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edmond homes for sale: Affordability of an Edmond Home Just Around the Corner - 05/16/11 04:27 PM
Interest rates are lower than ever, Edmond homes more affordable than in the past 35 years, and the monthly gross income allocated for the mortgage payment is at around 17%, so what's the roadblock for buyers? Access to credit and higher down payments! Though homes are selling in this buyers' market, it's rare that a buyer won't need some financing. And that's the problem. Credit scores must be in the 700s with higher being better. The Zillow website reports even those scores won't always guarantee a loan. When lending standards tightened after the subprime trend, it necessarily increased the access to (0 comments)
edmond homes for sale: Why Was Your Edmond Mortgage Refused? - 05/06/11 10:38 PM
You know your credit is top-notch, your money owed is small and you can easily afford that Edmond home you've been eyeing. Well at least you think all this is true. Wham - you are rejected for the home loan. You are left scratching your head and wondering what the heck is going on. Well, mortgage laws have tightened and mortgage lenders are more reluctant to write the loans. It's getting harder for those homebuyers. Loans are rejected, sometimes for no good reason. Here's the issue: Government-backed Fannie Mae and Freddie Mac have tighter standards. Most believe that's a good thing. (0 comments)
edmond homes for sale: Great Edmond Open House - 04/29/11 08:26 AM
Yes, the home market is still tough. As the owner, you have responsibility for the open house, and it isn't just being gone during that time. As RIS Media suggests, more homes are popping up with for sale signs, which ultimately mean buyer benefit. As you sign on with your real estate agent, you should expect a plan of action on marketing your house. It's the where, how and when will the buyer see it? No doubt your agent will have well-developed web marketing, including exceptional photos and potentially a virtual tour. Then comes the open house - the number (how (0 comments)
edmond homes for sale: An Offer on your Edmond Home - Now What? - 04/25/11 08:50 AM
Families, couples, individuals have looked in the nooks and crannies of your Edmond house. You had expectations for each showing. Today you got an offer! Even in favorable market conditions, to accept or not is a big decision. Your real estate agent can guide you, but the final decision is yours alone. How do you know what to do? Realty Times offers guidelines to help make it easier for you to decide on the offer path. Consider these details: Approved or Pre-Qualified: Your real estate agent can find out if the buyer has already been approved or pre-qualified for a loan (0 comments)
edmond homes for sale: What Do All Those Figures Mean on the Closing Cost Statement for your Edmond Home? - 03/11/11 07:49 AM
You have applied for your loan and been approved for an amount that fits your budget. Now you are just waiting to sign on the dotted line and move into your new home in beautiful Edmond.When you get to the closing, keep in mind there are going to be other figures jumping off the page that are closing costs. It can be pretty overwhelming, so you should know what all these amounts mean.One of the first things you may see is the down payment. That of course is the money you put toward the purchase of the home. It is recommended (2 comments)
edmond homes for sale: Move to a Place With a Low Cost-of-Living Index - Edmond - 02/25/11 10:02 PM
Looking to make a move, and the high economy has got you down? Look no further! Ten Oklahoma cities, including local Edmond, rank below the national cost-of-living index.Edmond's index ranked 8.4% below the national average according to ACCRA, the association of community and economic development research professionals. They calculate this information by looking at prices for goods and services that participate in the study.Janet Yowell, Executive Director of the Edmond Economic Development Authority, feels it only benefits those that do allow the study in their area. "By participating in the ACCRA Cost-of-Living Index, we can offer customized cost-of-living comparison data to assist (0 comments)
edmond homes for sale: An Edmond Home for Hok'ee - 02/21/11 04:02 PM
On the snowy morning of February 8 in Edmond, a German shepherd mix was found malnourished and suffering from the brutal winter cold. Luckily, the dog, who later was named Hok'ee (which means "abandoned" in Navajo), was found outside the Edmond Animal Shelter.When news hit local newspapers and media, many citizens reached out and offered to adopt the friendly deserted dog. Edmond Police, along with animal shelter workers, were amazed by the outpouring of caring people who wanted to help the pet. It was decided that the best way to determine future ownership would be by having an auction.Certain criteria was posted (0 comments)
edmond homes for sale: Edmond Resident Puts on Miles With a Mission - 01/28/11 09:55 PM
Edmond resident Douglas Eaton will ride his motorcycle 10,000 miles, and see 15 countries, all for a cause. On February 1, Eaton, along with five others, all part of the Miles with a Mission, will begin their journey to help raise money for student scholarships, compassionate relief, and leadership resources.They will begin in Shuaia, Argentina, the southernmost city in the world, at the southern tip of South America. If all works out as planned, they should arrive in Bethany, Oklahoma at Southern Nazarene University, on March 31.Eaton, who is retired and volunteers regularly throughout the Edmond area, will be touring on his (0 comments)
edmond homes for sale: All Aboard! Edmond Buses to Use CNG Fuel - 01/21/11 10:49 PM
Soon city buses in Edmond will turn over to natural gas and show a savings of $38,000 per year. This will be the first city-owned buses to use CNG or compressed natural gas fuel. Clear, odorless, and non-corrosive, it is a more environmentally clean alternative to gasoline, diesel, or propane. When mixed with biogas produced from landfills or wastewater, it does not release the concentration of carbon in the atmosphere.The project, which will include using a conversion kit, will be aided by a $250,000 federal stimulus grant. Currently, CNG fuel is $1.39 a gallon, and unleaded gas $3 a gallon.Shannon Entz, Edmond's (2 comments)
edmond homes for sale: Christmas Tree Recycling in Edmond Serves Dual Purpose - 01/17/11 04:00 PM
Many Edmond residents have gone from buying an artificial tree to buying a fresh Christmas tree. The appeal of the holiday scent, and beauty, helped many make this decision. But, another reason many went back to fresh is because they know after the holidays are over their tree is being recycled! The trees could be dropped off at either Hafer Park, or J.L. Mitch Park, until January 11. Once the trees are gathered they will be chipped into cedar and will be available to residents after February 11. Wesley Dedmon, solid waste supervisor, estimates they will receive over 1,000 trees to (0 comments)
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Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.