for my upcoming scuba vacation.
But I wanted to share my notes and thoughts about a little twist in prospecting and marketing and solicit some thoughts from you out there on some ideas for "classes" for Realtors … (3 comments)
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What is stated income and when to use it???? - 09/25/07 09:34 AM
Is the question of the day. And Yes it still exsist and is even being brought back by some investors. Lets take a look at this often abused program. First what is stated income. Easy right? Stated is when the clients income is hard to prove, the examples are wait-staff, bartenders, cab … (4 comments)
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Another rant - 09/24/07 07:57 PM
this time Mr. Cotton from the wonderful community of Las Vegas has got me going http://activerain.com/blogsview/215250/Prepayment. In his short post about PPP he doesn't either understand the credit and mortgage world or just thought well this is easy to slam PPP, after all just about every article you read blast them … (2 comments)
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A realtor actually said this (THIS IS A RANT) - 09/18/07 09:44 PM
to me as she cancelled her closing today on an investment property. She honestly thinks that rates will go down and go down by a good margin. SAY WHAT...... ok so we had this loan to close today, her choice, on an investment property, NIV (part time Realtor with other very … (12 comments)
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What does the potential rate cut really mean - 09/18/07 11:08 AM
http://online.wsj.com/article/SB118998118233229036.html I found this article in yesterdays Wall Street Journal very interesting, especially in light of the calls and emails I have been receiving from people that are thinking that this move by the Fed is going to "cure what ails us" and lower interest rates. While my pension funds and … (0 comments)
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On Frame Modular VS Off Frame Modular from a lenders point of view - 09/17/07 07:45 PM
I had a very wonderful phone conversation today with a young lady seeking some clarification on this topic. And I will tell you that there is so much confusion as to what is and is not a MODULAR that we can spend hours discussing this topic and probably not bring much … (0 comments)
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How many homes for sale in your market - 09/17/07 01:29 PM
About a month or so ago I did a little search and blog on how many homes were for sale in Montrose, Colorado. http://activerain.com/blogsview/151586/Still-pondering-a-buyers and on this rainy Monday lets revisit the numbers.
Between 100,000 and 199,999 there are 104 homes for sale.Between 200,000 and 299,999 there are 167 homes … (0 comments)
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Mondays Loan Officer Meeting - 09/14/07 02:37 PM
I know I usually hold my loan officer meetings on Tuesday but this week we are changing it up.I just finished my GRI and yes I am a lender, but the last class I took was Career Development and I have taken a few ideas from that class for the meeting … (1 comments)
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Market forces at work - 09/07/07 10:55 AM
All the signs point to a rather stable economy, outside of housing. So why is the housing market so wishy washy across the country? Well maybe it is actually the market at work here. Not so long ago as we all wistfully recall the feds kept the rates down and the banks … (1 comments)
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The loans are still there - 09/05/07 11:07 AM
for just about all your clients. First Time Home Buyers with good credit and provable income. No worries, 100% is still there for them. FHA (with DPA), My Community, Home Possible, and Flex 100 are all wonderful programs. Empty nesters looking to build or find their retirement home. No worries, there … (4 comments)
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Flirting or maybe................. - 09/05/07 10:12 AM
that attractive client/prospect might just be interested in more than the home or loan or what ever you are selling. Is it ever ok to date a client is the question that came about last Thursday as a group of us were having adult beverages from one of the ladys. It … (2 comments)
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