first time home buyer: Ratios, Ratios everywhere a Ratio - 07/01/08 04:56 PM
  Everywhere, I look there is discussion about ratios.  An agent texted me this past weekend about what "generic ratios" to use.....  that is a loaded statement......  "generic ratios to use".  After all there have been 2 excellent post about Rule of thumb being 3 Times income for a loan amount by … (3 comments)

first time home buyer: Treat every client as it is their first time - 10/17/07 05:10 PM
 Debbie Mitchell wrote this post http://activerain.com/blogsview/240776/First-time-Homebuyers-Handleand I would love to expand on her thought some.  If we as professionals take the time to treat every client as this is their first transaction, I wonder how many more referrals we can get.  Think about the First Time Home Buyers that you have … (4 comments)

first time home buyer: First Time Home Buyers - 08/24/07 11:56 AM
 sometimes experience budget shock and get themselves in some trouble.  After all they just bought a new home and you know that old college dorm furniture just doesn't work in the new home.  Or maybe that old rusty water heater just exploded or many other things can happen and blow their … (3 comments)

 
Loan Officer: Joe Adams (Major Mortgage USA/Branch Manager)
Joe Adams
Montrose, CO
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Major Mortgage USA/Branch Manager

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