western colorado mortgage rates: Are we really going to get sub 5% mortgages???????? - 12/04/08 11:25 AM
There are many stories out there this week that we will be at 4.5% soon..... according to an article in the WSJ yesterday. The article goes on about how this will be for "new home loans". Will it happen? No one is really sure and I bet you are getting that question from your buyers...... 5% to 4.5% on a 30 year will equal 30 bucks a month..... but I want to share with you what is actually happening in the market TODAY..... #1) I have a client looking to pull cash out to consolidate some bills on a manufactured
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western colorado mortgage rates: What an "E" Ticket Ride in the Mortgage World - 09/09/08 05:03 PM
For those that are not "seasoned enough" to remember "E" Tickets at Disneyland/World it was the ticket to get you on the best and most exciting rides. I have fielded numerous calls today about what is going on with rates. What will they do next?is the biggest question and to be honest, I really wish I had that flying Delorean so I could give you all the answer we crave. But, lets look at the past 2 years for some sense of guidance. The last 2 falls and winters saw rates drop to the lowest levels of the year. With the
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western colorado mortgage rates: Did you miss the bottom???? - 02/19/08 09:15 AM
Where you still sitting on the fence 2 or 3 weeks ago thinking that rates would go even lower? Man I really hate to hear that, I mean rates are still awesome BUT they have gone up. Still 6% is not bad. Ok it isn't 5.625% like it was a few weeks ago. BUT lets compare what your payment difference is On a $150,000 loan your payment 3 weeks ago would have been $863.48 (PI) and now it is $899.33 (PI). On $175,000 loan your payment would have been $1007.40 and today it will be $1049.21. On $200,000, your payments went from $1151.31 to $1199.10.
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