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stated loans: Great News Florida! With a 660 FICO Stated Loans Are Back up to a 90% - 05/31/08 02:29 PM
First off: No the headline is not a typo. (5/30/2008).
It is true in South Florida we have seen a surge of a true Buyers market. However, many of my clients cannot always provide full income documentation. This is why I am so excited to start to see some of the loan programs coming back.
If your credit score is above a 660 and can provide proof of your assets you may still be able to qualify for up to a 90% financing on a primary property. (w/ a 700 FICO No proof of assets would be required) These programs are … (16 comments)

stated loans: Stated, No Doc, No Ratio Home Loans..Think They Are in The Past? Guess Again - 01/15/08 09:52 AM
Stated, No Doc, No Ratio Home Loans..Think They Are in The Past? Guess Again 
As a Professional Mortgage Broker in Florida I found their are many misconceptions on what Mortgage Programs are available in today's Lending Industry.  The following programs are still available:
Stated Income, Stated Assets (No Proof of income or assets)Stated Income, Verified AssetsNo Documentation LoansNo Ratio LoansBusiness Bank Statements Loans (For Proof of income)Personal Bank StatementsWhat are the Requirements?
First off, their is NO Set FICO for every loan throughout the Lending Industry.  This is one of the reason's why I enjoy being a Mortgage Broker.  I am able to sift … (44 comments)

 

Matthew J Blum - (retired from the business)

Palm Beach Gardens, FL

More about me…

Address: Palm Beach Gardens, FL, 33410

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