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credit report: What in the heck does ECOA,FCRA AND FACTA mean???? - 06/19/08 12:05 PM
 Yesterday in my office we had a debate on why I give my clients a copy of their credit report and that lead into a discussion of the laws the protect and govern credit.  And while a review of these 3 laws would take thousands upon thousands of words, being the … (5 comments)

credit report: If your client ask, Do you give them a copy of their credit report????? - 06/18/08 04:26 PM
   I just love having new loan officers in the office, the topics of conversation are endless......  Today, we get a referral from a Realtor that Bank XYZ has told this client that FHA guidelines are 3 years out of bankruptcy..... So my loan officer comes to me and no it … (17 comments)

credit report: What is in your credit report? - 07/16/07 04:09 PM
or How to read a credit report......  There are 100's of agencies that we can buy a credit report from and 99% of them are of the same format so I will just highlight the 5 major sections.
Identification.  This first section will have your name, social security and other personal information … (8 comments)

 
Loan Officer: Joe Adams (Major Mortgage USA/Branch Manager)
Joe Adams
Montrose, CO
More about me…
Major Mortgage USA/Branch Manager

Office Phone: (970) 252-1700
Cell Phone: (970) 209-9802
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