Musings and Thoughts from Western Colorado

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Scuba Joe and Radio Rain provide the soundtrack to your summer - 07/29/08 10:03 PM

Oh my, you are asking the Active Rain DJ Scuba Joe about "Sounds of Summer". Comon now... you are kidding right???? You want Sounds of summer from this non reformed beach kid that is living at 6000 feet???? What??? You are serious oh man this might take a 3 hour show, … (4 comments)

Sometimes GOOD things happen to hard working people........ - 07/29/08 08:04 PM

This story has roots that started a year ago. A YOUNG couple comes into my office and I crushed them..... They thought by paying cash and staying debt free they were doing good and they were, BUT he was just recently self employed...... (ok, I have an issue with contractors hiring … (7 comments)

Mid Summer Radio Rain Scuba Joe is on the air - 07/08/08 09:08 PM

Mid Summer on Radio Rain

Ok so maybe I sang this song in 1979 not
Kid Rocks year but hey I love this and I was on the beaches of So CAL
Ok so I have brought SO CAL in so how about
Beach Boys
do you really need more?????
… (2 comments)

Online theft can happen to you........It almost happen to me today!!!!! - 07/08/08 08:23 PM

Oh come on....... This didn't happen??? Yes it did!!!! Now we all get "phishing emails" and at first I was about to delete this one, but I was on my way to a closing and just set it aside and then I got the second 30 seconds later........
The first was … (16 comments)

Side Deal, get your side deal here - 07/02/08 09:39 AM

Stacie Colclasure was written a very nice post about her experience with a "season" veteran of the Real Estate world. She has a line in there that just made me jump up and say seasoned means "some one that has not kept up with the times and classes". She wrote
"He … (8 comments)

Ratios, Ratios everywhere a Ratio - 07/01/08 04:56 PM

Everywhere, I look there is discussion about ratios. An agent texted me this past weekend about what "generic ratios" to use..... that is a loaded statement...... "generic ratios to use". After all there have been 2 excellent post about Rule of thumb being 3 Times income for a loan amount by … (3 comments)

What loan products are out there for Manufactured homes????? - 07/01/08 12:37 PM

So you want a CASH OUT REFI on a manufactured home????? (one of my new loan officers takes this call) No problem, say I. Hows your credit? and income and ..... why? well there are a few programs and only a few, but the thing you need to worry about … (0 comments)

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