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loan: 3 Important Questions to Ask When Applying for a Mortgage - 12/31/08 10:50 AM
This post may not boost my peer popularity but it's great information for consumers, and I challenge those who are focused on their clients' best interests to forward this post to their prospective clients.
What is the actual loan program you're quoting?
I won't mention any names but we've all heard the ads promising a 'low fixed rate of x.xx%;' notice however that it doesn't say that it's a '30-year fixed rate loan.' It's a subtle marketing ploy that is often used to get people in the door before disclosing that it is actually a 5/1 ARM for example, which is an adjustable … (0 comments)
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loan: Mortgage Rate Update -- Unchanged from Friday - 12/22/08 12:06 PM
Today's one of those days where the mortgage market wakes up slowly, doesn't get right in the shower, leafs through the paper while sipping some decaf coffee, and slowly gets around to work. Not unlike many of us this morning after seeing the traffic reports and seeing all of the snow here in the Greater Seattle Area.
There are no economic releases of note today, and a treasury auction this week, so bond traders are aware of that and despite the stock market generally in negative territory there's not really any reason for rates to do anything but, well, hang out.
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loan: Mortgage Rates -- YOU HAVE GOT TO SEE THIS!!! - 12/17/08 10:59 AM
Good morning all -- When I logged on this morning I almost couldn't believe it! Rates PLUNGED late yesterday and this morning to the lowest I personally have ever seen:
4.375% Rate / 4.520% APRLoan amount: $417,000Down payment/equity: 20%Loan Program: 30 Year FixedRates are as of 12/17/08 and subject to change. This rate is for a 10-day lock.
TO ALL BACK SEAT RATE WATCHERS: Previous major improvements where rates dropped .5% in a very short period were extremely short-lived. If you are 'waiting for the bottom' this may very well be it and at the VERY LEAST I highly recommend completing the application … (0 comments)
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James Wirth
Everett,
WA
More about me…
Address: Everett, WA, 98208
Cell Phone: (425) 298-7883
Email Me
James Wirth here, and T-H-A-N-K--Y-O-U for visiting my blog! Here I hope to inspire, educate, and coach those affiliated with the Real Estate industry on how they can better market themselves online & connect with past, present and future clients/customers/contacts
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Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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