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In my market, the Poconos of Pennsylvania, home prices are relatively low where unless the property is a foreclosure between $100 and $200K, I try to stay away from foreclosures because there is a lot less hassle than trying to deal with the time it takes to get a response from a bank. Plus, with a foreclosure, most times the property is sold "as-is", with no seller's disclosure, so why would you want to show clients a foreclosure when you could have a perfectly good home that isn't a foreclosure and still in their price range? 