Musings and Thoughts from Western Colorado

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Home : Blogs : Joe Adams : Musings and Thoughts from Western Colorado : Archives September, 2009

Should I refinance my mortgage? - 09/17/09 10:24 PM

I get this question to many times a day, but the honest answer isn't so easy. A lot of Realtors and others will tell you if you can save 1% off our rate then it is a "no brainer". I will respectfully disagree.
We need to take a hard look at other factors.
How long are you planning to stay in your home?
What type of loan do you have now?
Are you paying MI or PMI?
What is your loan to value?

So let us play 20 answers or so (you get the idea, plus this make you … (10 comments)

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Joe Adams

Montrose, CO

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Major Mortgage USA/Branch Manager

Address: 1521 Oxbow Dr #125, Montrose, co, 81401

Office Phone: (970) 252-1700

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