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credit scores: What in the heck does ECOA,FCRA AND FACTA mean???? - 06/19/08 12:05 PM
 Yesterday in my office we had a debate on why I give my clients a copy of their credit report and that lead into a discussion of the laws the protect and govern credit.  And while a review of these 3 laws would take thousands upon thousands of words, being the … (5 comments)

credit scores: Is Credit Repair a SCAM???? - 06/10/08 08:31 PM
  DING DING... the bell has rung for round 1......  Ok just chill out and read what I have to type....... Most of your clients that have credit difficulties
ARE NOT IN NEED OF CREDIT REPAIR.......
especially if the mortgage professional is willing to spend some time and understand credit.
  … (12 comments)

credit scores: How can your credit score be 647???????? - 08/01/07 02:30 PM
When you have 8 medical collections, 3 other collections(2 of which are utilities, so no alternate credit) a bankruptcy that is 9 years old and a judgement that is 4 years after your bankruptcy(bad credit after a BK)? And you have NO GOOD CREDIT REPORTING!!!!!  Now I know that there are still some … (5 comments)

 
Loan Officer: Joe  Adams (Major Mortgage USA/Branch Manager)
Joe Adams
Montrose, CO
More about me…
Major Mortgage USA/Branch Manager

Office Phone: (970) 252-1700
Cell Phone: (970) 209-9802
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