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colorado: The New Mortgage Market Reality for Realtors, Buyers and Sellers - 10/12/07 11:29 AM
I have posted a number of blogs over the past few months concerning the mortgage industry meltdown and the resulting impact on home-buyers and Realtors across the country; among the blog post are theses:
Realtors, Are You Sure The Buyer Is Qualified to Buy Your Listing?
Note to Realtors: The Lender Holds Your Paycheck
The Winds of Change are Blowing in the Alt A and Sub-Prime Markets
Two More Examples of the Lender Holding the Realtors Paycheck
Realtors - Please Don't Throw Your Lender Unders the Bus.....Maybe
Although I have felt from the beginning that the problem was much more serious than many thought and proved to … (0 comments)

colorado: Real Estate Investment Strategies: County Tax Lien Sales - 07/12/07 07:33 PM
When it comes to investing in real estate there are many avenues to explore when identifying a property, financing structure or hold and exit strategies. One option for many investors who have limited cash reserves or who desire a limited risk strategy could be county tax sales.
County tax sales provide an opportunity for investors to purchase liens resulting from delinquent property taxes. 
An investment in a property tax lien should be viewed as a potentially long-term investment with a predetermined return on investment (ROI) not as a pure real estate investment. Keep in mind that you are not purchasing an ownership … (1 comments)

colorado: Douglas County Housing Partnership First Time Buyer Success Story - 07/03/07 07:13 PM
I just settling down yesterday with my second cup of coffee and the morning paper and my day was instantly made. Denver Post reporter Joey Bunch wrote a story titled "Helping Workers Live Close," which addresses the challenges faced by many suburban communities across the country. In many fast growing suburban communities finding affordable housing is difficult and few communities have successfully developed programs to assist the would-be buyer.
The part that made my day was the fact the one of my clients, John Purchio, was highlighted and he was certainly one of our most appreciative participants in the program. Mr. Purchio fit the … (2 comments)

colorado: Does Your Landlord Have You Cornered? - 05/31/07 10:40 AM

Cherry Creek Mortgage Company - Private Mortgage Banking - The James Holmes Lending Team has made a strong commitment to assisting first-time homebuyers in their quest to obtain the dream of homeownership by utilizing a variety of low interest, low cost assistance programs. In our practice we work with both State and Federal Governmental agencies along with Quasi-Governmental agencies to provide access to the mortgage products needed to serve a broad number of first-time home buyers.
I've often marveled at the prospect of an individual choosing to rent in an environment that makes homeownership so attainable. If a person rents an apartment … (6 comments)

colorado: A Salute to the “Visionary Optimist,” the Real Estate Developer - 05/22/07 08:56 AM
Today, I sat down to read the May 18-24 edition of the Denver Business Journal http://www.denverbusinessjouranl.com/ , as a real estate professional I was impressed by the number of stories announcing the ground breaking of residential housing projects in the central core of Denver, Colorado. By far the most ambitious of these is being carried out by my client and friend Randy Nichols of The Nichols Partnership. The project is known as Spire Denver http://www.spiredenver.com/ and when completed it will be one of the largest buildings to grace the Denver skyline and "the tallest residential tower between Chicago and Las Vegas" … (2 comments)

colorado: Unique New Program Allows You to Tap Into the Future Value of Your Home Today - 05/21/07 12:26 AM
First My Disclaimer: This program is not suitable for everyone; in fact not every property is eligible. This program can only be offered by a certified consultant and it should only be used after careful consideration by the client and at the recommendation of the consultant that it is suitable for the client.
For the purpose of discussing this unique program, I will refer to the financial instrument as a "Real Estate Equity Exchange Agreement," and the facilitating company as "the investor."
In recent years consumers have begun to accept alternative methods to utilize equity in their homes other than the traditional equity … (0 comments)

colorado: The Real Estate Libraries Provides a Unique Opportunity for Sellers, Buyers and Builders - 05/17/07 12:00 PM
I often run across a great idea or a new way of providing great service to the real estate community and the home buying public at large. My response is usually, "I wish I would have thought of that," and I move on. The next best thing to creating the next big thing is being ask to be a part of someone else's brain child and so it is with the Real Estate Libraries http://www.relibraries.com/ located at the Cherry Creek Mall in Denver Colorado http://www.shopcherrycreek.com/. Touted as "a preferred real estate resource," the Real Estate Libraries is truly a unique way … (4 comments)

colorado: The Highlands at Stonegate Offers an Exceptional Value for Home Buyers - 05/10/07 08:59 AM
For a wide range of home buyers from first-time homeowners to the empty nester, the Highlands at Stonegate represents a tremendous value in the highly desirable Stonegate community in Parker, Colorado.The project consist of more than 400 Built Green units comprised of both condominium and town home style floor plans. The designs are fresh and buyers have a variety of design features and upgrades available through the design center located on site.Stonegate is among the most successful residential and mixed use developments in Douglas County which is one of the fastest growing counties in the United States. Appreciation in Stonegate has … (2 comments)

colorado: Everyone Deserves to have a moment like Calvin Borel - 05/07/07 10:45 PM
I LOVE horses! I have shown them in hunter / jumper events and I have been a fan of horse racing for as long as I can remember. I sat down on Saturday to watch the 133rd Kentucky Derby without selecting a favorite to win.
This year has been so busy that I didn't pay much attention to the lead up to the event, so I had an open mind and no emotional investment in the outcome. After watching the race I could only draw one conclusion; everyone deserves to have a day like Calvin Borel; who aboard a horse named … (0 comments)

 

James Holmes

Denver, CO

More about me…

Chartwell Mortgage Corporation

Address: 10475 E. Park Meadows Drive, Suite 550, Littleton, CO, 80124

Office Phone: (888) 850-6100

Cell Phone: (303) 523-9503

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I want to add value in exchange for the time that you invest in visiting my site. I have spent more that twenty years in the real estate and mortgage industry and I am passionate about our wonderful profession.



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