Here is a snapshot of the mortgage backed securities market over the past 3 months. The higher the bars the better the interest rates. As the bars drop interest rates increase. Our best day to lock in the last 3 months was September 22nd. The last 6 days we havn't seen much of a change. If interest rates are important to you please call me at 509/888-6700 and let me help you with your next mortgage loan. I can tell at anytime during the day whether lenders will be increasing or decreasing interest rates and can even show you what many lenders are doing throughout the day.