Capstone Washington Real Estate, LLC - Archives February, 2011

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Home : Blogs : S&B Real Estate Team : Capstone Washington Real Estate, LLC : Archives February, 2011

USDA Loan Program Changes You Should Know About - 02/25/11 01:31 PM

The Guaranteed Rural Housing Program, sometimes called “the USDA loan” will be implementing procedural changes in the upcoming months. On October 1st, 2011, they will be lowering the USDA fee (this is the financed fee that gets added to the loan) from the current 3.5% back to 2% for new applications. Effective with this change will be adding an annual fee equal to 0.3% of the outstanding balance of the loan. So, what’s that mean to your pocketbook?
They’re lowering the up-front (financeable) fee back to the 2%, BUT adding an annual fee of 0.3%. This is similar to how FHA … (3 comments)

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