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I read an article in today's Los Angeles Times, by Lew Sichelman in which he talks about the need to make sure, as a homeowner, you have adequate insurance coverage. Mortgage lenders require a basic homeowner policy to cover the property and are likely to foreclose on the borrower if they refuse to carry the insurance. Some recommended additional insurance coverage is: Flood. Even if you don't live in a flood area, just a few inches of water in a heavy rain season can lead to damage. Apparently the No. 1 natural disaster in the country is flooding. The National Flood … (14 comments)
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