james holmes: David Neagle’s Free Coaching Call Can Yield Resuts for Real Estate Professionals - 07/01/09 04:46 AM
I have been a client and student of professional coaching programs for more than a decade making the transition from virtual learning programs to personalized coaching to make quantum leaps in the growth of my businesses. Once I gained a more complete understanding of the value of professional coaching, the financial investment in programs where placed into a clear perspective.
I have worked with a variety of remarkable people in amazing programs which account for much of what I now teach in my own coaching practice built upon the guidance given to me by my coaches. As a result of these … (0 comments)
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james holmes: The Role of the Sub-Conscious Mind In Challenging Markets - 01/28/08 02:45 PM
During challenging markets one discipline that is often overlooked is personal development and the value of maintaining a prosperous mindset. Avoid the temptation to commiserate about the conditions of the market and choose to become a stronger person and professional through self development and taking correct actions on a daily basis. I am excited about the establishment of a formal platform which will empower me to continue doing what I have done for years; assist my referral partners, clients and associates in developing a prosperity mindset, with the intention to create wealth and abundance in their businesses and personal lives.
Many of my Realtor partners and mortgage banking associates have … (3 comments)
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james holmes: How to Thrive is a Challenging Market - Part 2. Patience - 01/28/08 01:55 PM
In the first installment of my blog series "How to thrive in a Challenging Market," I wrote about the value of having the perspective in order to settle your client's fears with facts allowing them to gain perspective as a buyer or seller. Part 2 will cover "Patience," which is an essential ingredient of success in a challenging market.
How to Thrive in a Challenging Market - Part 1. Perspective
#2. Patience
I want to stress the importance of being patient as you navigate these choppy waters in an effort to provide your clients with the best advice on how to proceed with their … (9 comments)
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james holmes: How to Thrive in a Challenging Market - Part 1. Perspective - 11/09/07 12:16 PM
Isn't it striking how every morning as you wake up to the morning news all you hear is how bad the real estate market is, or how the sub-prime mortgage melt-down has cost yet another CEO to bite the dust, or how the equity crunch is solely to blame for the woes of the economy. My advice is to start your day with positive personal development and forget about watching the morning news; you will approach your day with a much more proactive "can do" attitude.
I want to share with you three golden nuggets that I picked up from one of … (7 comments)
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james holmes: AmeriDream Down Payment Assistance Program Window Closing - 10/30/07 03:52 PM
The mortgage lending landscape continues to evolve week by week and another important development relatesto down payment assistance programs. Property seller-financed Down Payment Assistance Programs known as DAPs are no longer an eligible source of funds for FHA loan programs.
One such program known as The AmeriDream program www.ameridream.org/ has been granted an extension through February 29, 2008. This will allow time for borrowers who had planned to use this resource to enter lock, close and fund transactions with in the migration time-line.
Borrowers seeking 100% financing continue to see their options narrow as the industry adjusts in the wake of high foreclosure rates … (3 comments)
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james holmes: CMPS Institute Committed to Excellence in the Mortgage Industry - 10/12/07 01:43 PM
This year I completed a process which resulted in my being awarded the designation of Certified Mortgage Planning Specialist(CMPS) by the Certified Mortgage Planning Institute http://www.cmpsinstitute.org/
The process included a preparatory exam followed by a two day session with a number of the most highly respected trainers in the mortgage planning industry sharing best practices and preparing us for the accreditation exam. It was a very rewarding experience and the knowledge gained has been used to provide expert advice for our clients. I want to share the core commitments of the CMPS Institute, which we have adopted fully as part of our … (1 comments)
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james holmes: My 20,000 Point Salute - 10/12/07 12:25 PM
I discovered Active Rain while snowed in for a few days last winter at the recommendation of my friend and Active Rainer Ken Deshaies www.activerain.com/kentheauthor. I have loved being part of the Active Rain Community having met many wonderful and passionate professionals along the way. Blogging has become a real joy for me and it has been rewarding to have found many new clients and exchanging ideas with fellow industry professionals as a result of my blogging efforts.
Reaching 20,000 points is just a baby step - like going from crawling to walking. Small as it may be, the step represents allot of blogging, great exchanges of ideas, many comments … (5 comments)
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james holmes: The New Mortgage Market Reality for Realtors, Buyers and Sellers - 10/12/07 11:29 AM
I have posted a number of blogs over the past few months concerning the mortgage industry meltdown and the resulting impact on home-buyers and Realtors across the country; among the blog post are theses:
Realtors, Are You Sure The Buyer Is Qualified to Buy Your Listing?
Note to Realtors: The Lender Holds Your Paycheck
The Winds of Change are Blowing in the Alt A and Sub-Prime Markets
Two More Examples of the Lender Holding the Realtors Paycheck
Realtors - Please Don't Throw Your Lender Unders the Bus.....Maybe
Although I have felt from the beginning that the problem was much more serious than many thought and proved to … (0 comments)
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james holmes: Real Estate Investment Strategies: County Tax Lien Sales - 07/12/07 07:33 PM
When it comes to investing in real estate there are many avenues to explore when identifying a property, financing structure or hold and exit strategies. One option for many investors who have limited cash reserves or who desire a limited risk strategy could be county tax sales.
County tax sales provide an opportunity for investors to purchase liens resulting from delinquent property taxes.
An investment in a property tax lien should be viewed as a potentially long-term investment with a predetermined return on investment (ROI) not as a pure real estate investment. Keep in mind that you are not purchasing an ownership … (1 comments)
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james holmes: Douglas County Housing Partnership First Time Buyer Success Story - 07/03/07 07:13 PM
I just settling down yesterday with my second cup of coffee and the morning paper and my day was instantly made. Denver Post reporter Joey Bunch wrote a story titled "Helping Workers Live Close," which addresses the challenges faced by many suburban communities across the country. In many fast growing suburban communities finding affordable housing is difficult and few communities have successfully developed programs to assist the would-be buyer.
The part that made my day was the fact the one of my clients, John Purchio, was highlighted and he was certainly one of our most appreciative participants in the program. Mr. Purchio fit the … (2 comments)
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james holmes: Tips on How to Flip 30 Homes Monthly from the #1 Flipper in America - 07/03/07 08:00 AM
As many of you know, I have been on an interesting journey since making my debut in Real Estate Reality Television by virtue of the HGTV hit series "My First Place." One of the greatest joys for me has been meeting a variety of new people who share my passion for real estate and my love for the emerging media called reality television.I have had the good fortune of getting to know David & Melina Montelongo and Armando and Veronica Montelongo all from the A&E show "Flip this House," and successful real estate investors from San Antonio, Texas. As I have … (7 comments)
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james holmes: Realtors, Are You Sure The Buyer Is Qualified to Buy Your Listing? - 06/08/07 05:27 AM
Today, I was visiting with a Realtor who works in the same office of one my partner Realtors; he was sharing that he had put a million dollar listing under contract he had been marketing heavily to no avail for more that nine months. The long ordeal was coming to a successful conclusion at month's end as he anticipated the closing. I was feeling really good for him as the expression on his face was both relief and excitement until I asked a question - how is the buyer's loan going? He answered, "I guess ok, I haven't heard anything and … (45 comments)
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james holmes: Understanding Property Tax Allocations and The Impact on Your Community - 06/05/07 12:57 AM
Last week I wrote a post entitled Property Taxes a Hot Topic in Douglas County Colorado concerning the re-appraisal of properties in Douglas County, Colorado http://www.douglas.co.us// and the resulting increase in tax assessments for property owners in Douglas County. Regardless if you decide to protest your reassessment or accept the adjusted tax amount, I think that it is important to understand how your tax dollars are allocated to understand the value they represent.
The above illustration is a breakdown of tax allocations from an actual tax payer's property tax summary in the Stonegate Village sub-division in Douglas County taken from the Douglas County Assessors office website … (0 comments)
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james holmes: Does Your Landlord Have You Cornered? - 05/31/07 10:40 AM
Cherry Creek Mortgage Company - Private Mortgage Banking - The James Holmes Lending Team has made a strong commitment to assisting first-time homebuyers in their quest to obtain the dream of homeownership by utilizing a variety of low interest, low cost assistance programs. In our practice we work with both State and Federal Governmental agencies along with Quasi-Governmental agencies to provide access to the mortgage products needed to serve a broad number of first-time home buyers.
I've often marveled at the prospect of an individual choosing to rent in an environment that makes homeownership so attainable. If a person rents an apartment … (6 comments)
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james holmes: Property Taxes a Hot Topic in Douglas County Colorado - 05/30/07 05:00 PM
For property owners in Douglas County Colorado 2007 is a reappraisal year for property taxes. The county has been among the fasted growing counties in the United States for more than a decade. The county is comprised of more than 120,000 parcels, which are subject to a statutory reassessment of value by comparable sales for the period July 1, 2004 to June 30, 2006. Due to the large number of parcels to be accessed, the county assessor's office implemented mass appraisals using computer modeling to determine value for each parcel as of June 30, 2006.
On May 1st the Douglas County Assessor … (4 comments)
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james holmes: A Salute to the “Visionary Optimist,” the Real Estate Developer - 05/22/07 08:56 AM
Today, I sat down to read the May 18-24 edition of the Denver Business Journal http://www.denverbusinessjouranl.com/ , as a real estate professional I was impressed by the number of stories announcing the ground breaking of residential housing projects in the central core of Denver, Colorado. By far the most ambitious of these is being carried out by my client and friend Randy Nichols of The Nichols Partnership. The project is known as Spire Denver http://www.spiredenver.com/ and when completed it will be one of the largest buildings to grace the Denver skyline and "the tallest residential tower between Chicago and Las Vegas" … (2 comments)
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james holmes: Unique New Program Allows You to Tap Into the Future Value of Your Home Today - 05/21/07 12:26 AM
First My Disclaimer: This program is not suitable for everyone; in fact not every property is eligible. This program can only be offered by a certified consultant and it should only be used after careful consideration by the client and at the recommendation of the consultant that it is suitable for the client.
For the purpose of discussing this unique program, I will refer to the financial instrument as a "Real Estate Equity Exchange Agreement," and the facilitating company as "the investor."
In recent years consumers have begun to accept alternative methods to utilize equity in their homes other than the traditional equity … (0 comments)
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james holmes: I Am Rallying My Investor Clients For A Trip To T.R.I.B.E. Workshop In Dallas - 05/20/07 12:24 AM
A few months ago I had the pleasure of hosting David Montelongo from the hit A&E television series, "Flip This House" as a guest on the Real Estate Today Radio Show One hour of education from an expert...PRICELESS.
During our interview, David discussed the first T.R.I.B.E. Workshop (see http://www.tribeworkshop.com/) to be held in Dallas, Texas this summer. After subsequent conversations with David's wife Melina, I have made a commitment to attend the workshop as I believe it will provide a unique opportunity to learn from several of the accomplished real estate investors from around the country and understand the strategies they implement … (0 comments)
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james holmes: The Real Estate Libraries Provides a Unique Opportunity for Sellers, Buyers and Builders - 05/17/07 12:00 PM
I often run across a great idea or a new way of providing great service to the real estate community and the home buying public at large. My response is usually, "I wish I would have thought of that," and I move on. The next best thing to creating the next big thing is being ask to be a part of someone else's brain child and so it is with the Real Estate Libraries http://www.relibraries.com/ located at the Cherry Creek Mall in Denver Colorado http://www.shopcherrycreek.com/. Touted as "a preferred real estate resource," the Real Estate Libraries is truly a unique way … (4 comments)
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james holmes: The Highlands at Stonegate Offers an Exceptional Value for Home Buyers - 05/10/07 08:59 AM
For a wide range of home buyers from first-time homeowners to the empty nester, the Highlands at Stonegate represents a tremendous value in the highly desirable Stonegate community in Parker, Colorado.The project consist of more than 400 Built Green units comprised of both condominium and town home style floor plans. The designs are fresh and buyers have a variety of design features and upgrades available through the design center located on site.Stonegate is among the most successful residential and mixed use developments in Douglas County which is one of the fastest growing counties in the United States. Appreciation in Stonegate has … (2 comments)
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