Everything Valdosta, Georgia

New Short Sale Listing 4710 Summerfield Dr Hahira, GA

Janice MacMillan, ABR, SFR, CDPE~Military Relo. (ERA Joyner Realty) — Thu, 22 Mar 2012 06:23:25 -0700

Janice MacMillan | ERA Joyner Realty | (229) 834-0946 ext. 208

4710 Summerfield Dr, Hahira, GA

3BR/2.0BA Single Family

offered at $242,900

Year BuiltSq FootageBedroomsBathroomsFloorsParkingLot Size

1980

2,800

2.0

Carport

46,173 sq ft

description

Space & location! This home has it all. Located in an established neighborhood on just over an acre. Brick home with large formal dining room & kitchen. All appliances stay. Tons of storage. RV pad is plumbed for septic & water. Carpet, tile & laminated/scratch wood flooring. Completely glassed sunroom with heat/air. Short sale subject to lender approval. OUTSIDE: **All Brick, Double pane windows (insulated). **Circle concrete driveway has been repoured, **HVAC has been updated with energy efficient heat pump (low utility bills) **Almost one acre fenced, private yard. **Storage building **Separate Dog fenced area under shade tree **Two front porches INSIDE: **HUGE Kitchen w/DOUBLE ovens, custom pull-out (lower) cabinets, desk/planning area, eat-in with bay window overlooking private yard, large pantry, new tile floor **Coat closet at front AND side front doors **Large family room with beamed ceilings, brick fireplace and built-in custom cabinets **Ceiling fams in all rooms except dining room and laundry room **VERY large formal dining room can be utilized as a room for home schooling, hobbies, formal living, anything **All-glassed sunroom heated and cooled ($10,000 addition) **2nd bedroom has large walk-in closet **Master has his/hers closets **Utility room is loaded with cabinets and has a desk, utility sink, freezer with access to back yard for future pool **Scraped wood high quality laminate floors in family room and dining room, tiled kitchen and carpeted bedrooms, vinyl in sunroom **Double garage has an enclosed workshop Wonderful neighborhood close to Smith Northview Hospital

see additional photos below

property features

- Cable-ready
- Ceiling fans
- Double pane / Storm windows

- Fenced yard
- Lawn
- RV parking

additional photos

Contact info:

Janice MacMillan

ERA Joyner Realty

(229) 834-0946 ext. 208

Equal Opportunity Housing

Posted: January 26, 2012

Janice MacMillan, Realtor

ERA Joyner Realty
231 Northside Drive
Valdosta, GA 31602
229.241.8884 (Office)
229.834.0946 (Cell)
229.241.9994 (Fax)

Ready to buy a home, but can't sell?

Janice MacMillan, ABR, SFR, CDPE~Military Relo. (ERA Joyner Realty) — Sun, 01 Jan 2012 10:15:36 -0800

Great blog on options for taking advantage of current interest rates and low market prices when you want to buy without selling your current home.

Via Margaret Woda, Maryland Real Estate & Military Relocation Services (Long & Foster Real Estate, Inc., Crofton, MD):

REAL ESTATE Q & A

Q. How can I take advantage of today's great interest rates and home prices, when I can't sell my current home?

A. If your housing needs have changed, welcome to the club. That's a perfectly normal situation that has motivated home sellers and buyers for decades.

In today's market, however, it's not always easy (or even possible) to sell one residence and use the equity to purchase another. That doesn't necessarily mean you're trapped forever in a home that no longer fits your shrinking or growing household... not if you can rent that home for enough to cover your monthly mortgage payment.

Have you considered these other options for your down payment and closing costs?

VA Financing - Little or no money down for qualified veterans, as well as active duty military. Even if you've already used your VA eligibility in the past, you may be able to use it now. My husband and I have used VA several times for refinancing and purchasing.

FHA Financing - Only 3.5% down for qualified buyers, within the local loan limit. This is very popular in today's market.

Closing Help - FHA and VA allow sellers to pay up to six percent towards "actual costs" of the loan. Some Conventional loans allow sellers to pay up to three percent of the borrower's closing costs. With so many homes on the market, many sellers are willing to do this.

Retirement Plan - In some cases, you may be able to borrow your own money previously contributed to a retirement plan. Check with your plan administrator to find out if this is possible and to determine any penalties or tax obligations that accompany this action. One of my clients is using this resource to close on his first home in January, and the seller is paying most of his closing costs.

Life Insurance - You may be able to liquidate the cash value of your life insurance. Check with your insurer to find out if this is an option for you.

Refinance your current home - Even if you can't sell your current home in today's market, you may be able to liquidate some of your equity for down payment and closing on another home by refinancing. For some homeowners, refinancing will lower the payment to improve cash flow, even if you don't take cash out.

Relatives - Even if you can't refinance your current home or use your retirement plan or life insurance for down payment and closing, your parents or another relative may be in a position to do so. It doesn't hurt to ask.

Owner Financing - The sellers of some homes on the market may be willing to hold a second trust for all or part of your down payment/closing costs. My mother recently reminded me that she and my dad sold their home with owner financing during a previous real estate meltdown.

Don't assume you can't get a Conventional loan with minimal down payment. 95% loans are making a comeback in the marketplace, and some well-qualified buyers are taking advantage of them to avoid the high FHA insurance.

If your housing needs have changed, you aren't necessarily trapped in your current home by today's struggling real estate market. This may be perfect timing for you to make a move.

Copyright 2006-11. All rights reserved.

DISCLAIMER: Information contained in this post is deemed reliable on the date of publication, but it is not guaranteed and it is subject to change without notice.
________________________________________________________________________________________

Not certain this is the right time to buy or sell a home? I've helped thousands of Maryland home buyers and sellers, and I'd be glad to share my experience with you. No cost or obligation to you.

Margaret Woda, REALTOR and Associate Broker
Long & Foster Real Estate, Inc. (410) 721-1500 Office
Direct: (301)346-2923 or EMAIL

FREE home search online (No registration required)
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Janice MacMillan, Realtor

ERA Joyner Realty
231 Northside Drive
Valdosta, GA 31602
229.241.8884 (Office)
229.834.0946 (Cell)
229.241.9994 (Fax)

New listing in Kinderlou Forest Golf Community

Janice MacMillan, ABR, SFR, CDPE~Military Relo. (ERA Joyner Realty) — Fri, 07 Oct 2011 12:10:23 -0700

Situated in Kinderlou Forest, Valdosta's newest gated golf course community designed by renowned PGA Tour professional Davis Love III. Complete craftsmanship & detail has gone into this very stylish Georgian home. A stately 3800SF with 4BR/3.5BA nestled on just under an acre. Unique features include reclaimed heart pine wood & ceramic tile flooring. Master suite is complete with sitting area, fireplace & bay windows that overlook the backyard. Granite countertops & custom cabinets throughout home. Includes intercom, speaker & security system. Kenmore Elite appliances, butlers pantry, & 3 car garage. Offered at $532,000

Read more about Kinderlou Forest Golf Community HERE

Janice MacMillan, Realtor

ERA Joyner Realty
231 Northside Drive
Valdosta, GA 31602
229.241.8884 (Office)
229.834.0946 (Cell)
229.241.9994 (Fax)

Another government program offering money to struggling homeowners

Janice MacMillan, ABR, SFR, CDPE~Military Relo. (ERA Joyner Realty) — Thu, 30 Jun 2011 10:00:02 -0700

I read an article this morning in SmartMoney regarding another Federal program offering money to struggling homeowners.

Called the Emergency Homeowners Loan Program, it is offering loans of up $50,000 that don't have to repaid if applicants meet certain criteria. This is another attempt to slow the flood of pending foreclosures.

This is being offered to those homeowners who look like they will be able to get back on their feet in a relatively short period of time. Will this help or hinder the homeowner? There are stipulations to not needing to repay the loan.

Payments will be made directly to lender to cover mortgage payments, missed payments and arrearages. When the assistance period ends, which could run up to two years for the homeowner, 20% of the loan is forgiven, and another 20% for each passing year thereafter. So, in order to not repay the loan you must maintain residence another 4 years after the assitance period ends.

If you sell or otherwise vacate the property by other means you will be held responsible for paying back a portion of the loan.

So, what's your opinion on this? Will offering struggling homeowners more debt cure the problem? Or is it just a band-aid effect as the article mentions? It is only being offered to about 30,000 applicants (according to the article roughly 4 to 4.5 million borrowers are behind on their mortgages by at least 90 days or are in foreclosure, accounting for roughly 8% of all mortgages) is this really enough to make a difference with this mortgage crisis?

The program started last week and will take applications through July 22

Janice MacMillan, Realtor

ERA Joyner Realty
231 Northside Drive
Valdosta, GA 31602
229.241.8884 (Office)
229.834.0946 (Cell)
229.241.9994 (Fax)

So...have you heard the term " short sale?"

Janice MacMillan, ABR, SFR, CDPE~Military Relo. (ERA Joyner Realty) — Wed, 29 Jun 2011 11:24:00 -0700

Seems as though this particular set of words is getting around. I find more and more people becoming intimately aquainted with what a short sale is, and there are mixed reviews. Some pleasant some not so pleasant.

I don't believe there is any one process that is going to leave everyone happy in the end. Certainly not the lenders. But, there are alternatives to foreclosure that might make it a bit more bearable, and a bank short sale is one of them.

What exactly is a Short Sale? Well, Wikipedia defines a short sale as:

A short sale is a sale of real estate in which the sale proceeds fall short of the balance owed on the property's loan. It often occurs when a borrower cannot pay the mortgage loan on their property, but the lender decides that selling the property at a moderate loss is better than pressing the borrower. Both parties consent to the short sal eprocess, because it allows them to avoid foreclosure, which involves hefty fees for th bank and poorer credit report outcomes for the borrowers. This agreement, however, does not necessarily release the borrower from the obligation to pay the remaining balance of the loan, known as the deficiency.

The short version: the lender accepts less on the house then what is owed, and if all works out borrower walks away with a deficiency waiver which means the lender has agreed to relinguish its right to come after you at a later date to collect the difference in what was owed and what the house actually sold for.

Not all short sales are created the same. Do they all work out? No, not all of them. But here are some tips that may help you to a successful short sale closing.

Hire, not only a trained Realtor, but one who has experience with short sales. Unfortunately, not all agents are created equally. There are tons of short sale training courses, but these courses do not fully prepare you to negotiate and close a short sale. Nothing like first hand experience.
Gather all your financial paper work. Bills, paystubs, tax records, bank statements etc. The lender will require to be on file for review. Keep all future bank statements and paystubs, they do from time to time ask for updates. And since time is of the essense if you already have them handy you won't have to go hunting for them.around. I find more and more people becoming
Communication! This is a biggie, if anything changes with your situation or you have received communcation for the bank or the banks attorney call your Realtor ASAP! Some things can be avoided if we keep the line of communication open.
Patience. You have surely heard the term "patience is a virtue." This will come into play over and over again throughout the Short Sale process. There is sometimes a lot of frustration involved, let your Realtor handle that. Your job is to concentrate on your family and life and leave the details up to the agent representing you.

Janice MacMillan, Realtor

ERA Joyner Realty
231 Northside Drive
Valdosta, GA 31602
229.241.8884 (Office)
229.834.0946 (Cell)
229.241.9994 (Fax)

Valdosta 4th of July weekend celebration

Janice MacMillan, ABR, SFR, CDPE~Military Relo. (ERA Joyner Realty) — Fri, 24 Jun 2011 07:59:42 -0700

The July 4th weekend is sure to be a big celebration in Valdosta. Anytime we can get together with family and friends and celebrate our independance as a country, as well as honor our military should be fully taken advantage of.

Here are a couple of things happening July 4th!

Saturday July 2, 2011 - Monday July 4, 2011

All Fired Up: A Fourth of July Celebration at Wild Adventures

The park celebrates Independence Day with three days of explosive entertainment - Saturday, July 2 - Monday, July 4. Don't miss out on the most patriotic event in South Georgia, north Florida.

Come for the thrills and adventures and stay for the best fireworks in the South and the All Star Tribute Concert featuring the music of Tina Turner, Rod Stewart, Faith Hill and Elvis performed by world renowned tribute artists.

Fireworks over the lake at twilight.

VALDOSTA 5K

Proceeds to benefit Lowndes Veterans Council.

Course: Starts on North Ashley Street, in front of Get Active - Running and more. Travels the length of Patterson Street to the Talk 92.1 FM Radio Valdosta studio's perched atop The Firm Fitness Center, between Central Avenue and Hill Avenue.

Additional Information: Call Get Active Running & more...229-219-0010

Keep checking back. I will ad events as the information becomes available!

Janice MacMillan, Realtor

ERA Joyner Realty
231 Northside Drive
Valdosta, GA 31602
229.241.8884 (Office)
229.834.0946 (Cell)
229.241.9994 (Fax)

New Short Sale Listing! 4791 Bergman Road Naylor Georgia $249,900

Janice MacMillan, ABR, SFR, CDPE~Military Relo. (ERA Joyner Realty) — Fri, 17 Jun 2011 20:10:36 -0700

Located in Naylor Georgia, but still inside Lowndes County this beautiful 4 Bedroom/ 3 bath 4210 square feet on 10.35 acres. Specatular views from all around this spacious home. Large kitchen for entertaining, breakfast area with bay windows overlook back deck. Master bedroom downstairs with garden tub and separate shower in master bath. Three other bedrooms upstairs one with private bath other two with jack and jill bath. Loft area with room for office. Hardwood floors, carpet and tile. Twelve foot ceilings down stairs. Large greatroom/media room with fireplace and vaulted ceiling. Outside room to roam on 10.35 acres with stocked pond. Wrap around driveway, two car garage and carport.

Property subject to short sale approval from lender.

Janice MacMillan, Realtor

ERA Joyner Realty
231 Northside Drive
Valdosta, GA 31602
229.241.8884 (Office)
229.834.0946 (Cell)
229.241.9994 (Fax)

Market Report for Valdosta Georgia ... May 2011

Janice MacMillan, ABR, SFR, CDPE~Military Relo. (ERA Joyner Realty) — Thu, 09 Jun 2011 10:21:43 -0700

Monthly Market Stats for Lowndes County and Surrounding Areas (November 2010)

Market Report for Lowndes County/Valdosta Georgia and surrounding areas - Single Family Homes

Counties Include: Lowndes, Berrien, Brooks, Cook, and Lanier

Area	Active Listings	Pending Sales	Number Sold
1-N of Baytree to W Oak Street. (City Limits)	133	12	11
2-N of Park Ave to East Oak Street (City Limits)	163	8	9
3-S Park Ave to E. Oak To S. Hill (City Limits)	43	2	2
4-S Baytree Rd. To W. Oak Street to S. Hill (City Limits)	27	1	0
5-N Side Hwy 84 in Lowndes County	297	27	33
6- Incorp from S of Hwy 84 in Lowndes County	165	7	5
Giving us a total in Lowndes County	796	57	60
Berrien County	104	3	4
Brooks County	60	5	1
Cook County	93	4	5
Lanier County	87	3	3

Janice MacMillan, Realtor

ERA Joyner Realty
231 Northside Drive
Valdosta, GA 31602
229.241.8884 (Office)
229.834.0946 (Cell)
229.241.9994 (Fax)

New listing 4578 Tillman Bluff Rd./ Stone Creek Golf Community Valdosta, GA

Janice MacMillan, ABR, SFR, CDPE~Military Relo. (ERA Joyner Realty) — Fri, 03 Jun 2011 14:01:28 -0700

WOW! Room for all cars, golf carts & lawn mowers in the 4 car garage. 37x13 back porch that overlooks the 9th tee at Stone Creek. Step into the foyer w/voluminous ceiling to formal dining & living room area. Newly remodeled kitchen features a walk-in pantry, island & copper vent hood. Makes the wonderful cook that you are come alive. Master bedroom is over-sized with large bath & great closet space. All bedrooms are very spacious with unusual amount of closets throughout. Home is nestled in the beautiful shade trees & wonderful landscaping. Golf community, convenient to Valdosta State College, & So. Ga. Medical Center.

Janice MacMillan, Realtor

ERA Joyner Realty
231 Northside Drive
Valdosta, GA 31602
229.241.8884 (Office)
229.834.0946 (Cell)
229.241.9994 (Fax)

Remembering the Fallen...

Janice MacMillan, ABR, SFR, CDPE~Military Relo. (ERA Joyner Realty) — Mon, 30 May 2011 08:57:40 -0700

As we all hurry back to our lives, homes, work etc. from this long holiday weekend. Let us not forget the meaning behind this day.

This is a day of conflicting meaning with both rememberance and celebration. Memorial day means different things to different people. Some only seeing it as a long 3 day weekend and a start to summer vacations, beach parties and cookouts. While others see it as a day to remember the fallen and pray for those still fighting the battle.

As a military wife and mother, my husband now retired airforce and my son-in-law currently serving in the airforce, I feel very blessed to be a part of the military family, and a citizen of the United States.

These men and women serve and have served proudly. Some fallen, some wounded and other continue to serve our country with many sacrifices.

This is not a time to mourn, but a time to honor and celebrate the lives of those who have fought for our country so diligently, those who have given the ulitmate sacrifice of their lives.

Wikipedia's definition of Memorial Day:

Memorial Day is a United States federal holiday observed on the last Monday of May. Formerly known as Decoration Day, it commemorates U.S. Service Members who died while in the military service.First enacted by formerly enslaved African-Americans to honor Union soldiers of the American Civil War - it was extended after World War I to honor Americans who have died in all wars.

Please help keep the true meaning of this day in the forefront of everyone's mind. Do it for those who have died and for those who coninue to put their lives on the line each and every day.

Red is for Bravery;
blood shed in sacrifice.
Freedom came with lives the price.

White is for Liberty;
freedom's purity.
Life be free from God's decree.

Blue is for Justice;
as vast as the sky.
Over freedom's land to occupy.

Janice MacMillan, Realtor

ERA Joyner Realty
231 Northside Drive
Valdosta, GA 31602
229.241.8884 (Office)
229.834.0946 (Cell)
229.241.9994 (Fax)

Another Successful Short Sale Closing: Stone Creek Golf Community

Janice MacMillan, ABR, SFR, CDPE~Military Relo. (ERA Joyner Realty) — Sun, 29 May 2011 16:19:39 -0700

We closed this short sale on May 26, 2011. This particular house is located in Stone Creek Golf Community.

Investor: Fannie Mae

Servicer: Chase Bank, N.A

MI Company: United Guaranty

Closed in: 66 days (from offer date to closing table)

As short sales and other foreclosure alternatives are becoming more common place these days is it crucial to find an agent who is trained and experienced in this delicate area of real estate.

Short sales allow the distressed homeowner to repay the mortgage at the price that the home sells for, even if it is lower than what is owed on the property. With plummeting property values, this can save many people from foreclosure and even bankruptcy. More and more lenders are willing to consider short sales because they are much less costly than foreclosures.

Today, more than 13 percent of homeowners are delinquent on their mortgage or in the foreclosure process. This is occurring across all price ranges, and the fastest-growing category of homes in foreclosure is the luxury home market.

I work with homeowners and lenders on complicated short sales. This can be a very stressful time for anyone, why make it more stressful by going it alone?

Janice MacMillan, Realtor

ERA Joyner Realty
231 Northside Drive
Valdosta, GA 31602
229.241.8884 (Office)
229.834.0946 (Cell)
229.241.9994 (Fax)

Interest Rates at New Lows after Falling for the 6th Time in 7 Weeks

Janice MacMillan, ABR, SFR, CDPE~Military Relo. (ERA Joyner Realty) — Sun, 29 May 2011 09:12:07 -0700

So...what is holding you back from buying that home? I am quite certain it is not the interest rates! Now is an awesome time to buy!

Via Tom Priester "Results Driven Real Estate" (Keller Williams Realty):

Interest Rates Down Again to Another New Low

The experts keep telling us to watch for higher interest rates and I think there is no doubt that at some point this picnic is going to end. But when is anyone’s guess so let’s enjoy this amazing opportunity every day that we have it on the table in front of us. Interest rates remain at historical lows and continue to amaze, down again this week for the sixth time in seven weeks and the one week they didn’t go down they were up a minuscule increase of 1 basis point. As of today the average overnight rate, as reported by Bankrate.com, for a 30 year fixed rate sits at 4.54% down 6 full basis points from where we sat last week at 4.60%. No doubt we are living through one of the best eras to borrow money that we have experienced in my lifetime.

The benchmark 15 year fixed rate also decreased by 4 basis points last week to 3.78% from 3.82% while the benchmark 5/1 adjustable rate mortgage dropped to 3.11% from 3.15% just seven days ago.

I can only recommend that if you have any thoughts of buying a home and borrowing money to do so that you take a hard and close look at the current interest rate environment. This truly may be a golden opportunity that may be gone in a blink of an eye. Unbelievably, when I purchased my first home back in the early 1980’s interest rates were at 18%; now talk about crazy!

We take great pride here at “Results Driven Real Estate” in providing our clients the very highest level of service available in the industry. If we can be of assistance in any way with questions you may have about your real estate goals please feel free to contact me at your convenience for a complimentary consultation.

Always at Your Service,

Tom Priester e-PRO

“Results Driven Real Estate”

Keller Williams Realty

561 308-0175

tom@tompriester.com

Janice MacMillan, Realtor

ERA Joyner Realty
231 Northside Drive
Valdosta, GA 31602
229.241.8884 (Office)
229.834.0946 (Cell)
229.241.9994 (Fax)

4762 Ben Salem Way Hahira Georgia (Bethany Hills Subdivision)

Janice MacMillan, ABR, SFR, CDPE~Military Relo. (ERA Joyner Realty) — Sat, 05 Feb 2011 08:51:26 -0800

Immaculate 2200 sq.ft 4BR home with gorgeous peak oak flooring in foyer & formal dining. Spacious split floor plan. Great room with fireplace & ceramic tile flooring. A lot of love & care has gone into this home. New tiled backsplash in kitchen. Formal office near back of house. Trey ceiling in great room & master bedroom. Master bath is open & airy with garden tub & separate shower. Privacy fenced backyard with lanai covered patio. Matching 30x16 workshop, garage & storage area. Alarm & sprinkler system.

Janice MacMillan, Realtor

ERA Joyner Realty
231 Northside Drive
Valdosta, GA 31602
229.241.8884 (Office)
229.834.0946 (Cell)
229.241.9994 (Fax)

Home is still where the heart is...

Janice MacMillan, ABR, SFR, CDPE~Military Relo. (ERA Joyner Realty) — Thu, 13 Jan 2011 11:56:26 -0800

Home is Still Where the Heart is...

In today's economy, many factors influence the decision to buy a home - job status, financial resources, and family considerations among them. But one of the most compelling reasons to consider becoming a homeowner in the current market is the affordability factor, which will benefit today's buyers for many years to come.

An overwhelming number of homeowners are happy with their decision to purchase their home, despite a challenging housing market. According to a survey conducted by Bankrate.com, 90 percent of respondents said they had no regrets about buying their current home.

You've heard the ole' saying "what goes up must come down"? Well it is quite the opposite with interest rates. With current interest rates starting to creep up, now is the time to jump on the band wagon and purchase that home you have been dreaming about. If you wait while interest rates continue to climb, it is actually going to cost you more money in the long run.

Or, if you're wishing to move up now is the time to do it. If you sell and buy simultaneously, you'll still be ahead of the game because typically the price reduction on the purchase is greater than the loss on the sale.

Even in today's down economy buying a house is still one of the best investments you can make. Homes will still appreciate over time, albeit at a slower rate at present. Most homeowners over time will have more equity built up in their house, then in 401K, stocks and savings.

Janice MacMillan, Realtor

ERA Joyner Realty
231 Northside Drive
Valdosta, GA 31602
229.241.8884 (Office)
229.834.0946 (Cell)
229.241.9994 (Fax)

New listing 5309 Branch Point Valdosta, GA 31605

Janice MacMillan, ABR, SFR, CDPE~Military Relo. (ERA Joyner Realty) — Sat, 08 Jan 2011 08:11:09 -0800

Just like new! Cute 3BR/2BA with decorator colors throughout. Open, split floor plan with wood floors in foyer & great room. Textured walls & ceilings. Double vanity. Privacy fenced backyard. Trey ceiling with crown molding in MBR. All appliances stay.

Janice MacMillan, Realtor

ERA Joyner Realty
231 Northside Drive
Valdosta, GA 31602
229.241.8884 (Office)
229.834.0946 (Cell)
229.241.9994 (Fax)

Fall of the House of FSBO

Janice MacMillan, ABR, SFR, CDPE~Military Relo. (ERA Joyner Realty) — Thu, 16 Dec 2010 16:41:25 -0800

For Sale By Owner's (FSBO) Decline

Homes sold without the help of a real estate professional dropped to a record low over the past year. According to the 2010 National Association of REALTORS® Profile of Home Buyers and Sellers, unrepresented sellers made up only 11 percent of the market, down from 13 percent in 2009.

Owners who sell their home without the help of an agent usually sell to someone they already know. Factoring out those private sales, the actual number of homes sold on the open market without professional assistance was a record low 5 percent, compared to 10 percent in 2004.

REALTOR® Value...

The current market's complexities underscore the value that Realtors® bring to their clients. Many home sellers underestimate the time commitment, sales process and negotiating skills it takes to sell their home for best price and terms. Unless a person is familiar with the process of selling real estate, negotiating contracts, dealing with counter offers, inspections, contingencies etc. it can be a very arduous and frustrating time.

There are many beneficial reasons why you should use a Realtor to sell your home but here are the top 3.

1. More exposure and marketing: Placing a "for sale" sign in front of your property and putting an ad in the local newspaper will not likely get your home sold. Realtors have an array of avenues for which they can go to bring maximum exposure to your property.

2. Higher probability of finding qualified buyers: Let's face it, finding qualified buyers these days is a tough job, even for t he most experienced Realtor. But experienced Realtors know the value of qualifying those buyers prior to showing them any homes on the market. They know the questions to ask potential buyers in order to weed the ones out who are "just looking" as well as where to direct those who are serious but need a hand to hold while going through the process of getting pre-qualified.

3. Setting a price: One of the most important services a Realtor® can help a home seller with is setting a listing price for the home. There is more to the process then just picking a number out of the air and hoping it is the right one. Setting the price too high will scare off potential buyers and too low, well you may just miss out on potential profits. A formal CMA (comparative market analysis) will be done using comps in the area of similar sold properties, and working together with the home seller to come up with a realistic asking price while meeting their needs and expectations.

Selling a home is no easy task to say the least, but it can be a less stressing experience for the home seller. Let's look at it this way, if you needed legal or medical advice would you rely on your own knowledge to get you through the situation or would you consult a professional to get the best possible outcome?

You would consult a professional, so why would you take the risk of selling your home yourself without the aid of an experienced REALTOR®?

Janice MacMillan, Realtor

ERA Joyner Realty
231 Northside Drive
Valdosta, GA 31602
229.241.8884 (Office)
229.834.0946 (Cell)
229.241.9994 (Fax)

Location, Location, Location Near Shopping, VSU and Moody AFB 3/2 115,000

Janice MacMillan, ABR, SFR, CDPE~Military Relo. (ERA Joyner Realty) — Mon, 13 Dec 2010 13:47:44 -0800

Dimension:
Living Rm: 11 x 18
Mstr Bdrm: 14 x 11
Mstr Bthrm: 4.5 x 5
Dining Rm: 11 x 12
Bedrm 2: 11 x 11
Bthrm 2: 8 x 7
Bedrm 3: 10 x 11
Family Rm: 35 x 11
Kitchen: 9 x 10
Lndry Rm: 11 x 4
Garage:   Carport:

ELECTRIC COMPANY: GEORGIA POWER WATER COMPANY: CITY OF VALDOSTA
OTHER UTILITY COMPANY:     OTHER UTILITY COMPANY 2:

CONSTRUCTION: Brick/Veneer
ROOF: Shingle
WATER: City
SEWER: City Sewer
HEATING: Central Electric
COOLING: Central Electric
FLOORS: Hardwood
WINDOWS: Wood INTERIOR FEATURES: Insulated, Fireplace, Cable TV Available, Ceiling Fans
APPLIANCES: Refrigerator, Gas Stove, Dishwasher
LAUNDRY RM TYPE: Room, In House
UTILITY RM TYPE: Shed, In Garage/Carport
EXTERIOR FEATURES: Fenced
PORCH TYPE: Open Patio, Rear
POOL: None
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DIRECTIONS: Northside, left on Gornto, right on White Oak Drive and right on Pineridge house on right.

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PROPERTY DESCRIPTION: Great investment home that has tons of potential and in a great area. Wood floors, fireplace. All appliances stay, shed in fenced backyard. Motivated sellers ALL offers will be considered!

Janice MacMillan, Realtor

ERA Joyner Realty
231 Northside Drive
Valdosta, GA 31602
229.241.8884 (Office)
229.834.0946 (Cell)
229.241.9994 (Fax)

Monthly Market Stats for Lowndes County and Surrounding Areas (November 2010)

Janice MacMillan, ABR, SFR, CDPE~Military Relo. (ERA Joyner Realty) — Tue, 07 Dec 2010 10:06:30 -0800

Monthly Market Stats for Lowndes County and Surrounding Areas (November 2010)

Market Report for Lowndes County/Valdosta Georgia and surrounding areas - Single Family Homes

Counties Include: Lowndes, Berrien, Brooks, Cook, and Lanier

Area	Active Listings	Pending Sales	Number Sold
1-N of Baytree to W Oak Street. (City Limits)	156	12	8
2-N of Park Ave to East Oak Street (City Limits)	149	10	9
3-S Park Ave to E. Oak To S. Hill (City Limits)	49	4	2
4-S Baytree Rd. To W. Oak Street to S. Hill (City Limits)	17	1	4
5-N Side Hwy 84 in Lowndes County	336	36	25
6- Incorp from S of Hwy 84 in Lowndes County	152	19	2
Giving us a total in Lowndes County	859	82	50
Berrien County	92	4	5
Brooks County	61	6	1
Cook County	86	7	1
Lanier County	92	8	5

Janice MacMillan, Realtor

ERA Joyner Realty
231 Northside Drive
Valdosta, GA 31602
229.241.8884 (Office)
229.834.0946 (Cell)
229.241.9994 (Fax)

What's available in Stone Creek Golf Community?

Janice MacMillan, ABR, SFR, CDPE~Military Relo. (ERA Joyner Realty) — Wed, 24 Nov 2010 12:16:30 -0800

What's For Sale in Your Neighborhood?

Address	Price	Address	Price
4261 Whisperwood Circle	998,000	4950 Summit Ridge Road	359,900
4923 Summit Ridge Road	379,900	5062 Falling Springs Rd	319,900
5323 Forest Glen	274,900	4642 Hickory Creek Cr.	339,900
4578 Tillman Bluff	349,900	4535 Plantation Crest	214,900
4727 Misty Valley	389,900	4406 Forest Valley Cr.	259,900
4406 Mathis Mill Rd.	359,900	4517 Plantation Crest	247,900
4717 Blackwater Dr	499,000	4497 Green Island Rd	304,900
4623 Green Island Rd	379,700	4400 Triple Oak Dr	299,900
4820 Twin Shadows	335,900	5061 Falling Springs Rd	395,000
4618 Hickory Creek Cr.	925,000	4498 Green Island Rd	349,900
4498 Plantation Crest Rd	219,900	4962 Summit Ridge Rd.	365,000
4704 Misty Valley Cr.	305,000	4617 Oak Arbor Drive.	319,000
4798 Blackwater Dr.	349,900	4625 Ridgeview Cr.	328,000
4285 Oak Forest Dr.	482,750	4207 Whisperwood Cr	350,000
4475 Tillman Bluff Rd.	355,000	4435 Mathis Mill	899,900
4801 Summit Ridge Rd.	281,715	4557 Tillman Bluff Rd.	310,000
4884 Twin Shadows Rd	339,900

Sales for October and November 2010

Address	List Price	Sale Price	Address	List Price	Sale Price
4542 Ivey Chase	250,000	235,000	4864 Summit Ridge	389,900	359,000
4475 Plantation Crest	210,000	208,750

Pending Sales

Address	List price
4876 Summit Ridge Rd.	349,900

Janice MacMillan, Realtor

ERA Joyner Realty
231 Northside Drive
Valdosta, GA 31602
229.241.8884 (Office)
229.834.0946 (Cell)
229.241.9994 (Fax)

New Short Sale Listing! 2331 Corey Drive Valdosta, GA 31601

Janice MacMillan, ABR, SFR, CDPE~Military Relo. (ERA Joyner Realty) — Sun, 21 Nov 2010 20:04:34 -0800

Walk through front dooor into 12x6 foyer.Large rooms throughout home. Tiled backsplash in kitchen & master bath. Master bath has sitting area, garden tub & his/her walk-in closets. Bay window in breakfast area looking out into backyard. Large pantry & laundry room. Trey ceiling in great room. Lot size 1.05 acres. Short sale subject to bank approval. OFFERED AT $149,900

Living Rm:		Mstr Bdrm:	21x16	Mstr Bthrm:	12x13
Dining Rm:	14x12	Bedrm 2:	13x13	Bthrm 2:	05x08
Great Rm:	18x20	Bedrm 3:	13x12	Bthrm 3:
Family Rm:		Bedrm 4:		Prtl Bthrm:
Kitchen:	11x11	Bedrm 5:		Extra Rm:	17x11
Brkfst Rm:	10x11	Sun Rm:		Lndry Rm:	10x12
Utility Rm:		Frnt Prch:		Back Prch:
Garage:	20x20

Janice MacMillan, Realtor

ERA Joyner Realty
231 Northside Drive
Valdosta, GA 31602
229.241.8884 (Office)
229.834.0946 (Cell)
229.241.9994 (Fax)

October Market Stats for Lowndes County and Surrounding Areas

Janice MacMillan, ABR, SFR, CDPE~Military Relo. (ERA Joyner Realty) — Sat, 06 Nov 2010 21:50:55 -0700

Market Report for Lowndes County/Valdosta Georgia and surrounding areas - Single Family Homes

Counties Include: Lowndes, Berrien, Brooks, Cook, and Lanier

Current active listings for Lowndes County Georgia (Valdosta and Hahira):

Area	Active Listings	Pending Sales	Number Sold
1-N of Baytree to W Oak Street. (City Limits)	159	7	4
2-N of Park Ave to East Oak Street (City Limits)	150	9	11
3-S Park Ave to E. Oak To S. Hill (City Limits)	41	1	2
4-S Baytree Rd. To W. Oak Street to S. Hill (City Limits)	16	4	1
5-N Side Hwy 84 in Lowndes County	329	21	20
6- Incorp from S of Hwy 84 in Lowndes County	175	6	8
Giving us a total in Lowndes County	870	48	46
Berrien County	109	5	1
Brooks County	73	4	6
Cook County	107	0	3
Lanier County	107	6	3

Janice MacMillan, Realtor

ERA Joyner Realty
231 Northside Drive
Valdosta, GA 31602
229.241.8884 (Office)
229.834.0946 (Cell)
229.241.9994 (Fax)

Short Sale Reduce 84,500 Needs a little TLC

Janice MacMillan, ABR, SFR, CDPE~Military Relo. (ERA Joyner Realty) — Mon, 18 Oct 2010 15:43:37 -0700

Cute home near Moody AFB 3 bedroom 2 bath home with fenced back yard. Carpet throughout. Trey ceiling in living room. Covered back patio. Nice large dining area. French doors off dining room grant access to back yard. Great for first time home buyer or investment property. Needs a little TLC, but has great potential. Short Sale subject to bank approval. Offered at $84,500

Janice MacMillan, Realtor

ERA Joyner Realty
231 Northside Drive
Valdosta, GA 31602
229.241.8884 (Office)
229.834.0946 (Cell)
229.241.9994 (Fax)

The Tenant from H E Double Hockey Sticks!

Janice MacMillan, ABR, SFR, CDPE~Military Relo. (ERA Joyner Realty) — Mon, 18 Oct 2010 13:29:26 -0700

The Tenant from H E Double Hockey Sticks!

I have a house listed in a neighboring town that has had 3 offers on it since listing. First two fell through in financing. During the second offer, the tenants that were in it moved out just a couple of days prior to closing. Financing fell through, no new owner, no tenant, frustrated seller.

House goes back active in MLS. Seller finds new tenant whom he makes very clear to that it is a month to month lease because it is still very active on the market, but gives him a SWEET deal on the rent. We have another offer within 6 weeks. This one is going along really smoothly. Financing is firm, inspection done, repairs are agreed upon.

All of a sudden the tenant is completely rude and uncooperative when it comes to making the house accessible to make repairs, do termite inspection etc. He acts as if he is mad at me for actually selling the property. He states, "thought" he would have more time.

I find his behavior very childish to say the least.

Dear Mr. Tenant,

I am very sorry I sold the house for which you live in. But, you were aware that it was actively being marketed and it was a month to month lease for just this reason. If you wanted something more long term you should have forked out a few more bucks on a different house where you could have signed a long term lease.

The Realtor

Janice MacMillan, Realtor

ERA Joyner Realty
231 Northside Drive
Valdosta, GA 31602
229.241.8884 (Office)
229.834.0946 (Cell)
229.241.9994 (Fax)

Investment/Rental Properties Valdosta Georgia

Janice MacMillan, ABR, SFR, CDPE~Military Relo. (ERA Joyner Realty) — Sat, 02 Oct 2010 07:23:32 -0700

Several rental/investment properties. Most are occupied, two vacant. Great asking prices.

Janice MacMillan, Realtor

ERA Joyner Realty
231 Northside Drive
Valdosta, GA 31602
229.241.8884 (Office)
229.834.0946 (Cell)
229.241.9994 (Fax)

New Listing! #6 Pinedale Valdosta, GA 31602 Near Moody AFB & Town

Janice MacMillan, ABR, SFR, CDPE~Military Relo. (ERA Joyner Realty) — Thu, 19 Aug 2010 13:43:16 -0700

Super cute home for first time home buyer or investment property! Hard wood, carpet and tile floors. French doors in great room open to covered patio in fenced back yard. Just painted and cleaned. Shed and green house in back yard. One car garage. GREAT PRICE! Offered at 89,600

Janice MacMillan, Realtor

ERA Joyner Realty
231 Northside Drive
Valdosta, GA 31602
229.241.8884 (Office)
229.834.0946 (Cell)
229.241.9994 (Fax)