Many workers, especially if they work for a company, have health insurance as one of their employee benefits. But considering the volatility of the American economy and job market, health insurance is a big concern if you should lose your job. So, what are your options?

First, don't panic. If you worked for a company that had 20 or more employees covered by a group health plan, you are probably entitled to benefits under a federal law called COBRA, the Consolidated Omnibus Budget Reconciliation Act. Under COBRA, you are allowed to receive continued health care coverage. Certain conditions apply, but you are not left unprotected without health insurance.

In all likelihood, your COBRA coverage will last long enough while you look for another job or make alternative health insurance arrangements.

If you decide to make other health insurance arrangements, there are a number of issues to consider. Give me a call to discuss your needs, concerns, and the health care options available to you.