C'Mon, Everyone's Doing It: Nationwide Open House Weekend! - 03/30/10 02:25 PM
Last year's Washington Statewide Open House has gone NATIONWIDE and we're gearing up for a huge weekend event across the region, Sat. April 10 and Sun. April 11.
This is Great Timing! The Nationwide Open House is an incredible opportunity for you to shop for a new home while:
* Interest rates are still at a historical low
* Home prices are lower than they've been in years
* There are a variety of home choices available, including bank owned, foreclosure, and short sale properties
* The Homebuyer Tax Credits are still available. (Contract has to be in place by April … (2 comments)

What You Need to Know: FHA Upfront Mortgage Insurance Increasing - 03/26/10 03:23 PM
Spring is a time for change; and this spring brings a change in FHA lending. Effective for FHA loans in which the case number is assigned on or after April 5, 2010, FHA will collect an upfront mortgage insurance premium of 2.25 percent. This amount is increased from the current 1.75 percent.
What is “FHA upfront mortgage insurance”? FHA charges what’s called an “upfront mortgage insurance premium” that is financed into the loan to help decrease the monthly mortgage insurance so that FHA borrowers payments are lower.
Can you give me an example? The cost, before April 5th is 1.75% (of … (1 comments)

Local Business Spotlight: Sweet Asylum Bakery - 03/24/10 03:47 PM
Honey Lavender Cheesecake. Sour Cream Rhubarb Pie. Green Tea Truffles. Persimmon Cheesecake. These are just a few of the amazing desserts I've enjoyed from Sweet Asylum Bakery. And when I say amazing, I mean AMAZING... no exaggeration! I'm still swooning over the cheesecake I had two nights ago!
Sweet Asylum Bakery is the newest addition to the downtown Vancouver baked-goods scene. And we do seem to have a scene - three bakeries have popped up in the last year. But at Sweet Asylum, it's all about dessert. No bread, no rolls, no sugar-free-spelt-prune muffins standing between you and your craving for … (1 comments)

FHA is Tightening its Standards: Buy Now, or Pay More Later! - 03/01/10 01:09 PM
After the economic freefall of the past few years, banks across the country have been tightening their pursestrings. This summer, the Federal Housing Administration will tighten its lending standards. This is not a "bad" thing but it will make it more difficult for some buyers to purchase a home. Below are some of the changes set to occur:
Better Credit Scores - Borrowers will need a minimum score of 580 to quality for a 3.5% down payment. Borrowers with lower scores will have to make at least a 10% down payment. Higher Insurance Premiums - Buyers who get a FHA insured … (1 comments)

 
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S&B Real Estate Team

Vancouver, WA

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Capstone Washington Real Estate, LLC

Address: 411 E 29th St., Vancouver, WA, 98663

Office Phone: (360) 693-6139

Cell Phone: (360) 241-7305

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