California home sales, median price rise in November - 12/22/11 03:55 PM

    California home sales, median price rise in November
 
Closed escrow sales of existing, single-family detached homes in California rose to a seasonally adjusted 503,570 units in November, up 2.1 percent from a revised 493,140 in October, according to information collected by C.A.R. from more than 90 local REALTOR® associations and MLSs statewide.
 
The November statewide median price of an existing, single-family detached home sold in California was $280,960, up 1.0 percent from $278,060 in October but down 5.2 percent from the $296,480 median price recorded for November 2010.   More info
 
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Have a Safe Holiday Season - ATLAS REAL ESTATE - 12/19/11 03:10 PM
 
 
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Got a beef with your mortgage lender? - 12/19/11 02:40 PM
 
Consumer protection bureau opens mortgage complaint hotline The Consumer Financial Protection Bureau’s new mortgage complaint service is an extension of the agency’s existing hotline for credit card-related disputes and inquiries.
Read the full story        The Los Angeles Times
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Home bargains abound, but willing lenders are rare breed - 12/19/11 02:34 PM
 
Home bargains abound, but willing lenders are rare breed Faced with finicky lenders, would-be home buyers are increasingly turning to family members, friends, and even strangers they meet online.  While this is understandable, given the abundant bargains on the market, they also present significant risks.
 
Making sense of the story
Despite historically low mortgage rates, traditional lenders remain reluctant to provide mortgages to anyone with less than stellar credit.  And, in certain markets, lenders are requiring down payments of more than 20 percent of the home’s purchase price. Borrowers taking loans from family members – so-called intrafamily loans – … (0 comments)

The best holiday gift is Help with a down payment - 12/11/11 09:59 AM
Help with a down payment With most lenders requiring borrowers to put down at least 20 percent as a down payment – unless using an FHA or VA loan, or purchasing mortgage insurance – the best holiday gift some people might receive would be help with a down payment on a house.
 
 
According to a survey by Trulia, the biggest barrier to buying a home these days is saving for the down payment.  The survey, conducted over the summer, found that 51 percent of renters said coming up with money for the down payment was preventing them from … (3 comments)

Beginning Dec. 7, 2011 Fannie Mae will launch the HomePath Online Offers Program - 12/06/11 05:41 PM
Fannie Mae offers new REO platform     
Beginning Dec. 7, Fannie Mae will launch the HomePath Online Offers Program to collect offers and manage the offer-submission process on properties listed on HomePath.com . Agents and brokers representing buyers are now required to submit offers exclusively on HomePath.com. All properties listed in California and Florida are eligible on the designated launch date.
The HomePath Online Offers Program is designed to ease and create transparency during the offer submission process with the following features:
An easy to use, self-service offer submission system that can be assessed through HomePath.com A transparent offer process … (2 comments)

Consumers appear to be entering the holiday season in better spirits - 12/06/11 05:20 PM
Americans more confident about the economy
Americans’ confidence in the economy in November bounced back to its highest level since July, the latest sign that consumers are beginning to feel more cheerful about spending during the holiday shopping season.
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Home-ownership is Less Expensive than Renting In So Cal Cities - 12/06/11 05:11 PM
Stronger lure for prospective home buyers

With the monthly cost of owning a home more affordable now than at any point in the past 15 years, homeownership is becoming less expensive than renting in a growing number of cities.
The Wall Street Journal’s third-quarter survey of housing-market conditions in 28 of the nation’s largest metropolitan areas found that home values declined in all but five markets compared with the second quarter, according to data from Zillow Inc. Meanwhile, rent levels have risen briskly across the country and mortgage rates, hovering around 4 percent, are the lowest in six decades. As … (0 comments)

 
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Janine Kirchnavy

Ontario, CA

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Prudential California Realty

Address: 1063 West Sixth Street, Suite #101, Ontario , CA, 91762

Office Phone: (909) 945-3662

Cell Phone: (909) 816-9051

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We have been assisting homeowners market and sell real estate and helping homebuyers find their dream homes since 1989. Our extensive knowledge of the Southern California real estate market and can help you find the right home for you or the right buyer for your home. We specialize in listing and selling single-family homes, condominiums and residential income properties 1-4 units, including Standard Sales, Probate and Trust Sales, Short sales and Pre Foreclosures, REO and Bank-Owned homes and HUD properties. Serving the community's real estate needs in the Tri-County area including: San Bernardino County, Riverside County and Los Angeles County. Providing you with comprehensive, high-quality customer service is our top priority. So when you decide to buy or sell your home, please contact us - (909) 945-3662 and let's get started!


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