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janine kirchnavy: Probate Real Estate - The Sale Process - 02/10/12 10:00 PM
The process of selling real estate through probate or trust is a court-regulated series of steps that must be carefully managed and monitored. The legal deadlines are unforgiving, documentation is unique, and the court’s oversight must be honored throughout the marketing, offer negotiations and escrow period of the property.
In addition to the court personnel, the sale of probate properties generally involves the Executor or Administrator of the estate, the attorney representing the estate, a real estate agent representing the seller; also known as “the estate”, one or more buyers who place bids with the court, and the real estate … (1 comments)
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janine kirchnavy: Probate Real Estate - 02/10/12 09:32 PM
The process of selling real estate through probate or trust is a court-regulated series of steps that must be carefully managed and monitored. The legal deadlines are unforgiving, documentation is unique, and the court’s oversight must be honored throughout the marketing, offer negotiations and escrow period of the property.
In addition to the court personnel, the sale of probate properties generally involves the Executor or Administrator of the estate, the attorney representing the estate, a real estate agent representing the seller; also known as “the estate”, one or more buyers who place bids with the court, and the real … (3 comments)
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janine kirchnavy: Options to Foreclosure - 01/30/12 06:22 PM
Foreclosure Solutions
The current U.S. housing market and national financial crisis has caused untold stress and heartache for many American families. Foreclosure is one of the most devastating financial challenges that a family can face and one that many times can be avoided. The options available to Inland Empire residents for foreclosure are many. Following is a brief explanation of these solutions, including their benefits and drawbacks:
Reinstatement A reinstatement is the simplest solution for a foreclosure, however it is often the most difficult. The homeowner simply requests the total amount owed to the mortgage company to date and pays it. This … (3 comments)
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janine kirchnavy: $128,500 La Paloma Condo For Sale - 8167 Vineyard Ave Apt 11 Rancho Cucamonga CA 91730 - 01/26/12 04:21 PM
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janine kirchnavy: $259,900 - Home for Sale, 11729 Mt Jefferson Ct, Rancho Cucamonga CA 91737 - 01/26/12 01:47 PM
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janine kirchnavy: $215,250 - Bank-Owned Home - 7615 Oakwood Lane, Highland CA 92346 - 01/26/12 01:11 PM
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janine kirchnavy: Tax Rules Encourage Short Sales Sooner, Rather than Later.... - 01/20/12 06:28 PM
Tax Rules Encourage Short Sales Sooner, Rather than Later Tax rules that let you escape paying federal income tax after a short sale expire this year. Read
Visit houselogic.com for more articles like this.
Copyright 2012 NATIONAL ASSOCIATION OF REALTORS®
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janine kirchnavy: Quick Links to Help California Home Owners - 01/18/12 01:57 PM
California Department of Real Estate Consumer Alerts: Keep up to date and know what to watch out for in current real estate scams, mortgage fraud and more.
Keep Your Home California: If you own and occupy your home and have suffered a financial hardship, please choose the option below that best fits your situation;
· Currently Unemployed,
· Can’t catch up on your payments,
· Can’t afford your payments
· You can no longer afford to stay in your home
Upcoming Events: There are many resources available to California homeowners who are struggling to make their mortgage … (0 comments)
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janine kirchnavy: Short Sale Soundoff: The “lawfulness” of short sale fees - 01/11/12 08:55 PM
Short Sale Soundoff: The “lawfulness” of short sale fees The California DRE has written about short sale transactions in alerts and past editions of the Real Estate Bulletin. One persistent question that the DRE receives on the subject of short sales is whether fees can be charged to a buyer in a transaction to compensate a short sale negotiator, or to provide additional compensation to a broker, for the work necessary to accomplish a short sale. California Senate Bill 458 (2011), which was signed by Governor Brown and became effective in July 2011, prohibits short sale lenders from requiring the seller(s) … (0 comments)
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janine kirchnavy: Weekly Fraud Alert: DRE issues consumer advice - 01/11/12 08:52 PM
Weekly Fraud Alert: DRE issues consumer advice The California Dept. of Real Estate recently issued the following practical advice to prevent consumers from falling victim to a scam:
Never pay an upfront fee for loan modification services. Such fees are illegal. Watch out for promises of guaranteed success. No one can promise that a loan modification will be successful. Ask questions, get referrals from people you know and trust, and always remember the following: If it seems too good to be true, it probably is not true. Contact a HUD-approved counseling agency that can provide loan modification services for … (1 comments)
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janine kirchnavy: Update on Bank of America Short Sales - 01/11/12 08:43 PM
BofA shortens backup offer period Bank of America has made a change to its short sale process in regards to backup offers. According to BofA, based on agent feedback and to reduce overall cycle times, the bank is reducing the window agents have for submitting a backup offer on a short sale. Instead of 14 days, backup offers must now be submitted within eight calendar days after the initial offer becomes invalid.
When a backup offer becomes necessary, agents should contact their short sale specialist immediately, and let the specialist know if they have a backup offer to … (3 comments)
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janine kirchnavy: Housing Scorecard shows overall outlook mixed - 01/11/12 08:35 PM
Housing Scorecard shows overall outlook mixed HUD and the U.S. Dept. of the Treasury released the December edition of the Obama Administration's Housing Scorecard this week. Data in the Scorecard show some subtle improvements in the market over the past year, but underscore fragility as the overall outlook remains mixed. For example, new and existing home sales rose compared with the prior month and remain higher than a year ago, and homes are more affordable than they have been since 1971. Median-income families today have nearly double the funds needed to cover the cost of the average home. However, home … (0 comments)
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janine kirchnavy: Americans ready and willing to buy homes - 01/05/12 05:30 PM
Americans ready and willing to buy, but seller sentiment remains negative
The study utilizes 30 years of data from the University of Michigan’s Survey of Consumer Attitudes to examine consumer attitudes toward homeownership before, during, and after the most-recent recession to see if consumer sentiment changed toward home buying and selling.
Key findings from the study include:
· Despite high unemployment, slow economic growth and other problems plaguing the economy, almost 80 percent of American households believe that now is a good time to buy a home.
· Negative home-selling sentiment is strongly related to difficulty … (1 comments)
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janine kirchnavy: Three Important Things to Consider Before Buying a Home - 01/05/12 05:04 PM
Here's what you should consider:
1."Why should I buy now, if it’s possible that prices will continue to fall, ?" For home-owners, price is the major concern when they decide to sell a home. As a home-buyer, the cost should be your primary concern. That means you have to take into account what your mortgage's monthly payment will be, considering not only the price paid for the home but also the interest rate of your home loan. Timing the market is a mistake. Waiting for prices to hit bottom while mortgage interest rates are increasing can wind up costing more over the life of … (3 comments)
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janine kirchnavy: California home sales, median price rise in November - 12/22/11 03:55 PM
California home sales, median price rise in November
Closed escrow sales of existing, single-family detached homes in California rose to a seasonally adjusted 503,570 units in November, up 2.1 percent from a revised 493,140 in October, according to information collected by C.A.R. from more than 90 local REALTOR® associations and MLSs statewide.
The November statewide median price of an existing, single-family detached home sold in California was $280,960, up 1.0 percent from $278,060 in October but down 5.2 percent from the $296,480 median price recorded for November 2010. More info
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janine kirchnavy: Have a Safe Holiday Season - ATLAS REAL ESTATE - 12/19/11 03:10 PM
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janine kirchnavy: Got a beef with your mortgage lender? - 12/19/11 02:40 PM
Consumer protection bureau opens mortgage complaint hotline The Consumer Financial Protection Bureau’s new mortgage complaint service is an extension of the agency’s existing hotline for credit card-related disputes and inquiries.
Read the full story The Los Angeles Times
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janine kirchnavy: Home bargains abound, but willing lenders are rare breed - 12/19/11 02:34 PM
Home bargains abound, but willing lenders are rare breed Faced with finicky lenders, would-be home buyers are increasingly turning to family members, friends, and even strangers they meet online. While this is understandable, given the abundant bargains on the market, they also present significant risks.
Making sense of the story
Despite historically low mortgage rates, traditional lenders remain reluctant to provide mortgages to anyone with less than stellar credit. And, in certain markets, lenders are requiring down payments of more than 20 percent of the home’s purchase price. Borrowers taking loans from family members – so-called intrafamily loans – … (0 comments)
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janine kirchnavy: The best holiday gift is Help with a down payment - 12/11/11 09:59 AM
Help with a down payment With most lenders requiring borrowers to put down at least 20 percent as a down payment – unless using an FHA or VA loan, or purchasing mortgage insurance – the best holiday gift some people might receive would be help with a down payment on a house.
According to a survey by Trulia, the biggest barrier to buying a home these days is saving for the down payment. The survey, conducted over the summer, found that 51 percent of renters said coming up with money for the down payment was preventing them from … (3 comments)
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janine kirchnavy: Beginning Dec. 7, 2011 Fannie Mae will launch the HomePath Online Offers Program - 12/06/11 05:41 PM
Fannie Mae offers new REO platform
Beginning Dec. 7, Fannie Mae will launch the HomePath Online Offers Program to collect offers and manage the offer-submission process on properties listed on HomePath.com . Agents and brokers representing buyers are now required to submit offers exclusively on HomePath.com. All properties listed in California and Florida are eligible on the designated launch date.
The HomePath Online Offers Program is designed to ease and create transparency during the offer submission process with the following features:
An easy to use, self-service offer submission system that can be assessed through HomePath.com A transparent offer process … (2 comments)
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Janine Kirchnavy
Ontario,
CA
More about me…
Prudential California Realty
Address: 1063 West Sixth Street, Suite #101, Ontario , CA, 91762
Office Phone: (909) 945-3662
Cell Phone: (909) 816-9051
Email Me
We have been assisting homeowners market and sell real estate and helping homebuyers find their dream homes since 1989. Our extensive knowledge of the Southern California real estate market and can help you find the right home for you or the right buyer for your home.
We specialize in listing and selling single-family homes, condominiums and residential income properties 1-4 units, including Standard Sales, Probate and Trust Sales, Short sales and Pre Foreclosures, REO and Bank-Owned homes and HUD properties. Serving the community's real estate needs in the Tri-County area including: San Bernardino County, Riverside County and Los Angeles County.
Providing you with comprehensive, high-quality customer service is our top priority. So when you decide to buy or sell your home, please contact us - (909) 945-3662 and let's get started!
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